Medicare Plan D is one of the many Medicare supplement choices available to you. All Medicare supplement plans (also known as Medigap plans) are designed to fill in the benefit gaps of Original Medicare.
These gaps in your health care coverage can add up quickly. Plan D can help cover some of these costs, so let’s find out how it can benefit you. When you’re finished with Plan D, make sure to check out the other Medicare plans available below.
Medicare Supplement Plan D is provides shoppers a balanced amount of coverage. Plan D doesn’t have the most benefits and isn’t the most comprehensive plan.
However, it provides adequate coverage and their premiums are typically less expensive compared to Medigap plans with more benefits.
What Medicare Plan D Covers
A Medicare Supplement Plan D insurance policy provides coverage for most of the gaps in Original Medicare. Let’s see exactly what Plan D covers:
What Medicare Plan D WON’T Cover
Medigap Plan D will not cover your Medicare Part B Deductible. Plan D won’t cover any Excess Charges.
Foreign Travel Emergencies aren’t fully covered, but they are up to 80%.
|Medicare Supplement Benefits||Plan G covers?|
|Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used||YES|
|Medicare Part B coinsurance or copayment||YES|
|Blood (first 3 pints)||YES|
|Part A hospice care coinsurance or copayment||YES|
|Skilled nursing facility care coinsurance||YES|
|Part A deductible||YES|
|Part B deductible||NO|
|Part B excess charges||NO|
|Foreign travel emergency (up to plan limits)||80%|
Medicare Plan D and Part D are DIFFERENT
There are many confusing parts about Medicare and this is one of the big ones. People are often confused to hear that Medicare Supplement Plan and Medicare Part D are completely different.
Let’s look at their differences and see why it’s important to know them:
Compare Medigap Plan D rates
If you’re still unsure about see so many Medicare letters containing “D” don’t stress. Give us a call and we promise to make it simple so you can feel confident about your Medicare choices.
At REMEDIGAP, you’ll get one-on-one help from beginning to end. You can get started now with a free online Medigap insurance quote.