Medicare Plan D

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Medicare Plan D

Medicare Plan D is one of the many Medicare supplement choices available to you. All Medicare supplement plans (also known as Medigap plans) are designed to fill in the benefit gaps of Original Medicare.

These gaps in your health care coverage can add up quickly. Plan D can help cover some of these costs, so let’s find out how it can benefit you. When you’re finished with Plan D, make sure to check out the other Medicare plans available below.

Medicare Supplement Plan D

Medicare Supplement Plan D is provides shoppers a balanced amount of coverage. Plan D doesn’t have the most benefits and isn’t the most comprehensive plan. 

However, it provides adequate coverage and their premiums are typically less expensive compared to Medigap plans with more benefits.

What Medicare Plan D Covers

A Medicare Supplement Plan D insurance policy provides coverage for most of the gaps in Original Medicare. Let’s see exactly what Plan D covers:

  • Medicare Part A Coinsurance & Hospital Costs (Covered)
  • Part A Hospice Care Coinsurance or Copayment (Covered)
  • Medicare Part B Coinsurance and Copayment (Covered)
  • Skilled Nursing Facility Coinsurance (Covered)
  • Blood (First 3 Pints) (Covered)
  • Medicare Part A Deductible (Covered)
  • Foreign Travel Emergency – 80% (Covered)
  • Medicare Part B Excess Charges (Not Covered)
  • Medicare Part B Deductible (Not Covered)

What Medicare Plan D WON’T Cover

Medigap Plan D will not cover your Medicare Part B Deductible. Plan D won’t cover any Excess Charges. 

Foreign Travel Emergencies aren’t fully covered, but they are up to 80%.

Medicare Supplement BenefitsPlan G covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYES
Medicare Part B coinsurance or copaymentYES
Blood (first 3 pints)YES
Part A hospice care coinsurance or copaymentYES
Skilled nursing facility care coinsuranceYES
Part A deductibleYES
Part B deductibleNO
Part B excess chargesNO
Foreign travel emergency (up to plan limits)80%

Medicare Plan D and Part D are DIFFERENT

There are many confusing parts about Medicare and this is one of the big ones. People are often confused to hear  that Medicare Supplement Plan and Medicare Part D are completely different. 

Let’s look at their differences and see why it’s important to know them:

  • Medicare Supplement Plan D, also referred to as Medigap Plan D, is an insurance plan that companies offer consumers to cover the gaps in Original Medicare.
  • Unlike Medicare Part D, Medicare Supplement Plan D is not a prescription drug plan and will not cover prescription drug costs.

Compare Medigap Plan D rates

If you’re still unsure about see so many Medicare letters containing “D” don’t stress.  Give us a call and we promise to make it simple so you can feel confident about your Medicare choices. 

At REMEDIGAP, you’ll get one-on-one help from beginning to end. You can get started now with a free online Medigap insurance quote.

  • Get free quotes sent to your email
  • Compare costs of Medigap plans
  • Estimate your cost savings
  • Get help with your enrollment