Are you trying to find the best Nevada Medicare Supplement plans? Good news. You’ve come to the right place. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Nevada Medigap plans.
best medicare supplement plans in Nevada
Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
What does a standardized plan mean?
This means that when you shop for a specific Medicare Supplement Plan letter it will provide you the same exact coverage no matter the company you buy from.
Your Medicare coverage is the same no matter if the Plan G is from Aetna, Blue Cross Blue Shield or any other Medigap company.
It’s the LAW!
How to save money on medicare supplement plans in Nevada
How much will you pay for your Nevada Medicare Supplement insurance? You’re not getting more benefits by paying more.
So don’t overpay!
How much can Nevada residents save?
Here’s a quick example…
Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Medicare Supplements Work
Medigap plans simply supplement your Original Medicare coverage. Let’s look at how buying a Medigap plan compares to an everyday purchase.
Think of buying a Medigap plan like buying gasoline.
The quality of regular unleaded gasoline (think “Medigap Plan G”) is the same at every gas station. However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Nevada Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Nevada Medicare Supplement Insurance Coverage.
Compare Nevada Medicare Supplements
It is important to know that even though the coverage for Nevada Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Nevada Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help
Our service is free. We help Nevada Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Nevada Medigap coverage.
Be an informed buyer and comparison shop your Nevada Medicare Supplement Insurance plans and rates.
Request a quote right on this page or call us at (888) 411-1329 for personal service.
Nevada Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Nevada that I serve. Click here if you’re looking for other Medicare Supplement states.
Alamo Austin Baker Battle Mountain Beatty Beaverdam Bennett Springs Blue Diamond Boulder City Bunkerville Cal-Nev-Ari Caliente Carlin Carson City Carter Springs Cold Springs Crescent Valley Crystal Bay Dayton Denio Double Spring Dry Valley Dyer East Valley Elko Ely Empire Enterprise Eureka Fallon Fallon Station Fernley Fish Springs Fort McDermitt Gabbs Gardnerville Gardnerville Ranchos Genoa Gerlach Glenbrook Golconda Golden Valley Goldfield Goodsprings Grass Valley Hawthorne Henderson Hiko Humboldt River Ranch Imlay Incline Village Indian Hills Indian Springs Jackpot Johnson Lane Kingsbury Kingston Lakeridge Lamoille Las Vegas Laughlin Lemmon Valley Logan Creek Lovelock Lund McDermitt McGill Mesquite Mina Minden Moapa Town Moapa Valley Mogul Montello Mount Charleston Mount Wilson Nellis AFB Nelson Nixon North Las Vegas Oasis Orovada Osino Owyhee Pahrump Panaca Paradise Paradise Valley Pioche Preston Rachel Reno Round Hill Village Ruhenstroth Ruth Sandy Valley Schurz Searchlight Silver Peak Silver Springs Skyland Smith Valley Spanish Springs Sparks Spring Creek Spring Valley Stagecoach Stateline Summerlin South Sun Valley Sunrise Manor Sutcliffe Tonopah Topaz Lake Topaz Ranch Estates Ursine Valmy Verdi Virginia City Wadsworth Walker Lake Washoe Valley Wells West Wendover Whitney Winchester Winnemucca Yerington Zephyr Cove