Texas Medicare Supplement Plans

Texas Medicare Supplement Plans

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Texas Medicare Supplement Plans

What are the best Texas Medicare Supplement plans available? How do I get the best deal? Those answers will depend on a few key points.  In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Texas Medigap plans.

best medicare supplement plans in Texas

Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government. 

What does a standardized plan mean? 

This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.

That’s right.

Your Medicare coverage is the same no matter if the Plan G is from Blue Cross Blue Shield, Mutual of Omaha, Aetna or any other Medigap company.  

It’s the LAW!

How to save money on medicare supplement plans in Texas

How much will you pay for your Texas Medicare Supplement Insurance? You’re not getting more benefits by paying more. 

So don’t overpay!

How much can Texas residents save?

Here’s a quick example…

Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.

We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.

The average monthly premiums from “A” rated companies are:

  • Average Lowest Monthly Rate: $128
  • Average Highest Monthly Rate: $190

Your Potential Monthly Savings!

$ 0

Those savings are hugeThat’s an annual savings of $744!

Again, these Plan G savings all come with the same benefits.

Since the benefits are the same, the only difference from each company is PRICE!

How Medicare Supplements Work

Let’s look at Medigap and compare it to an everyday purchase. 

Think of Medigap plans like buying gas. 

The quality of regular unleaded gasoline (Plan G) is the same at every gas station.  

However, gasoline may have different prices from multiple gas stations in your town. 

You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.

This is how Medigap works.  

If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.  

If you are shopping for Plan N, shop all Plan N plans in your Zip Code.

Texas Medigap Benefits

Plan G benefits are the exact same no matter what company you choose.  

This applies to all Medigap plan letters.  

You do not get better benefits by selecting a big or small insurance company.

Price comparison shopping is extremely important. 

You must make sure that you are not spending more than you have to for the exact same Texas Medicare Supplement Insurance Coverage.

Compare Texas Medicare Supplements

Let’s start with the basics. It is important to know that even though the coverage for Texas Medicare Supplement plans are the same, the rates are not. You need to compare the plan letters from company to company.  For example, compare Medicare Supplement Plan G from multiple companies.

Medicare Supplement insurance plan premium prices are different when comparing Texas Medicare Supplement insurance companies. The Medigap lettered plans (Plan G for example) are standardized.  

This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.

CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.

Outline Of Coverage

medicare supplement plan comparison

* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)

** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.

*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.

REMEDIGAP can help

Our service is free. We help Texas Medicare Insurance beneficiaries who are new to Medicare or already using Medicare. 

If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.

We are independent agents who shop the entire market and offer you choices.

We’re not bound to any insurance company.

We don’t work for the Medicare Supplement companies.  We work for you. 

We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Texas Medigap coverage.

Be an informed buyer and comparison shop your Texas Medicare Supplement Insurance plans and rates.

Just click here to request a quote or call us at (888) 411-1329 for personal service.

Texas Medigap Locations

Are you wondering if I can help lower your costs for Texas Medicare Supplement plans? I try my absolute best!  

Below are the cities in Texas that I serve. Click here if you’re looking for other Medicare Supplement states.

Abbott Abernathy Abilene Abram-Perezville Ackerly Addison Adrian Agua Dulce Agua Dulce Airport Road Addition Alamo Alamo Heights Alba Albany Aldine Aledo Alfred-South La Paloma Alice Alice Acres Allen Alma Alpine Alto Alto Bonito Alton Alton North Alvarado Alvin Alvord Amarillo Ames Amherst Anahuac Anderson Anderson Mill Andrews Angleton Angus Anna Annetta Annetta North Annetta South Annona Anson Anthony Anton Appleby Aquilla Aransas Pass Archer City Arcola Argyle Arlington Arp Arroyo Alto Arroyo Colorado Estates Arroyo Gardens-La Tina Ranch Asherton Aspermont Atascocita Athens Atlanta Aubrey Aurora Austin Austwell Avery Avinger Azle Bacliff Bailey Bailey’s Prairie village Baird Balch Springs Balcones Heights Ballinger Balmorhea Bandera Bangs Bardwell Barrett Barry Barstow Bartlett Barton Creek Bartonville Bastrop Batesville Bausell and Ellis Bay City Bayou Vista Bayside Baytown Bayview Beach City Bear Creek village Beasley Beaumont Beckville Bedford Bee Cave village Beeville Bellaire Bellevue Bellmead Bells Bellville Belton Benavides Benbrook Benjamin Berryville Bertram Beverly Hills Bevil Oaks Bigfoot Big Lake Big Sandy Big Spring Big Wells Bishop Bishop Hills Bixby Blackwell Blanco Blanket Blessing Bloomburg Blooming Grove Bloomington Blossom Blue Berry Hill Blue Mound Blue Ridge Bluetown-Iglesia Antigua Blum Boerne Bogata Boling-Iago Bolivar Peninsula Bonham Bonney village Booker Borger Botines Bovina Bowie Box Canyon-Amistad Boyd Brackettville Brady Brazoria Breckenridge Bremond Brenham Briar Briarcliff village Briaroaks Bridge City Bridgeport Broaddus Bronte Brookshire Brookside Village Browndell Brownfield Brownsboro Brownsville Brownwood Bruceville-Eddy Brundage Bruni Brushy Creek Bryan Bryson Buchanan Dam Buckholts Buda Buffalo Buffalo Gap Buffalo Springs village Bullard Bulverde Buna Bunker Hill Village Burkburnett Burke Burleson Burnet Burton Butterfield Byers Bynum Cactus Caddo Mills Caldwell Callisburg Calvert Cameron Cameron Park Campbell Camp Swift Camp Wood Canadian Caney City Canton Cantu Addition Canutillo Canyon Canyon Lake Carbon Carl’s Corner Carmine Carrizo Hill Carrizo Springs Carrollton Carthage Castle Hills Castroville Catarina Cedar Hill Cedar Park Celeste Celina Center Centerville Central Gardens Cesar Chavez Chandler Channelview Channing Charlotte Chester Chico Childress Chillicothe China China Grove Chireno Christine Christoval Chula Vista-Orason Chula Vista-River Spur Cibolo Cienegas Terrace Cinco Ranch Circle D-KC Estates Cisco Citrus City Clarendon Clarksville Clarksville City Claude Clear Lake Shores Cleburne Cleveland Clifton Clint Cloverleaf Clute Clyde Coahoma Cockrell Hill Coffee City Coldspring Coleman College Station Colleyville Collinsville Colmesneil Colorado City Columbus Comanche Combes Combine Comfort Commerce Como Concepcion Conroe Converse Cool Coolidge Cooper Coppell Copperas Cove Copper Canyon Corinth Corpus Christi Corral City Corrigan Corsicana Cottonwood Cottonwood Shores Cotulla Cove Covington Coyanosa Coyote Acres Crandall Crane Cranfills Gap Crawford Creedmoor Crockett Crosby Crosbyton Cross Mountain Cross Plains Cross Roads Cross Timber Crowell Crowley Crystal City Cuero Cuevitas Cumby Cumings Cuney Cushing Cut and Shoot Daingerfield Daisetta Dalhart Dallas Dalworthington Gardens Damon Danbury Darrouzett Dawson Dayton Dayton Lakes Dean Decatur Deer Park De Kalb De Leon Dell City Del Mar Heights Del Rio Del Sol-Loma Linda Denison Denton Denver City Deport DeSoto Detroit Devers Devine Deweyville Diboll Dickens Dickinson Dilley Dimmitt Dodd City Dodson Doffing Domino Donna Doolittle Dorchester Double Oak Douglassville Doyle Dripping Springs Driscoll Dublin Dumas Duncanville Eagle Lake Eagle Mountain Eagle Pass Early Earth East Bernard Eastland East Mountain Easton East Tawakoni Ector Edcouch Eden Edgecliff Village Edgewater-Paisano Edgewood Edinburg Edmonson Edna Edom Edroy Eidson Road Elbert El Camino Angosto El Campo El Cenizo Eldorado Electra Elgin El Indio Elkhart El Lago Elm Creek Elmendorf El Paso El Refugio Elsa Emhouse Emory Encantada-Ranchito El Calaboz Enchanted Oaks Encinal Encino Ennis Escobares Estelline Euless Eureka Eustace Evadale Evant Everman Fabens Fairchilds village Fairfield Fair Oaks Ranch Fairview Falcon Heights Falcon Lake Estates Falcon Mesa Falcon Village Falfurrias Falls City Falman-County Acres Farmers Branch Farmersville Farwell Fate Fayetteville Faysville Ferris Fifth Street Flatonia Florence Floresville Flowella Flower Mound Floydada Follett Forest Hill Forney Forsan Fort Bliss Fort Davis Fort Hancock Fort Hood Fort Stockton Fort Worth Four Corners Fowlerton Franklin Frankston Fredericksburg Freeport Freer Fresno Friendswood Friona Frisco Fritch Fronton Frost Fruitvale Fulshear Fulton Gainesville Galena Park Gallatin Galveston Ganado Garceno Gardendale Garden Ridge Garfield Garland Garrett Garrison Gary City Gatesville Georgetown George West Geronimo Gholson Giddings Gilmer Girard Gladewater Glenn Heights Glen Rose Godley Goldsmith Goldthwaite Goliad Golinda Gonzales Goodlow Goodrich Gordon Goree Gorman Graford Graham Granbury Grand Acres Grandfalls Grand Prairie Grand Saline Grandview Granger Granite Shoals Granjeno Grape Creek Grapeland Grapevine Grays Prairie village Greatwood Green Valley Farms Greenville Gregory Grey Forest Groesbeck Groom Groves Groveton Gruver Guerra Gun Barrel City Gunter Gustine Hackberry Hale Center Hallettsville Hallsburg Hallsville Haltom City Hamilton Hamlin Happy Hardin Harker Heights Harlingen Harper Hart Hartley Haskell Haslet Havana Hawk Cove Hawkins Hawley Hays Hearne Heath Hebbronville Hebron Hedley Hedwig Village Heidelberg Helotes Hemphill Hempstead Henderson Henrietta Hereford Hermleigh Hewitt Hickory Creek Hico Hidalgo Higgins Highland Haven Highland Park Highlands Highland Village Hill Country Village Hillcrest village Hillsboro Hilltop Hilshire Village Hitchcock Holiday Lakes Holland Holliday Hollywood Park Homestead Meadows North Homestead Meadows South Hondo Honey Grove Hooks Horizon City Horseshoe Bay Houston Howardwick Howe Hubbard Hudson Hudson Bend Hudson Oaks Hughes Springs Humble Hungerford Hunters Creek Village Huntington Huntsville Hurst Hutchins Hutto Huxley Idalou Impact Imperial Indian Hills Indian Lake Industry Inez Ingleside Ingleside on the Bay Ingram Iowa Colony village Iowa Park Iraan Iredell Irving Italy Itasca Jacinto City Jacksboro Jacksonville Jamaica Beach Jasper Jayton Jefferson Jersey Village Jewett Joaquin Johnson City Jolly Jollyville Jones Creek village Jonestown Josephine Joshua Jourdanton Junction Justin Karnes City Katy Kaufman K-Bar Ranch Keene Keller Kemah Kemp Kempner Kendleton Kenedy Kenefick Kennard Kennedale Kerens Kermit Kerrville Kilgore Killeen Kingsbury Kingsland Kingsville Kirby Kirbyville Kirvin Knippa Knollwood village Knox City Kosse Kountze Kress Krugerville Krum Kyle La Blanca La Casita-Garciasville Lackland AFB LaCoste Lacy-Lakeview Ladonia La Feria La Feria North Lago Lago Vista La Grange La Grulla Laguna Heights Laguna Seca Laguna Vista La Homa La Joya Lake Bridgeport Lake Brownwood Lake City Lake Dallas Lakehills Lake Jackson Lake Kiowa Lakeport Lakeshore Gardens-Hidden Acres Lakeside town (San Patricio County) Lakeside town (Tarrant County) Lakeside City Lake Tanglewood village Lakeview Lake View Lakeway Lakewood Village Lake Worth La Marque Lamesa Lampasas Lancaster La Paloma La Paloma-Lost Creek La Porte La Presa La Pryor La Puerta Laredo Laredo Ranchettes Larga Vista La Rosita Lasana Lasara Las Colonias Las Lomas Las Lomitas Las Palmas-Juarez Las Quintas Fronterizas Latexo Laughlin AFB Laureles La Vernia La Victoria La Villa Lavon La Ward Lawn League City Leakey Leander Leary Lefors Leona Leonard Leon Valley Leroy Levelland Lewisville Lexington Liberty Liberty City Liberty Hill Lincoln Park Lindale Linden Lindsay Lindsay Lipan Lipscomb Little Elm Littlefield Little River-Academy Live Oak Liverpool Livingston Llano Llano Grande Lockhart Lockney Log Cabin Lolita Loma Linda East Lometa Lone Oak Lone Star Longview Lopeno Lopezville Loraine Lorena Lorenzo Los Alvarez Los Angeles Subdivision Los Ebanos Los Fresnos Los Indios Lost Creek Los Villareales Los Ybanez Lott Louise Lovelady Lowry Crossing Lozano Lubbock Lucas Lueders Lufkin Luling Lumberton Lyford Lyford South Lytle Mabank McAllen McCamey McGregor McKinney McLean McLendon-Chisholm McQueeney Madisonville Magnolia Malakoff Malone Manor Mansfield Manvel Marathon Marble Falls Marfa Marietta Marion Markham Marlin Marquez Marshall Marshall Creek Mart Martindale Mason Matador Mathis Maud Mauriceville Maypearl Meadow Meadowlakes Meadows Place Medina Megargel Melissa Melvin Memphis Menard Mercedes Meridian Merkel Mertens Mertzon Mesquite Mexia Miami Midland Midlothian Midway Midway North Midway South Mila Doce Milam Milano Mildred Miles Milford Miller’s Cove Millican Millsap Mineola Mineral Wells Mingus Mirando City Mission Mission Bend Missouri City Mobeetie Mobile City Monahans Mont Belvieu Monte Alto Montgomery Moody Moore Moore Station Morales-Sanchez Moran Morgan Morgan Farm Area Morgan’s Point Morgan’s Point Resort Morning Glory Morse Morton Moulton Mountain City Mount Calm Mount Enterprise Mount Pleasant Mount Vernon Muenster Muleshoe Mullin Munday Muniz Murchison Murphy Mustang Mustang Ridge Nacogdoches Naples Nash Nassau Bay Natalia Navarro Navasota Nazareth Nederland Needville Nesbitt Nevada Newark New Berlin New Boston New Braunfels Newcastle New Chapel Hill New Deal New Fairview New Falcon New Home New Hope New London New Summerfield New Territory Newton New Waverly Neylandville Niederwald Nixon Nocona Nolanville Nome Noonday Nordheim Normangee Normanna North Alamo North Cleveland Northcliff North Escobares Northlake North Pearsall North Richland Hills North San Pedro Novice Nurillo Oak Grove Oakhurst Oak Leaf Oak Point Oak Ridge town (Cooke County) Oak Ridge town (Kaufman County) Oak Ridge North Oak Trail Shores Oak Valley Oakwood O’Brien Odem Odessa O’Donnell Oglesby Oilton Old River-Winfree Olivarez Olmito Olmos Park Olney Olton Omaha Onalaska Onion Creek Opdyke West Orange Orange Grove Orchard Ore City Overton Ovilla Owl Ranch-Amargosa Oyster Creek Ozona Paducah Paint Rock Palacios Palestine Palisades village Palmer Palmhurst Palm Valley Palmview Palmview South Pampa Panhandle Panorama Village Pantego Paradise Paris Parker Pasadena Pattison Patton Village Pawnee Payne Springs Pearland Pearsall Pecan Acres Pecan Gap Pecan Grove Pecan Hill Pecan Plantation Pecos Pelican Bay Penelope Penitas Pernitas Point village Perryton Petersburg Petrolia Petronila Pettus Pflugerville Pharr Pilot Point Pine Forest Pinehurst Pinehurst Pine Island Pineland Pinewood Estates Piney Point Village Pittsburg Plains Plainview Plano Pleak village Pleasanton Pleasant Valley Plum Grove Point Point Blank Point Comfort Ponder Port Aransas Port Arthur Porter Heights Port Isabel Portland Port Lavaca Port Mansfield Port Neches Post Post Oak Bend City Poteet Poth Potosi Pottsboro Powell Poynor Prado Verde Prairie View Premont Presidio Primera Princeton Progreso Progreso Lakes Prosper Putnam Pyote Quail Quanah Queen City Quemado Quinlan Quintana Quitaque Quitman Radar Base Ralls Ranchette Estates Ranchitos Las Lomas Rancho Alegre Rancho Banquete Rancho Chico Ranchos Penitas West Rancho Viejo Ranger Rangerville village Rankin Ransom Canyon Ratamosa Ravenna Raymondville Realitos Redford Red Lick Red Oak Redwater Redwood Reese Center Refugio Reid Hope King Reklaw Relampago Rendon Reno city (Lamar County) Reno city (Parker County) Retreat Rhome Rice Richardson Richland Richland Hills Richland Springs Richmond Richwood Riesel Rio Bravo Rio Grande City Rio Hondo Rio Vista Rising Star River Oaks Riverside Roanoke Roaring Springs Robert Lee Robinson Robstown Roby Rochester Rockdale Rockport Rocksprings Rockwall Rocky Mound Rogers Rollingwood Roma Roma Creek Roman Forest Ropesville Roscoe Rosebud Rose City Rose Hill Acres Rosenberg Rosita North Rosita South Ross Rosser village Rotan Round Mountain Round Rock Round Top Rowlett Roxton Royse City Rule Runaway Bay Runge Rusk Sabinal Sachse Sadler Saginaw St. Hedwig St. Jo St. Paul St. Paul Salado Salineno Samnorwood San Angelo San Antonio San Augustine San Benito San Carlos Sanctuary Sanderson Sandia San Diego Sandy Hollow-Escondidas San Elizario San Felipe Sanford Sanger San Ignacio San Isidro San Juan San Leanna village San Leon San Manuel-Linn San Marcos San Patricio San Pedro San Perlita San Saba Sansom Park Santa Anna Santa Clara Santa Cruz Santa Fe Santa Maria Santa Monica Santa Rosa Savoy Scenic Oaks Schertz Schulenburg Scissors Scotland Scottsville Seabrook Seadrift Seagoville Seagraves Sealy Sebastian Seguin Selma Seminole Serenada Seth Ward Seven Oaks Seven Points Seymour Shady Hollow Shady Shores Shallowater Shamrock Shavano Park Sheldon Shenandoah Shepherd Sherman Shiner Shoreacres Sienna Plantation Sierra Blanca Siesta Shores Silsbee Silverton Simonton Sinton Skellytown Skidmore Slaton Smiley Smithville Smyer Snook Snyder Socorro Solis Somerset Somerville Sonora Sour Lake South Alamo South Fork Estates South Houston Southlake Southmayd South Mountain South Padre Island South Point Southside Place South Toledo Bend Spade Sparks Spearman Splendora Spofford Spring Spring Garden-Terra Verde Springlake Springtown Spring Valley Spur Stafford Stagecoach Stamford Stanton Star Harbor Stephenville Sterling City Stinnett Stockdale Stonewall Stowell Stratford Strawn Streetman Study Butte-Terlingua Sudan Sugar Land Sullivan City Sulphur Springs Sundown Sunnyvale Sunray Sunrise Beach Village Sunset Sunset Valley Sun Valley Surfside Beach Sweeny Sweetwater Taft Taft Southwest Tahoka Talco Talty Tatum Taylor Taylor Lake Village Teague Tehuacana Temple Tenaha Terrell Terrell Hills Texarkana Texas City Texhoma Texline The Colony The Hills village The Woodlands Thompsons Thorndale Thornton Thorntonville Thrall Three Rivers Throckmorton Tierra Bonita Tierra Grande Tiki Island village Timbercreek Canyon village Timberwood Park Timpson Tioga Tira Toco Todd Mission Tolar Tomball Tom Bean Tool Tornillo Toyah Tradewinds Trent Trenton Trinidad Trinity Trophy Club Troup Troy Tuleta Tulia Tulsita Turkey Tuscola Tye Tyler Tynan Uhland Uncertain Union Grove Universal City University Park Utopia Uvalde Uvalde Estates Valentine Valley Mills Valley View Val Verde Park Van Van Alstyne Vanderbilt Van Horn Van Vleck Vega Venus Vernon Victoria Vidor Villa del Sol Villa Pancho Villa Verde Vinton village Waco Waelder Wake Village Waller Wallis Walnut Springs Warren City Waskom Watauga Waxahachie Weatherford Webster Weimar Weinert Weir Wellington Wellman Wells Wells Branch Weslaco West Westbrook West Columbia Westdale Westlake West Lake Hills West Livingston Westminster West Odessa Weston West Orange Westover Hills West Pearsall West Sharyland West Tawakoni West University Place Westway Westworth Village Wharton Wheeler White Deer Whiteface Whitehouse White Oak Whitesboro White Settlement Whitewright Whitney Wichita Falls Wickett Wild Peach Village Willamar Willis Willow Park Wills Point Wilmer Wilson Wimberley Windcrest Windemere Windom Windthorst Winfield Wink Winnie Winnsboro Winona Winters Wixon Valley Wolfe City Wolfforth Woodbranch Woodcreek Woodloch Woodsboro Woodson Woodville Woodway Wortham Wyldwood Wylie Yantis Yoakum Yorktown Yznaga Zapata Zapata Ranch Zavalla Zuehl

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Edited by

Paul Lane

Insurance Editor

Paul Lane has been a licensed insurance agent for over a decade. He is also a financial professional and holds a Series 6 securities license. He has experience editing insurance websites and blogs with a focus on auto, homeowners, renters, life insurance, disability and supplemental insurance products.

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