What is the best way to shop for Ohio Medicare Supplement plans? In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Ohio Medigap plans.
In this article we’ll discuss:
best medicare supplement plans in Ohio
Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
What does a standardized plan mean?
This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.
Your Medicare coverage is the same no matter if the Plan G is from Blue Cross Blue Shield, Mutual of Omaha, Aetna or any other Medigap company.
It’s the LAW!
How You’ll save money on medicare supplement plans in Ohio
How much will you pay for your Ohio Medicare Supplement Insurance? You’re not getting more benefits by paying more.
So don’t overpay!
How much can Ohio residents save?
Here’s a quick example…
Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744! Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Ohio Medigap Benefits
Medigap Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Ohio Medicare Supplement insurance coverage.
Compare Ohio Medicare Supplements
It is important to know that even though the coverage for Ohio Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Ohio Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help
Our service is free. We help Ohio Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Ohio Medigap coverage.
Be an informed buyer and comparison shop your Ohio Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
Ohio Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Ohio that I serve. Click here if you’re looking for other Medicare Supplement states.
Aberdeen village Ada village Adamsville village Addyston village Adelphi village Adena village Akron Albany village Alexandria village Alger village Alliance Alvordton village Amanda village Amberley village Amelia village Amesville village Amherst Amsterdam village Andover village Anna village Ansonia village Antioch village Antwerp village Apple Creek village Aquilla village Arcadia village Arcanum village Archbold village Arlington village Arlington Heights village Ashland Ashley village Ashtabula Ashville village Athalia village Athens Attica village Aurora Austintown Avon Avon Lake Bailey Lakes village Bainbridge Bainbridge village Bairdstown village Ballville Baltic village Baltimore village Barberton Barnesville village Barnhill village Batavia village Batesville village Bay View village Bay Village Beach City village Beachwood Beallsville village Beaver village Beavercreek Beaverdam village Beckett Ridge Bedford Bedford Heights Beechwood Trails Bellaire Bellbrook Belle Center village Bellefontaine Belle Valley village Bellevue Bellville village Belmont village Belmore village Beloit village Belpre Bentleyville village Benton Ridge village Berea Bergholz village Berkey village Berlin Heights village Bethel village Bethesda village Bettsville village Beverly village Bexley Blacklick Estates Blakeslee village Blanchester village Bloomdale village Bloomingburg village Bloomingdale village Bloomville village Blue Ash Bluffton village Boardman Bolindale Bolivar village Boston Heights village Botkins village Bowerston village Bowersville village Bowling Green Bradford village Bradner village Brady Lake village Bratenahl village Brecksville Bremen village Brewster village Brice village Bridgeport village Bridgetown North Brimfield Broadview Heights Brookfield Center Brooklyn Brooklyn Heights village Brook Park Brookside village Brookville village Broughton village Brunswick Bryan Buchtel village Buckeye Lake village Buckland village Bucyrus Burbank village Burgoon village Burkettsville village Burlington Burton village Butler village Butlerville village Byesville village Cadiz village Cairo village Calcutta Caldwell village Caledonia village Cambridge Camden village Campbell Canal Fulton village Canal Winchester village Canfield Canton Cardington village Carey village Carlisle village Carroll village Carrollton village Casstown village Castalia village Castine village Catawba village Cecil village Cedarville village Celina Centerburg village Centerville village Centerville Chagrin Falls village Champion Heights Chardon village Chatfield village Chauncey village Cherry Fork village Cherry Grove Chesapeake village Cheshire village Chesterhill village Chesterland Chesterville village Cheviot Chickasaw village Chillicothe Chilo village Chippewa Lake village Choctaw Lake Christiansburg village Churchill Cincinnati Circleville Clarington village Clarksburg village Clarksville village Clay Center village Clayton Cleveland Cleveland Heights Cleves village Clifton village Clinton village Cloverdale village Clyde Coal Grove village Coalton village Coldwater village College Corner village Columbiana village Columbus Columbus Grove village Commercial Point village Conesville village Congress village Conneaut Continental village Convoy village Coolville village Corning village Cortland Corwin village Coshocton Covedale Covington village Craig Beach village Crestline village Creston village Cridersville village Crooksville village Crown City village Crystal Lakes Cumberland village Custar village Cuyahoga Falls Cuyahoga Heights village Cygnet village Dalton village Danville village Darbyville village Day Heights Dayton Deer Park Deersville village Defiance De Graff village Delaware Dellroy village Delphos Delta village Dennison village Dent Deshler village Devola Dexter City village Dillonvale Dillonvale village Donnelsville village Dover Doylestown village Dresden village Drexel Dry Run Dublin Dunkirk village Dupont village East Canton village East Cleveland Eastlake East Liverpool East Palestine East Sparta village Eaton Eaton Estates Edgerton village Edgewood Edison village Edon village Eldorado village Elgin village Elida village Elmore village Elmwood Place village Elyria Empire village Englewood Enon village Euclid Evendale village Fairborn Fairfax village Fairfield Fairfield Beach Fairlawn Fairport Harbor village Fairview village Fairview Lanes Fairview Park Farmersville village Fayette village Fayetteville village Felicity village Findlay Finneytown Five Points Fletcher village Florida village Flushing village Forest village Forest Park Forestville Fort Jennings village Fort Loramie village Fort McKinley Fort Recovery village Fort Shawnee village Fostoria Frankfort village Franklin Franklin Furnace Frazeysburg village Fredericksburg village Fredericktown village Freeport village Fremont Fruit Hill Fulton village Fultonham village Gahanna Galena village Galion Gallipolis Gambier village Gann village Garfield Heights Garrettsville village Gates Mills village Geneva Geneva-on-the-Lake village Genoa village Georgetown village Germantown village Gettysburg village Gibsonburg village Gilboa village Girard Glandorf village Glendale village Glenford village Glenmont village Glenmoor Glenwillow village Gloria Glens Park village Glouster village Gnadenhutten village Golf Manor village Gordon village Grafton village Grand Rapids village Grand River village Grandview Grandview Heights Granville village Granville South Gratiot village Gratis village Graysville village Green Green Camp village Greenfield Greenhills village Green Meadows Green Springs village Greentown Greenville Greenwich village Groesbeck Grove City Groveport village Grover Hill village Hamden village Hamersville village Hamilton Hamler village Hanging Rock village Hanover village Hanoverton village Harbor Hills Harbor View village Harpster village Harrisburg village Harrison Harrisville village Harrod village Hartford village Hartville village Harveysburg village Haskins village Haviland village Hayesville village Heath Hebron village Helena village Hemlock village Hicksville village Higginsport village Highland village Highland Heights Highland Hills village Hilliard Hills and Dales village Hillsboro Hilltop Hiram village Holgate village Holiday City village Holiday Valley Holland village Hollansburg village Holloway village Holmesville village Hopedale village Howland Center Hoytville village Hubbard Huber Heights Huber Ridge Hudson Hunter Hunting Valley village Huntsville village Huron Independence Irondale village Ironton Ithaca village Jackson Jacksonburg village Jackson Center village Jacksonville village Jamestown village Jefferson village Jeffersonville village Jenera village Jeromesville village Jerry City village Jerusalem village Jewett village Johnstown village Junction City village Kalida village Kelleys Island village Kent Kenton Kenwood Kettering Kettlersville village Killbuck village Kimbolton village Kingston village Kipton village Kirby village Kirkersville village Kirtland Kirtland Hills village La Croft Lafayette village Lagrange village Lake Darby Lakeline village Lakemore village Lakeview village Lakewood Lancaster Landen La Rue village Latty village Laura village Laurelville village Lawrenceville village Leavittsburg Lebanon Leesburg village Leesville village Leetonia village Leipsic village Lewisburg village Lewisville village Lexington village Liberty Center village Lima Limaville village Lincoln Heights village Lincoln Village Lindsey village Linndale village Lisbon village Lithopolis village Lockbourne village Lockington village Lockland village Lodi village Logan Logan Elm Village London Lorain Lordstown village Lore City village Loudonville village Louisville Loveland Loveland Park Lowell village Lowellville village Lower Salem village Lucas village Lucasville Luckey village Ludlow Falls village Lynchburg village Lyndhurst Lyons village McArthur village McClure village McComb village McConnelsville village McDonald village Macedonia McGuffey village Mack North Macksburg village Mack South Madeira Madison village Magnetic Springs village Magnolia village Maineville village Malinta village Malta village Malvern village Manchester village Mansfield Mantua village Maple Heights Maple Ridge Maplewood Park Marble Cliff village Marblehead village Marengo village Mariemont village Marietta Marion Marseilles village Marshallville village Martinsburg village Martins Ferry Martinsville village Marysville Mason Massillon Masury Matamoras village Maumee Mayfield village Mayfield Heights Mechanicsburg village Medina Melrose village Mendon village Mentor Mentor-on-the-Lake Metamora village Meyers Lake village Miamisburg Middleburg Heights Middlefield village Middle Point village Middleport village Middletown Midland village Midvale village Midway village Mifflin village Milan village Milford Milford Center village Millbury village Milledgeville village Miller City village Millersburg village Millersport village Millville village Milton Center village Miltonsburg village Mineral City village Mineral Ridge Minerva village Minerva Park village Mingo Junction village Minster village Mogadore village Monfort Heights East Monfort Heights South Monroe Monroeville village Montezuma village Montgomery Montpelier village Montrose-Ghent Moraine Moreland Hills village Morral village Morristown village Morrow village Moscow village Mount Blanchard village Mount Carmel Mount Cory village Mount Eaton village Mount Gilead village Mount Healthy Mount Healthy Heights Mount Orab village Mount Pleasant village Mount Repose Mount Sterling village Mount Vernon Mount Victory village Mowrystown village Mulberry Munroe Falls Murray City village Mutual village Napoleon Nashville village Navarre village Neffs Nellie village Nelsonville Nevada village Neville village New Albany village New Alexandria village Newark New Athens village New Bavaria village New Bloomington village New Boston village New Bremen village Newburgh Heights village New Carlisle Newcomerstown village New Concord village New Franklin village New Holland village New Knoxville village New Lebanon village New Lexington New London village New Madison village New Miami village New Middletown village New Paris village New Philadelphia New Richmond village New Riegel village New Rome village New Straitsville village Newton Falls village Newtonsville village Newtown village New Vienna village New Washington village New Waterford village New Weston village Ney village Niles North Baltimore village North Bend village Northbrook North Canton North College Hill North Fairfield village Northfield village North Fork Village Northgate North Hampton village North Kingsville village North Lewisburg village North Madison North Olmsted North Perry village North Randall village Northridge CDP (Clark County) Northridge CDP (Montgomery County) North Ridgeville North Robinson village North Royalton North Star village Northwood North Zanesville Norton Norwalk Norwich village Norwood Oak Harbor village Oak Hill village Oakwood village (Cuyahoga County) Oakwood Oakwood village (Paulding County) Oberlin Obetz village Octa village Ohio City village Olde West Chester Old Washington village Olmsted Falls Ontario village Orange village Orangeville village Oregon Orient village Orrville Orwell village Osgood village Ostrander village Ottawa village Ottawa Hills village Ottoville village Otway village Owensville village Oxford Painesville Palestine village Pandora village Park Layne Parma Parma Heights Parral village Pataskala Patterson village Paulding village Payne village Peebles village Pemberville village Peninsula village Pepper Pike Perry village Perry Heights Perrysburg Perrysville village Phillipsburg village Philo village Pickerington Pigeon Creek Piketon village Pioneer village Piqua Pitsburg village Plain City village Plainfield village Pleasant City village Pleasant Grove Pleasant Hill village Pleasant Plain village Pleasant Run Pleasant Run Farm Pleasantville village Plymouth village Poland village Polk village Pomeroy village Portage village Portage Lakes Port Clinton Port Jefferson village Portsmouth Port Washington village Port William village Potsdam village Powell village Powhatan Point village Proctorville village Prospect village Put-in-Bay village Quaker City village Quincy village Racine village Rarden village Ravenna Rawson village Rayland village Reading Reminderville village Rendville village Republic village Reynoldsburg Richfield village Richmond village Richmond Heights Richwood village Ridgeway village Rio Grande village Ripley village Risingsun village Rittman Riverlea village Riverside Roaming Shores village Rochester village Rock Creek village Rockford village Rocky Ridge village Rocky River Rogers village Rome village Rosemount Roseville village Ross Rossburg village Rossford Roswell village Rushsylvania village Rushville village Russells Point village Russellville village Russia village Rutland village Sabina village St. Bernard St. Clairsville St. Henry village St. Louisville village St. Martin village St. Marys St. Paris village Salem Salesville village Salineville village Sandusky Sandusky South Sarahsville village Sardinia village Savannah village Scio village Sciotodale Scott village Seaman village Sebring village Senecaville village Seven Hills Seven Mile village Seville village Shadyside village Shaker Heights Sharonville Shawnee village Shawnee Hills village Shawnee Hills Sheffield village Sheffield Lake Shelby Sherrodsville village Sherwood Sherwood village Shiloh Shiloh village Shreve village Sidney Silver Lake village Silverton Sinking Spring village Smithfield village Smithville village Solon Somerset village Somerville village South Amherst village South Bloomfield village South Canal South Charleston village South Euclid South Lebanon village South Middletown South Point village South Russell village South Salem village South Solon village South Vienna village South Webster village South Zanesville village Sparta village Spencer village Spencerville village Springboro Springdale Springfield Spring Valley village Stafford village Steubenville Stockport village Stone Creek village Stony Prairie Stoutsville village Stow Strasburg village Stratton village Streetsboro Strongsville Struthers Stryker village Sugar Bush Knolls village Sugarcreek village Sugar Grove village Summerfield village Summerside Summitville village Sunbury village Swanton village Sycamore village Sylvania Syracuse village Tallmadge Tarlton village Terrace Park village The Plains The Village of Indian Hill Thornville village Thurston village Tiffin Tiltonsville village Timberlake village Tipp City Tiro village Toledo Tontogany village Toronto Tremont City village Trenton Trimble village Trotwood Troy Turpin Hills Tuscarawas village Twinsburg Uhrichsville Union Union City village Uniontown Unionville Center village Uniopolis village University Heights Upper Arlington Upper Sandusky Urbana Urbancrest village Utica village Valley Hi village Valley View village Valleyview village Van Buren village Vandalia Vanlue village Van Wert Venedocia village Vermilion Verona village Versailles village Vienna Center Vinton village Wadsworth Waite Hill village Wakeman village Walbridge village Waldo village Walton Hills village Wapakoneta Warren Warrensville Heights Warsaw village Washington Washingtonville village Waterville village Wauseon Waverly City Wayne village Wayne Lakes village Waynesburg village Waynesfield village Waynesville village Wellington village Wellston Wellsville village West Alexandria village West Carrollton City West Elkton village Westerville West Farmington village Westfield Center village West Hill West Jefferson village West Lafayette village Westlake West Leipsic village West Liberty village West Manchester village West Mansfield village West Millgrove village West Milton village Weston village West Portsmouth West Rushville village West Salem village West Union village West Unity village Wetherington Wharton village Wheelersburg Whitehall Whitehouse village White Oak White Oak East White Oak West Wickliffe Wilberforce Wilkesville village Willard Williamsburg village Williamsport village Willoughby Willoughby Hills Willowick Willshire village Wilmington Wilmot village Wilson village Winchester village Windham village Wintersville village Withamsville Woodbourne-Hyde Park Woodlawn village Woodmere village Woodsfield village Woodstock village Woodville village Wooster Worthington Wren village Wright-Patterson AFB Wyoming Xenia Yankee Lake village Yellow Springs village Yorkshire village Yorkville village Youngstown Zaleski village Zanesfield village Zanesville Zoar village