Find the best Illinois Medicare Supplement plans doesn’t have to be stressful. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Illinois Medigap plans.
In this article we’ll discuss:
best medicare supplement plans in Illinois
Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
What does a standardized plan mean?
This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.
Your Medicare coverage is the same no matter if the Plan G is from Blue Cross Blue Shield, Cigna, Mutual of Omaha or any other Medigap company.
It’s the LAW!
How to save money on medicare supplement plans for Illinois
How much will you pay for your Illinois Medicare Supplement Insurance? You’re not getting more benefits by paying more.
So don’t overpay!
How much can you save?
Here’s a quick example…
Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Illinois Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Illinois Medicare Supplement Insurance Coverage.
Compare Illinois Medicare Supplements
It is important to know that even though the coverage for Illinois Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Illinois Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help
Our service is free. We help Illinois Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Illinois Medigap coverage.
Be an informed buyer and comparison shop your Illinois Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
Illinois Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Illinois that I serve. Click here if you’re looking for other Medicare Supplement states.
Abingdon Addieville village Addison village Adeline village Albany village Albers village Albion Aledo Alexis village Algonquin village Alhambra village Allendale village Allenville village Allerton village Alma village Alorton village Alpha village Alsey village Alsip village Altamont Alton Altona village Alto Pass village Alvin village Amboy Anchor village Andalusia village Andover village Anna Annawan Antioch village Apple River village Arcola Arenzville village Argenta village Arlington village Arlington Heights village Armington village Aroma Park village Arrowsmith village Arthur village Ashkum village Ashland village Ashley Ashmore village Ashton village Assumption Astoria village Athens Atkinson Atlanta Atwood village Auburn Augusta village Aurora Ava Aviston village Avon village Baldwin village Banner village Bannockburn village Bardolph village Barrington village Barrington Hills village Barry Bartelso village Bartlett village Bartonville village Basco village Batavia Batchtown village Bath village Baylis village Bay View Gardens village Beach Park village Beardstown Beaverville village Beckemeyer village Bedford Park village Beecher village Beecher City village Belgium village Belknap village Belle Prairie City Belle Rive village Belleville Bellevue village Bellflower village Bellmont village Bellwood village Belvidere Bement village Benld Bensenville village Benson village Bentley Benton Berkeley village Berlin village Berwyn Bethalto village Bethany village Biggsville village Bingham village Birds village Bishop Hill village Bismarck village Blandinsville village Bloomingdale village Bloomington Blue Island Blue Mound village Bluffs village Bluford village Bolingbrook village Bondville village Bone Gap village Bonfield village Bonnie village Boulder Hill Bourbonnais village Bowen village Braceville village Bradford village Bradley village Braidwood Breese Bridgeport Bridgeview village Brighton village Brimfield village Broadlands village Broadview village Broadwell village Brocton village Brookfield village Brooklyn village Brookport Broughton village Browning village Browns village Brownstown village Brussels village Bryant village Buckingham village Buckley village Buckner village Buda village Buffalo village Buffalo Grove village Bull Valley village Bulpitt village Buncombe village Bunker Hill Burbank Bureau Junction village Burlington village Burnham village Burnt Prairie village Burr Ridge village Bush village Bushnell Butler village Byron Cabery village Cahokia village Cairo Caledonia village Calhoun village Calumet City Calumet Park village Camargo village Cambria village Cambridge village Camden village Campbell Hill village Camp Point village Campus village Canton Cantrall village Capron village Carbon Cliff village Carbondale Carbon Hill village Carlinville Carlock village Carlyle Carmi Carol Stream village Carpentersville village Carrier Mills village Carrollton Carterville Carthage Cary village Casey Caseyville village Catlin village Cave-In-Rock village Cedar Point village Cedarville village Central City village Centralia Centreville Cerro Gordo village Chadwick village Champaign Chandlerville village Channahon village Channel Lake Chapin village Charleston Chatham village Chatsworth Chebanse village Chenoa Cherry village Cherry Valley village Chester Chesterfield village Chicago Chicago Heights Chicago Ridge village Chillicothe Chrisman Christopher Cicero Cisco village Cisne village Cissna Park village Claremont village Clarendon Hills village Clay City village Clayton village Clear Lake village Cleveland village Clifton village Clinton Coal City village Coalton village Coal Valley village Coatsburg village Cobden village Coffeen Colchester Coleta village Colfax village Collinsville Colona Colp village Columbia Columbus village Compton village Concord village Congerville village Cooksville village Cordova village Cornell village Cortland Coulterville village Country Club Hills Countryside Cowden village Coyne Center Crainville village Creal Springs Crescent City village Crest Hill Creston village Crestwood village Crete village Creve Coeur village Crossville village Crystal Lake Crystal Lawns Cuba Cullom village Cutler village Cypress village Dahlgren village Dakota village Dallas City Dalton City village Dalzell village Damiansville village Dana village Danforth village Danvers village Danville Darien Davis village Davis Junction village Dawson village Decatur Deer Creek village Deerfield village Deer Grove village Deer Park village DeKalb De Land village Delavan De Pue village De Soto village Des Plaines Detroit village De Witt village Diamond village Dieterich village Divernon village Dix village Dixmoor village Dixon Dolton village Dongola village Donnellson village Donovan village Dorchester village Dover village Dowell village Downers Grove village Downs village Du Bois village Dunfermline village Dunlap village Dupo village Du Quoin Durand village Dwight village Eagarville village Earlville East Alton village East Brooklyn village East Cape Girardeau village East Carondelet village East Dubuque East Dundee village East Galesburg village East Gillespie village East Hazel Crest village East Moline Easton village East Peoria East St. Louis Eddyville village Edgewood village Edinburg village Edwardsville Effingham Elburn village El Dara village Eldorado Eldred village Elgin Elizabeth village Elizabethtown village Elk Grove Village village Elkhart village Elkville village Elliott village Ellis Grove village Ellisville village Ellsworth village Elmhurst Elmwood Elmwood Park village El Paso Elsah village Elvaston village Elwood village Emden village Emington village Energy village Enfield village Equality village Erie village Essex village Eureka Evanston Evansville village Evergreen Park village Ewing village Exeter village Fairbury Fairfield Fairmont Fairmont City village Fairmount village Fairview village Fairview Heights Farina village Farmer City Farmersville village Farmington Fayetteville village Ferris village Fidelity village Fieldon village Fillmore village Findlay village Fisher village Fithian village Flanagan village Flat Rock village Flora Florence village Flossmoor village Foosland village Ford Heights village Forest City village Forest Lake Forest Park village Forest View village Forrest village Forreston village Forsyth village Fox Lake village Fox Lake Hills Fox River Grove village Fox River Valley Gardens village Frankfort village Frankfort Square Franklin village Franklin Grove village Franklin Park village Freeburg village Freeman Spur village Freeport Fulton Fults village Gages Lake Galatia village Galena Galesburg Galva Gardner village Garrett village Gays village Geneseo Geneva Genoa Georgetown Germantown village Germantown Hills village German Valley village Gibson Gifford village Gilberts village Gillespie Gilman Girard Gladstone village Glasford village Glasgow village Glen Carbon village Glencoe village Glendale Heights village Glen Ellyn village Glenview village Glenwood village Godfrey village Godley village Golconda Golden village Golden Gate village Golf village Goodfield village Good Hope village Goodings Grove Goreville village Gorham village Grafton Grand Ridge village Grand Tower Grandview village Grandwood Park Granite City Grantfork village Grant Park village Granville village Grayslake village Grayville Greenfield Green Oaks village Greenup village Green Valley village Greenview village Greenville Greenwood village Gridley village Griggsville Gulf Port village Gurnee village Hainesville village Hamburg village Hamel village Hamilton Hammond village Hampshire village Hampton village Hanaford village Hanna City village Hanover village Hanover Park village Hardin village Harmon village Harrisburg Harristown village Hartford village Hartsburg village Harvard Harvel village Harvey Harwood Heights village Havana Hawthorn Woods village Hazel Crest village Hebron village Hecker village Henderson village Hennepin village Henning village Henry Herrick village Herrin Herscher village Hettick village Heyworth village Hickory Hills Hidalgo village Highland Highland Park Highwood Hillcrest village Hillsboro Hillsdale village Hillside village Hillview village Hinckley village Hindsboro village Hinsdale village Hodgkins village Hoffman village Hoffman Estates village Holiday Hills village Hollowayville village Homer village Hometown Homewood village Hoopeston Hooppole village Hopedale village Hopewell village Hopkins Park village Hoyleton village Hudson village Huey village Hull village Humboldt village Hume village Huntley village Hurst Hutsonville village Illiopolis village Ina village Indian Creek village Indian Head Park village Indianola village Industry village Ingalls Park Inverness village Iola village Ipava village Iroquois village Irving village Irvington village Irwin village Island Lake village Itasca village Iuka village Ivesdale village Jacksonville Jeffersonville village Jeisyville village Jerome village Jerseyville Jewett village Johnsburg village Johnsonville village Johnston City Joliet Jonesboro Joppa village Joy village Junction village Junction City village Justice village Kampsville village Kane village Kangley village Kankakee Kansas village Kappa village Karnak village Kaskaskia village Keenes village Keensburg village Keithsburg Kell village Kempton village Kenilworth village Kenney village Kewanee Keyesport village Kilbourne village Kildeer village Kincaid village Kinderhook village Kingston village Kingston Mines village Kinmundy Kinsman village Kirkland village Kirkwood village Knoxville Lacon Ladd village La Fayette village La Grange village La Grange Park village La Harpe Lake Barrington village Lake Bluff village Lake Catherine Lake Forest Lake in the Hills village Lakemoor village Lake of the Woods Lake Summerset Lake Villa village Lakewood village Lakewood Shores Lake Zurich village La Moille village Lanark Lansing village La Prairie village La Rose village La Salle Latham village Lawrenceville Leaf River village Lebanon Lee village Leland village Leland Grove Lemont village Lena village Lenzburg village Leonore village Lerna village Le Roy Lewistown Lexington Liberty village Libertyville village Lily Lake village Lima village Lincoln Lincolnshire village Lincolnwood village Lindenhurst village Lisbon village Lisle village Litchfield Littleton village Little York village Liverpool village Livingston village Loami village Lockport Loda village Lomax village Lombard village London Mills village Long Creek village Long Grove village Long Lake Long Point village Longview village Loraine village Lostant village Louisville village Loves Park Lovington village Ludlow village Lyndon village Lynnville village Lynwood village Lyons village McCook village McCullom Lake village Macedonia village McHenry Machesney Park village Mackinaw village McLean village McLeansboro McNabb village Macomb Macon Madison Maeystown village Magnolia village Mahomet village Makanda village Malden village Malta village Manchester village Manhattan village Manito village Manlius village Mansfield village Manteno village Maple Park village Mapleton village Maquon village Marengo Marietta village Marine village Marion Marissa village Mark village Markham Maroa Marquette Heights Marseilles Marshall Martinsville Martinton village Maryville village Mascoutah Mason Mason City Matherville village Matteson village Mattoon Maunie village Maywood village Mazon village Mechanicsburg village Media village Medora village Melrose Park village Melvin village Mendon village Mendota Menominee village Meredosia village Merrionette Park village Metamora village Metcalf village Metropolis Mettawa village Middletown village Midlothian village Milan village Milford village Mill Creek village Milledgeville village Millington village Mill Shoals village Millstadt village Milton village Mineral village Minier village Minonk Minooka village Modesto village Mokena village Moline Momence Monee village Monmouth Montgomery village Monticello Montrose village Morris Morrison Morrisonville village Morton village Morton Grove village Mound City Mounds Mound Station village Mount Auburn village Mount Carmel Mount Carroll Mount Clare village Mount Erie village Mount Morris village Mount Olive Mount Prospect village Mount Pulaski Mount Sterling Mount Vernon Mount Zion village Moweaqua village Muddy village Mulberry Grove village Muncie village Mundelein village Murphysboro Murrayville village Naperville Naplate village Naples Nashville Nason Nauvoo Nebo village Nelson village Neoga Neponset village Newark village New Athens village New Baden village New Bedford village New Berlin village New Boston New Burnside village New Canton New Douglas village New Grand Chain village New Haven village New Holland village New Lenox village Newman New Millford village New Minden village New Salem village Newton Niantic village Niles village Nilwood Noble village Nokomis Nora village Normal Norridge village Norris village Norris City village North Aurora village North Barrington village Northbrook village North Chicago North City village Northfield village North Henderson village Northlake North Pekin village North Riverside village North Utica village Norwood village Oak Brook village Oakbrook Terrace Oakdale village Oakford village Oak Forest Oak Grove village Oakland Oak Lawn village Oak Park village Oakwood village Oakwood Hills village Oblong village Oconee village Odell village Odin village O’Fallon Ogden village Oglesby Ohio village Ohlman village Okawville village Old Mill Creek village Old Ripley village Old Shawneetown village Olmsted village Olney Olympia Fields village Omaha village Onarga village Oneida Oquawka village Orangeville village Oreana village Oregon Orient Orion village Orland Hills village Orland Park village Oswego village Ottawa Otterville Owaneco village Palatine village Palestine village Palmer village Palmyra village Palos Heights Palos Hills Palos Park village Pana Panama village Panola village Papineau village Paris Park City Parkersburg village Park Forest village Park Ridge Patoka village Pawnee village Paw Paw village Paxton Payson village Pearl village Pearl City village Pecatonica village Pekin Peoria Peoria Heights village Peotone village Percy village Perry village Peru Pesotum village Petersburg Phillipstown village Philo village Phoenix village Pierron village Pinckneyville Pingree Grove village Piper City village Pistakee Highlands Pittsburg village Pittsfield Plainfield village Plainville village Plano Pleasant Hill village Pleasant Plains village Plymouth village Pocahontas village Polo Pontiac Pontoon Beach village Pontoosuc village Poplar Grove village Port Byron village Posen village Potomac village Prairie City village Prairie du Rocher village Prairie Grove village Preston Heights Princeton Princeville village Prophetstown Prospect Heights Pulaski village Quincy Radom village Raleigh village Ramsey village Rankin village Ransom village Rantoul village Rapids City village Raritan village Raymond village Red Bud Reddick village Redmon village Reynolds village Richmond village Richton Park village Richview village Ridge Farm village Ridgway village Ridott village Ringwood village Rio village Ripley village Riverdale village River Forest village River Grove village Riverside village Riverton village Riverwoods village Roanoke village Robbins village Roberts village Robinson Rochelle Rochester village Rockbridge village Rock City village Rockdale village Rock Falls Rockford Rock Island Rock Island Arsenal Rockton village Rockwood village Rolling Meadows Rome Romeoville village Roodhouse Roscoe village Rose Hill village Roselle village Rosemont village Roseville village Rosewood Heights Rosiclare Rossville village Round Lake village Round Lake Beach village Round Lake Heights village Round Lake Park village Roxana village Royal village Royal Lakes village Royalton village Ruma village Rushville Russellville village Rutland village Sadorus village Sailor Springs village St. Anne village St. Augustine village St. Charles St. David village St. Elmo Ste. Marie village St. Francisville St. Jacob village St. Johns village St. Joseph village St. Libory village St. Peter village Salem Sandoval village Sandwich San Jose village Sauget village Sauk Village village Saunemin village Savanna Savoy village Sawyerville village Saybrook village Scales Mound village Schaumburg village Schiller Park village Schram City village Sciota village Scott AFB Scottville village Seaton village Seatonville village Secor village Seneca village Sesser Shabbona village Shannon village Shawneetown Sheffield village Shelbyville Sheldon village Sheridan village Sherman village Sherrard village Shiloh village Shipman Shorewood village Shumway village Sibley village Sidell village Sidney village Sigel Silvis Simpson village Sims village Skokie village Sleepy Hollow village Smithboro village Smithfield village Smithton village Somonauk village Sorento village South Barrington village South Beloit South Chicago Heights village South Elgin village Southern View village South Holland village South Jacksonville village South Pekin village South Roxana village South Wilmington village Sparland village Sparta Spaulding village Spillertown village Spring Bay village Springerton village Springfield Spring Grove village Spring Valley Standard village Standard City village Stanford village Staunton Steeleville village Steger village Sterling Steward village Stewardson village Stickney village Stillman Valley village Stockton village Stonefort village Stone Park village Stonington village Stoy village Strasburg village Strawn village Streamwood village Streator Stronghurst village Sublette village Sugar Grove village Sullivan Summerfield village Summit village Sumner Sun River Terrace village Swansea village Sycamore Symerton village Table Grove village Tallula village Tamaroa village Tamms village Tampico village Taylor Springs village Taylorville Tennessee village Teutopolis village Thawville village Thayer village Thebes village Third Lake village Thomasboro village Thompsonville village Thomson village Thornton village Tilden village Tilton village Timberlane village Time village Tinley Park village Tiskilwa village Toledo village Tolono village Toluca Tonica village Topeka village Toulon Tovey village Towanda village Tower Hill village Tower Lakes village Tremont village Trenton Trout Valley village Troy Troy Grove village Tuscola Ullin village Union village Union Hill village University Park village Urbana Ursa village Valier village Valley City village Valmeyer village Vandalia Varna village Venedy village Venetian Village Venice Vergennes village Vermilion village Vermont village Vernon village Vernon Hills village Verona village Versailles village Victoria village Vienna Villa Grove Villa Park village Viola village Virden Virgil village Virginia Volo village Wadsworth village Waggoner village Walnut village Walnut Hill village Walshville village Waltonville village Wamac Wapella village Warren village Warrensburg village Warrenville Warsaw Washburn village Washington Washington Park village Wataga village Waterloo Waterman village Watseka Watson village Wauconda village Waukegan Waverly Wayne village Wayne City village Waynesville village Weldon village Wellington village Wenona Wenonah village West Brooklyn village Westchester village West Chicago West City village West Dundee village Western Springs village Westfield village West Frankfort Westmont village West Peoria West Point village West Salem village Westville village Wheaton Wheeler village Wheeling village Whiteash village White City village White Hall Williamsfield village Williamson village Williamsville village Willisville village Willowbrook village Willowbrook Willow Hill village Willow Springs village Wilmette village Wilmington village Wilmington Wilsonville village Winchester Windsor village Windsor Winfield village Winnebago village Winnetka village Winslow village Winthrop Harbor village Witt Wonder Lake Wonder Lake village Wood Dale Woodhull village Woodland village Woodlawn village Woodridge village Wood River Woodson village Woodstock Worden village Worth village Wyanet village Wyoming Xenia village Yale village Yates City village Yorkville Zeigler Zion