Medicare Plan A

Share on email
Share on facebook
Share on twitter
Share on linkedin
Share on pinterest
Share on reddit

Medicare Plan A

Share on email
Share on facebook
Share on twitter
Share on linkedin
Share on pinterest
Share on reddit
Share on email
Share on facebook
Share on twitter
Share on linkedin
Share on pinterest
Share on reddit
Medicare Plan A

Medicare Plan A is also known as Medigap Plan A. It is currently the most basic of all the Medigap plans available – which may or may not meet your coverage goals.

Medicare Supplement Insurance Plan A

What does Plan A cover? What are its Pros and Cons? It has less benefits compared to other Medicare supplement plans and is often overlooked by shoppers. 

Let’s find out and see if Plan A is the right choice for you. Make sure to check out the other Medicare plans available below when you’re finished reading about Plan A.

Plan A Overview

Medicare Supplement BenefitsPlan A covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYES
Medicare Part B coinsurance or copaymentYES
Blood (first 3 pints)YES
Part A hospice care coinsurance or copaymentYES
Skilled nursing facility care coinsuranceNO
Part A deductibleNO
Part B deductibleNO
Part B excess chargesNO
Foreign travel emergency (up to plan limits)NO

All insurance companies are required to provide Plan A in most states. In fact, in a few states it’s the only Medigap plan available for anyone who is under age 65 who receives Medicare from a disability. For people over age 65, there are other plans you may want to look at. Medigap Plan G and Medicare Supplement Plan N are often a better value when comparing cost and benefits. Their costs aren’t much more compared to Plan A, but their coverage is much better.

Medicare Plan A Coverage Benefits

Medigap Plan A will provide coverage for the coinsurance that corresponds with any Part A hospital stay. It will cover you an extra 365 days at the hospital during your lifetime, but only while you are on the Medicare policy.  

Plan A will provide coverage for the co-pays and your coinsurance that’s connected to your outpatient benefits (Medicare Part B). Medigap Plan A will cover the 1st 3 pints of blood and Original Medicare will cover everything after that. Medicare Supplement Plan A also covers the coinsurance and copays for Part A Hospice.

Covered

Medigap Plan A WON’T Cover

Understanding what Medigap Plan A doesn’t cover is important. Medicare supplement Plan A will not cover your Part A or your Part B deductibles or the Excess Charges. Plan A doesn’t cover the Skilled Nursing Facility coinsurance or Foreign Travel Emergencies. When you add up all of these potential coverage gaps, it can get rather pricey.

Does Not Cover

Medicare Plan A is NOT Part A

Shoppers often get confused about Plan A and Part A. This is often one of the more confusing parts about Medicare.

Are they the same? …No!

They aren’t the same, so let’s break it down in simpler terms:

  • Medicare Supplement Plan A and Medigap Plan A are insurance plans. They are simply insurance plans that cover the gaps in Original Medicare.
  • Part A is your Medicare hospital coverage. Medicare Part A, is different from Medigap Plan A and Medicare Supplement Plan A.  

Medigap Plan A for Disability Under Age 65

As we mentioned briefly above, Medicare Supplement Plan A is the only Medigap plan available for shoppers under age 65 in most states. If you’re under age 65 and qualify for Medicare due to your disability, Plan A can be purchased when you enter your Open Enrollment period. You will not have to go through underwriting at this time.

REMEDIGAP Is Here to Help

If you find Plan A or Medicare confusing, don’t worry…You’re not alone. REMEDIGAP will help you understand all your options and make sense of it all. We do all the hard work for you!

If you’d like to talk about Medicare Supplement Plan A or any other Medigap plan, please fill out our easy online form to compare Medicare supplement rates, or call us directly at (888) 411-1329 during business hours. We look forward to helping you.

Overwhelmed by Medicare?

We know that Medicare can be confusing.  We also know that everyone’s situation is different. That’s why we’re here to help. Schedule your free 30-60 minute consultation now!

Joe Moynihan
Joe Moynihan
Facebook review
Read More
Best decision I made going through REMEDIGAP. I must have watched 40-50 videos from several different carriers and they mostly seemed shady. One I spoke to Joann and walked through options, received some quotes she took care of the rest with absolutely no pressure.
Billy Shows
Billy Shows
Facebook review
Read More
I wish I had found REMEDIGAP in the beginning. It would have saved me 3 months of headache. Joann is really awesome in the way she explains everything and she is a very genuine person.
Diane Langille-stone
Diane Langille-stone
Facebook review
Read More
This was the best thing I could have done for my self every thing was explained to me so I could make the best choice for me. And when I need help later they will be there for me.
Tammy Feola
Tammy Feola
Google review
Read More
Joann is top notch when it comes in explaining whatever question you might have in regards to supplemental insurance. She is professional, courteous, a lovely person to talk to. I feel at easy when talking to her. She is a great asset to your company.
READ ALL OUR REVIEWS!
READ ALL OUR REVIEWS!
Click above to read all our reviews from our wonderful clients!

Compare Medigap Plans

Join our 7-Day Medicare eCourse

Medicare doesn’t have to be so confusing. We’ll send you 7 email lessons with videos that will guide you through the Medicare process. We want you to be informed, confident and comfortable with your Medicare planning.