If you’re trying to find the best Kansas Medicare Supplement plans, you’ve come to the right place. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Kansas Medigap plans.
In this article we’ll discuss:
best medicare supplement plans in Kansas
Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
What does a standardized plan mean?
This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.
Your Medicare coverage is the same no matter if the Plan G is from Aetna, Cigna, GPM Life or any other Medigap company.
It’s the LAW!
How to save money on medicare supplement plans for Kansas
How much will you pay for your Kansas Medicare Supplement Insurance? You’re not getting more benefits by paying more.
So don’t overpay!
How much can Kansas residents save?
Here’s a quick example…
Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these policy savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Compare Kansas Medicare Supplements
It is important to know that even though the coverage for Kansas Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Kansas Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Kansas Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Kansas Medicare Supplement Insurance Coverage.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help
Our service is free. We help Kansas Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Kansas Medigap coverage.
Be an informed buyer and comparison shop your Kansas Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
Kansas Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Kansas that I serve. Click here if you’re looking for other Medicare Supplement states.
Abbyville Abilene Admire Agenda Agra Albert Alden Alexander Allen Alma Almena Altamont Alta Vista Alton Altoona Americus Andale Andover Anthony Arcadia Argonia Arkansas City Arlington Arma Ashland Assaria Atchison Athol Atlanta Attica Atwood Auburn Augusta Aurora Axtell Baldwin City Barnard Barnes Bartlett Basehor Bassett Baxter Springs Bazine Beattie Bel Aire Belle Plaine Belleville Beloit Belpre Belvue Benedict Bennington Bentley Benton Bern Beverly Bird City Bison Blue Mound Blue Rapids Bluff City Bogue Bonner Springs Brewster Bronson Brookville Brownell Bucklin Buffalo Buhler Bunker Hill Burden Burdett Burlingame Burlington Burns Burr Oak Burrton Bushong Bushton Byers Caldwell Cambridge Caney Canton Carbondale Carlton Cassoday Cawker City Cedar Cedar Point Cedar Vale Centralia Chanute Chapman Chase Chautauqua Cheney Cherokee Cherryvale Chetopa Cimarron Circleville Claflin Clay Center Clayton Clearwater Clifton Climax Clyde Coats Coffeyville Colby Coldwater Collyer Colony Columbus Colwich Concordia Conway Springs Coolidge Copeland Corning Cottonwood Falls Council Grove Countryside Courtland Coyville Cuba Cullison Culver Cunningham Damar Danville Dearing Deerfield Delia Delphos Denison Denton Derby De Soto Dexter Dighton Dodge City Dorrance Douglass Downs Dresden Dunlap Durham Dwight Earlton Eastborough Easton Edgerton Edmond Edna Edwardsville Effingham Elbing El Dorado Elgin Elk City Elk Falls Elkhart Ellinwood Ellis Ellsworth Elmdale Elsmore Elwood Emmett Emporia Englewood Ensign Enterprise Erie Esbon Eskridge Eudora Eureka Everest Fairview Fairway Fall River Florence Fontana Ford Formoso Fort Riley-Camp Whiteside Fort Riley North Fort Scott Fowler Frankfort Frederick Fredonia Freeport Frontenac Fulton Galatia Galena Galesburg Galva Garden City Garden Plain Gardner Garfield Garnett Gas Gaylord Gem Geneseo Geuda Springs Girard Glade Glasco Glen Elder Goddard Goessel Goff Goodland Gorham Gove City Grainfield Grandview Plaza Great Bend Greeley Green Greenleaf Greensburg Grenola Gridley Grinnell Gypsum Haddam Halstead Hamilton Hamlin Hanover Hanston Hardtner Harper Harris Hartford Harveyville Havana Haven Havensville Haviland Hays Haysville Hazelton Hepler Herington Herndon Hesston Hiawatha Highland Hill City Hillsboro Hoisington Holcomb Hollenberg Holton Holyrood Hope Horace Horton Howard Hoxie Hoyt Hudson Hugoton Humboldt Hunnewell Hunter Huron Hutchinson Independence Ingalls Inman Iola Isabel Iuka Jamestown Jennings Jetmore Jewell Johnson City Junction City Kanopolis Kanorado Kansas City Kechi Kensington Kincaid Kingman Kinsley Kiowa Kirwin Kismet Labette La Crosse La Cygne La Harpe Lake Quivira Lakin Lancaster Lane Langdon Lansing Larned Latham Latimer Lawrence Leavenworth Leawood Lebanon Lebo Lecompton Lehigh Lenexa Lenora Leon Leona Leonardville Leoti Le Roy Lewis Liberal Liberty Liebenthal Lincoln Center Lincolnville Lindsborg Linn Linn Valley Linwood Little River Logan Lone Elm Longford Long Island Longton Lorraine Lost Springs Louisburg Louisville Lucas Luray Lyndon Lyons McCracken McCune McDonald McFarland Macksville McLouth McPherson Madison Mahaska Maize Manchester Manhattan Mankato Manter Maple Hill Mapleton Marion Marquette Marysville Matfield Green Mayetta Mayfield Meade Medicine Lodge Melvern Menlo Meriden Merriam Milan Mildred Milford Miltonvale Minneapolis Minneola Mission Mission Hills Mission Woods Moline Montezuma Moran Morganville Morland Morrill Morrowville Moscow Mound City Moundridge Mound Valley Mount Hope Mulberry Mullinville Mulvane Munden Muscotah Narka Nashville Natoma Neodesha Neosho Falls Neosho Rapids Ness City Netawaka New Albany New Cambria New Strawn Newton Nickerson Niotaze Norcatur North Newton Norton Nortonville Norwich Oak Hill Oaklawn-Sunview Oakley Oberlin Offerle Ogden Oketo Olathe Olivet Olmitz Olpe Olsburg Onaga Oneida Osage City Osawatomie Osborne Oskaloosa Oswego Otis Ottawa Overbrook Overland Park Oxford Ozawkie Palco Palmer Paola Paradise Park Park City Parker Parkerville Parsons Partridge Pawnee Rock Paxico Peabody Penalosa Perry Peru Phillipsburg Pittsburg Plains Plainville Pleasanton Plevna Pomona Portis Potwin Powhattan Prairie View Prairie Village Pratt Prescott Preston Pretty Prairie Princeton Protection Quenemo Quinter Radium Ramona Randall Randolph Ransom Rantoul Raymond Reading Redfield Republic Reserve Rexford Richfield Richmond Riley Robinson Roeland Park Rolla Rose Hill Roseland Rossville Rozel Rush Center Russell Russell Springs Sabetha St. Francis St. George St. John St. Marys St. Paul Salina Satanta Savonburg Sawyer Scammon Scandia Schoenchen Scott City Scottsville Scranton Sedan Sedgwick Selden Seneca Severance Severy Seward Sharon Sharon Springs Shawnee Silver Lake Simpson Smith Center Smolan Soldier Solomon South Haven South Hutchinson Spearville Speed Spivey Spring Hill Stafford Stark Sterling Stockton Strong City Sublette Summerfield Sun City Susank Sylvan Grove Sylvia Syracuse Tampa Tescott Thayer Timken Tipton Tonganoxie Topeka Toronto Towanda Treece Tribune Troy Turon Tyro Udall Ulysses Uniontown Utica Valley Center Valley Falls Vermillion Victoria Vining Viola Virgil WaKeeney Wakefield Waldo Waldron Wallace Walnut Walton Wamego Washington Waterville Wathena Waverly Webber Weir Wellington Wellsville West Mineral Westmoreland Westphalia Westwood Westwood Hills Wetmore Wheaton White City White Cloud Whitewater Whiting Wichita Willard Williamsburg Willis Willowbrook Wilmore Wilsey Wilson Winchester Windom Winfield Winona Woodbine Woodston Yates Center Zenda Zurich