American Continental Insurance Company (ACI) is an Aetna Company. They can provide you the security of a big time Medicare Supplement insurance company. For anyone looking for a company with a longstanding reputation that also offers the personal feel of a smaller company with competitive prices — then American Continental may be a great choice. Let’s look more into ACI and see if they’re a good fit for your Medigap needs.
About American Continental Insurance Company (ACI)
American Continental Insurance Company (ACI) is located in Brentwood, Tennessee (not that far from Nashville). ACI was established in 2005 and became the 2nd official Aetna subsidiary and member in 2011. The Continental Life Insurance Company (CLI) was Aetna’s first member.
Company Details
American Continental Insurance Co address:
P.O. Box 981106
El Paso, TX 79998-1106
American Continental Insurance phone number:
Phone:
1 (800) 264-4000
American Continental Ratings
ACI has received the following grades from popular rating agencies:
- A.M. Best Rating: A
- BBB Rating: A+
American Continental Medicare Supplement
American Continental Medicare Supplement plans help to pay your copays, coinsurance, deductibles, as well as your other out-of-pocket health care costs. They are a highly recommended Medicare Supplement company.
An American Continental Medicare Supplement policy offers you the following:
- Initial 12-month guaranteed rate
- A 30-day “free look period”
- Lifetime guaranteed renewable health insurance coverage
- Freedom to go o to any hospital or doctor that accepts Medicare
- Most Medigap plans have some foreign travel coverage
What are the biggest advantages of buying an American Continental Medicare plan?
- Excellent rates for some areas
- Established market experience
- A 7% household discount is available in some states
- Simple application
- Customer satisfaction is strong
- Policies issued quickly (often on the same day!)
What American Continental Medicare Supplement Plans are sold?
American Continental sells 5 Medigap plans:
- Medicare Supplement Plan A
- Medicare Supplement Plan B
- Medicare Supplement Plan F
- High Deductible Medicare Supplement Plan F
- Medicare Supplement Plan G
- Medicare Supplement Plan N
*Medigap Plans may vary by state and insurance carrier. Please contact one of our licensed Medicare Supplement agents at (888) 411-1329 to check availability and rates in your area.
Here are the 3 most popular American Continental supplemental insurance plans:
As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020
Medicare
American Continental Medigap Plan F
American Continental Supplemental Plan F has been the most popular Medigap plan. The reason is because Medigap Plan F provides the most complete coverage when comparing all of the Medigap supplement plans. With American Continental Plan F, you usually won’t come into a situation where you’ll experience out of pocket spending towards your Medicare Part A or Part B services.
Plan F Overview
| Medicare Supplement Benefits | Plan F Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A deductible | Yes |
| Part B deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
American Continental Medigap Plan G
American Continental Medicare Supplement Plan G is the 2nd most popular Medigap plan. American Continental Plan G provides all the coverage benefits of Plan F except for the Part B deductible. You’re responsible for paying for the Part B deductible.
Medigap Plan G is great for people who want to save money by simply paying the Part B deductible on their own. Plan G also has a pretty stable rate increase history.
Plan G Overview
| Medicare Supplement Benefits | Plan G Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A deductible | Yes |
| Part B deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
American Continental Medigap Plan N
American Continental Medicare Supplement Plan N comes in 3rd place when looking at overall popularity. However, American Continental Plan N has become very popular recently because of the potential savings it can offer.
With Plan N, you’ll get help with all of the coverage gaps except for the Part B deductible, some copayments when visiting your doctor & emergency rooms, and your excess charges.
American Continental medicare supplement rates
How Much American Continental Supplement Insurance Plans Cost?
Prices will vary in price depending on factors such as your gender, location, age, tobacco use and sometimes your health. To give you an idea of the costs of the most popular plans F, G, and N we can provide you a custom quote. Get started by comparing plans on this page.
How Do I Enroll In An American Continental Medicare Supplement Plan?
To be eligible to buy a Medicare supplement insurance with American Continental or any other Medigap company you must be Medicare eligible and currently or pending enrollment in Original Medicare Part A and B.
REMEDIGAP has helped thousands of Medicare shoppers. Would you like help exploring your Medigap choices in your area? Contact us today and receive free unbiased help.
We’re independent licensed brokers that are committed to searching for a Medigap plan that fits your specific needs. You’ll never work with a pushy agent or get pressured to buy. We’re here to help educate and provide plan choices with the top companies available.
Call 1-888-411-1329 and have someone on your side today.
Michael Quinn is an independent licensed insurance agent with a passion for helping others navigate the complex world of Medicare insurance. With over a decade of experience in the field, Michael has established himself as a trusted advisor to countless individuals seeking guidance on their healthcare coverage options.
In 2013, Michael obtained his license as an insurance agent, laying the foundation for his successful career in the industry. Prior to that, he earned his Masters Degree in Communicative Disorders from the University of Central Florida, which equipped him with strong communication and interpersonal skills.
Driven by a genuine desire to make a positive impact on people's lives, Michael co-founded REMEDIGAP in 2013. It was created as a dedicated platform that aims to educate individuals about Medicare insurance. Through REMEDIGAP, Michael provides comprehensive resources and unbiased information to empower individuals to make informed decisions about their healthcare coverage.
With his extensive knowledge and expertise, Michael has been able to guide thousands of individuals towards finding the most suitable Medicare insurance plans tailored to their unique needs. His dedication to his clients' well-being, coupled with his passion for simplifying complex insurance concepts, has earned him a reputation as a compassionate and reliable advisor.
His work has appeared on many blogs and websites including, USA Today, Yahoo.com, Nerdwallet, Think Advisor, and REAL SIMPLE.
