Skip to content
REMEDIGAP
Free Course
Get Personalized Help
Phone 888-411-1329
  • Information CenterExpand
    • Our Education Center

      Start your Medicare education with these resources

      Start Here
      Medicare Plans
      Medicare Basics

      The foundations of Medicare education

      Parts of Medicare

      Walkthrough Medicare Parts A, B, C and D

      Enrollment Periods

      Learn when you need to enroll

      Supplement Plans

      Learn about popular plans like Plan N, G & more

      Part D Drug Plans

      Learn about stand alone drug plans

      Advantage Plans

      Also known as Medicare Part C

      Resources
      About Us
      Free Quotes

      Compare Supplement plans in your area

      Free Course

      The #1 Medicare course available for FREE

      Personalized Help

      Get 1-On-1 help from us when you’re ready

      Help Is Here

      Experience our unmatched personalized service

      5-Star Support

      See how we’ve helped thousands of retirees

      Learning Resources

      Our educational resource hub

REMEDIGAP
Home / 10 Best Supplemental Insurance Companies

10 Best Supplemental Insurance Companies

Medicare by itself will not cover all of your healthcare costs that you’ll likely face throughout your life. Medicare Supplemental Insurance is a great way to protect yourself from these unexpected healthcare costs. To help make your decision easier, REMEDIGAP has created a simple guide that reviews the top companies throughout the country. 

In this article we’ll discuss:
  • Best Medicare Supplement Insurance Companies
  • National Average Costs of Medicare Supplement Plans
  • Compare Standardized Medigap Plans
  • FAQ

Best Medicare Supplement Insurance Companies

Here is a quick overview of the top 10 Medicare Supplement carriers that are available. The table below provides key information such as the company name, the plans offered, discounts and more.

The Top 10 Medicare Supplement Insurance Companies

InsurerPlans offered?Discounts available?States available?

Aetna
A, B, F, HD-F G, NHousehold discount50 states

Bankers Fidelity
A, B, F, G, K, L, M, NHousehold discount37 states

Cigna
A, B, C, D, F, HD-F, G, NHousehold discount50 states

Continental Life
A, B, C, D, F, G, K, L , M, NHousehold discount50 states

GPM Life
A, B, C, F, HD-F, K, L, NOnline discount50 states

Humana
A, B, C, F, HD-F, K, L, NOnline discount50 states

Manhattan Life
A, C, F, G, NHousehold discount35 states

Mutual of Omaha
A, F, HD-F, G, NHousehold discount50 states

Thrivent
A, F, HD-F, G, NHousehold discount20 states

Transamerica
A, F, G, K, NAuto pay50 states

National Average Costs of Medicare Supplement Plans

The table below displays the nationwide average monthly Premium for every kind of Medicare Supplement plan sold in 2018*. The national average premium cost for Medigap plans sold in 2018 was $152 per month. The national average data excluded Plan L & Plan K, because they only had a combined enrollment of less than 1.5% of all Medicare Supplement beneficiaries as of 2018.

National Average Price of Medicare Supplement Plans

Plan NameAverage CostPart A DeductiblePart B Deductible
* = Most popularAvg cost per planDoes plan cover deductible?Does plan cover deductible?
*Medigap Plan F$171YesYes
*Medigap Plan G$123YesNo
*Medigap Plan N$113YesNo
Medigap Plan A$192NoNo
Medigap Plan B$142YesNo
Medigap Plan C$190YesYes
Medigap Plan D$158YesNo
Medigap Plan K$8950%No
Medigap Plan L$13075%No
Medigap Plan M$21950%No

Medicare Supplement PlansYou may notice from time to time that we add new Medigap companies to our list. This is because we’re alway researching which companies provide great rates and dedication towards sound business practices. We’re focused on making sure our clients receive the Medicare supplement insurance plan, protection and service they need and expect from established Medicare companies.  REMEDIGAP offers over a dozen Medicare supplement health insurance companies that sell a variety of Medigap plans. At REMEDIGAP, we only offer top ranking Medigap companies so we can help our clients get the coverage they need from financially secure insurers.

Here are just a few of the Medicare Supplement companies that REMEDIGAP currently offers:

Aetna Health & Life Insurance Company
American Continental Life Insurance Company
Allstate
Continental Life Insurance Company
Thrivent Financial
Bankers Fidelity
Cigna
GPM Health & Life
Humana Insurance Company
Loyal American Medicare Supplements
Manhattan Life
Mutual of Omaha Insurance Company
Omaha Insurance Company
United of Omaha Insurance Company
United World Life
Western United Life
American Retirement Life Insurance Company
Sentinel Security

Compare Standardized Medigap Plans

 As you begin shopping and learning about the various Medigap companies, you’ll quickly notice that there’s a big difference in cost. Some companies charge more even though the coverage is exactly the same. It’s one of the most misunderstood parts about Medicare supplement companies and plans. You need to start out by understanding that our government standardized Medicare supplements beginning in early 1990s. They did this to make sure shoppers like you could compare similar Medigap plan letters and know that the coverage is the same no matter which company you purchased it from. In other words, if you’re shopping for Medigap Plan G – your doctor network, coverage and benefits will all be the same no matter the company you choose. Everything is the same except for cost! The same rules apply with Plan F and Plan N too!
Medicare’s “Choosing a Medigap Policy”
When referencing Medicare’s official guide to buying Medigap, it says: “Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies.”

If you’d like to read more from Medicare’s official handbook, click here

FAQ

How do you choose the best carrier that will be easy to work with and pay your claims promptly?

The top Medigap company will depend on a few factors which include your age, gender, tobacco use and the state you live in. If you’re new to Medicare, it’s always wise to work with an independent insurance broker who can find the best medicare supplement plans and compare multiple companies for you.

Should I buy a Medicare Supplement or Medicare Advantage plan?

You have a few Medicare options when buying an insurance plan. The two most popular types of plans are Medicare Supplement plans and Medicare Advantage Plans. They are both sold by private insurance companies, but are very different in how they provide coverage. Medicare Supplements cover the gaps in Medicare’s standard coverage and you’re still enrolled in Original Medicare. There are no networks and you can see any Medicare provider. With Medicare Advantage Plans, you have networks, require Prior authorization, and Medicare is no longer managing your care; the Medicare Advantage plan is now managing your care.

Which companies are best for pricing and benefits?

All Medicare insurance companies provide the same benefits when you compare the same standardized plans. This means that a Mutual of Omaha Medicare Supplement Plan G has the same exact benefits as any other company offering Plan G. The only difference is price!

What’s the best supplemental insurance?

Medigap Plan G and Plan N are currently the most popular plans for those currently eligible for Medicare. Plan F was the most popular plan, but unless you were eligible for Medicare by Dec. 31, 2019, you can’t buy Plan F.

 

We’re Here To Help

Need help to compare prices for the 10 Best Supplemental Insurance Companies? Contact REMEDIGAP online today. We’ll help you find the best Medicare supplement insurance company in your state for your particular needs. 

Please reach out to us today. You can reach us at at (888) 411-1329 and speak directly with a REMEDIGAP licensed agent.

Reference:

*REMEDIGAP internal sales data from 2018. This data is based on the Medigap policies quoted & sold and is not a comprehensive national average of all available Medigap plan premiums.

Talk with a Medicare expert

Schedule a free call by clicking below or call us now at
888-411-1329

Get Personalized Help

FREE Medicare Course

Get our 7 daily Medicare lessons delivered directly to your email inbox.

Sign Up Now

Popular

  • Testimonials
  • Video
  • Blog

About

  • About Us
  • Privacy Policy
  • Licenses

Get Instant Medicare Supplement Plan Rates Now

Compare Top Plans in Your Area for Free - Act Now!

Compare Plans Today!

Not connected with or endorsed by the United States government or the federal Medicare program

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program. While we have done our best to ensure all rates shown are accurate, human error is possible. In the rare event of a pricing mistake, the carrier’s rates will always supersede whatever price appears on our website.

REMEDIGAP.com is privately owned & operated by The Quinn Group, LLC. Licensed name varies by state: The Quinn Group LLC, Quinn Insurance Services, Quinn Premier Insurance Services

© 2025 REMEDIGAP | All Rights Reserved | Privacy Policy

Fact Checked

This article has been thoroughly reviewed by the author and a licensed Medicare insurance expert to ensure our content adheres to the highest quality standards for accuracy and honest advice.

Learn more about our editorial standards
Michael Quinn

Michael Quinn

Licensed Agent, REMEDIGAP Founder

Michael Quinn is a nationally licensed insurance expert with over a decade of experience and has helped over 1000 clients with their Medicare Supplement needs. Michael has been consulted as an expert insurance source for dozens of high-profile websites such as USA Today, Yahoo.com, NerdWallet, Bankrate, ThinkAdvisor, The Epoch Times, and many more.

  • Facebook
  • YouTube
  • LinkedIn
joann quinn medicare

Joann Quinn

Licensed Agent, REMEDIGAP Founder

Joann Quinn is a nationally licensed insurance expert with over a decade of experience and has personally helped thousands of clients with their Medicare Supplement questions and needs. Joann has been consulted as a Medicare expert for high-profile websites and runs a very popular YouTube channel that focuses on understanding the complexities of Medicare.

  • Facebook
  • YouTube
  • LinkedIn
  • Information Center
    • Our Education Center

      Start your Medicare education with these resources

      Start Here
      Medicare Plans
      Medicare Basics

      The foundations of Medicare education

      Parts of Medicare

      Walkthrough Medicare Parts A, B, C and D

      Enrollment Periods

      Learn when you need to enroll

      Supplement Plans

      Learn about popular plans like Plan N, G & more

      Part D Drug Plans

      Learn about stand alone drug plans

      Advantage Plans

      Also known as Medicare Part C

      Resources
      About Us
      Free Quotes

      Compare Supplement plans in your area

      Free Course

      The #1 Medicare course available for FREE

      Personalized Help

      Get 1-On-1 help from us when you’re ready

      Help Is Here

      Experience our unmatched personalized service

      5-Star Support

      See how we’ve helped thousands of retirees

      Learning Resources

      Our educational resource hub

Search