If you’re trying to find the best Georgia Medicare Supplement plans, you’re in luck. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Georgia Medigap plans.
In this article we’ll discuss:
best medicare supplement plans in Georgia
Before you jump into comparing plans, you need to understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
This is easy to understand. It just means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.
You read that correctly…
Your Medicare coverage is the same no matter if the Plan G is from Aetna, Blue Cross Blue Shield, Mutual of Omaha or any other Medigap company.
Companies don’t have a choice – It’s the LAW!
Save Big On Your Georgia medicare supplemental Insurance
The question remains: How much will you pay for your Georgia Medicare Supplement Insurance? You’re not getting more benefits by paying more.
So don’t overpay!
What are your potential savings?
Here’s a quick example…
Plan G premiums with ABC insurance company can be very different from XYZ insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Georgia Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Georgia Medigap Plans Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Georgia Medicare Supplement Insurance Coverage.
Compare Georgia Medicare Supplements
It is important to know that even though the coverage for Georgia Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Georgia Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help make sense of it all
Our service is free. We help Georgia Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents
That means we shop the market and offer you choices. We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies.
We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Georgia Medigap coverage.
Be an informed buyer and comparison shop your Georgia Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
Georgia Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Georgia that I serve. Click here if you’re looking for other Medicare Supplement states.
Abbeville Acworth Adairsville Adel Adrian Ailey Alamo Alapaha Albany Aldora Allenhurst Allentown Alma Alpharetta Alston Alto Ambrose Americus Andersonville Arabi Aragon Arcade Argyle Arlington Arnoldsville Ashburn Athens-Clarke County (balance) Atlanta Attapulgus Auburn Augusta-Richmond County (balance) Austell Avalon Avera Avondale Estates Baconton Bainbridge Baldwin Ball Ground Barnesville Bartow Barwick Baxley Bellville Belvedere Park Berkeley Lake Berlin Bethlehem Between Bibb City Bishop Blackshear Blacksville Blairsville Blakely Bloomingdale Blue Ridge Bluffton Blythe Bogart Bonanza Boston Bostwick Bowdon Bowersville Bowman Braselton Braswell Bremen Brinson Bronwood Brooklet Brooks Broxton Brunswick Buchanan Buckhead Buena Vista Buford Butler Byromville Byron Cadwell Cairo Calhoun Camak Camilla Candler-McAfee Canon Canton Carl Carlton Carnesville Carrollton Cartersville Cave Spring Cecil Cedartown Centerville Centralhatchee Chamblee Chatsworth Chattanooga Valley Chauncey Chester Chickamauga Clarkesville Clarkston Claxton Clayton Clermont Cleveland Climax Cobbtown Cochran Cohutta Colbert Coleman College Park Collins Colquitt Columbus city (balance) Comer Commerce Concord Conley Conyers Coolidge Cordele Corinth Cornelia Country Club Estates Covington Crawford Crawfordville Culloden Cumming Cusseta Cuthbert Dacula Dahlonega Daisy Dallas Dalton Damascus Danielsville Danville Darien Dasher Davisboro Dawson Dawsonville Dearing Decatur Deenwood Deepstep Demorest Denton De Soto Dexter Dillard Dock Junction Doerun Donalsonville Dooling Doraville Douglas Douglasville Druid Hills Dublin Dudley Duluth Dunwoody Du Pont East Dublin East Ellijay East Griffin Eastman East Newnan East Point Eatonton Edge Hill Edison Elberton Ellaville Ellenton Ellijay Emerson Enigma Ephesus Eton Euharlee Evans Experiment Fairburn Fairmount Fair Oaks Fairview Fargo Fayetteville Fitzgerald Flemington Flovilla Flowery Branch Folkston Forest Park Forsyth Fort Benning South Fort Gaines Fort Oglethorpe Fort Stewart Fort Valley Franklin Franklin Springs Funston Gainesville Garden City Garfield Gay Geneva Georgetown Georgetown Gibson Gillsville Girard Glennville Glenwood Good Hope Gordon Graham Grantville Gray Grayson Greensboro Greenville Gresham Park Griffin Grovetown Gumbranch Gumlog Guyton Hagan Hahira Hamilton Hampton Hannahs Mill Hapeville Haralson Harlem Harrison Hartwell Hawkinsville Hazlehurst Helen Helena Hephzibah Hiawassee Higgston Hilltop Hiltonia Hinesville Hiram Hoboken Hogansville Holly Springs Homeland Homer Homerville Hoschton Hull Ideal Ila Indian Springs Iron City Irondale Irwinton Isle of Hope Ivey Jackson Jacksonville Jakin Jasper Jefferson Jeffersonville Jenkinsburg Jersey Jesup Jonesboro Junction City Kennesaw Keysville Kings Bay Base Kingsland Kingston Kite La Fayette LaGrange Lake City Lakeland Lake Park Lakeview Lakeview Estates Lavonia Lawrenceville Leary Leesburg Lenox Leslie Lexington Lilburn Lilly Lincoln Park Lincolnton Lindale Lithia Springs Lithonia Locust Grove Loganville Lone Oak Lookout Mountain Louisville Lovejoy Ludowici Lula Lumber City Lumpkin Luthersville Lyerly Lyons Mableton McCaysville McDonough McIntyre Macon McRae Madison Manassas Manchester Mansfield Marietta Marshallville Martin Martinez Maxeys Maysville Meansville Meigs Menlo Metter Midville Midway Midway-Hardwick Milan Milledgeville Millen Milner Mitchell Molena Monroe Montezuma Montgomery Monticello Montrose Moody AFB Moreland Morgan Morganton Morrow Morven Moultrie Mountain City Mountain Park Mountain Park Mount Airy Mount Vernon Mount Zion Nahunta Nashville Nelson Newborn Newington Newnan Newton Nicholls Nicholson Norcross Norman Park North Atlanta North Decatur North Druid Hills North High Shoals Norwood Nunez Oak Park Oakwood Ochlocknee Ocilla Oconee Odum Offerman Oglethorpe Oliver Omega Orchard Hill Oxford Palmetto Panthersville Parrott Patterson Pavo Payne Peachtree City Pearson Pelham Pembroke Pendergrass Perry Phillipsburg Pinehurst Pine Lake Pine Mountain Pineview Pitts Plains Plainville Pooler Portal Porterdale Port Wentworth Poulan Powder Springs Preston Pulaski Putney Quitman Ranger Raoul Ray City Rayle Rebecca Redan Reed Creek Register Reidsville Remerton Rentz Resaca Rest Haven Reynolds Rhine Riceboro Richland Richmond Hill Riddleville Rincon Ringgold Riverdale Riverside Roberta Robins AFB Rochelle Rockmart Rocky Ford Rome Roopville Rossville Roswell Royston Rutledge St. Marys St. Simons Sale City Salem Sandersville Sandy Springs Santa Claus Sardis Sasser Savannah Scotland Scottdale Screven Senoia Shady Dale Shannon Sharon Sharpsburg Shellman Shiloh Siloam Skidaway Island Sky Valley Smithville Smyrna Snellville Social Circle Soperton Sparks Sparta Springfield Stapleton Statesboro Statham Stillmore Stockbridge Stone Mountain Sugar Hill Summertown Summerville Sumner Sunny Side Sunnyside Sunset Village Surrency Suwanee Swainsboro Sycamore Sylvania Sylvester Talbotton Talking Rock Tallapoosa Tallulah Falls Talmo Tarrytown village Taylorsville Temple Tennille Thomaston Thomasville Thomson Thunderbolt Tifton Tiger Tignall Toccoa Toomsboro Trenton Trion Tucker Tunnel Hill Turin Twin City Tybee Island Tyrone Ty Ty Unadilla Union City Union Point Unionville Uvalda Valdosta Varnell Vernonburg Vidalia Vidette Vienna Villa Rica Vinings Waco Wadley Waleska Walnut Grove Walthourville Warm Springs Warner Robins Warrenton Warwick Washington Watkinsville Waverly Hall Waycross Waynesboro Weston West Point Whigham White Whitemarsh Island White Plains Whitesburg Willacoochee Williamson Wilmington Island Winder Winterville Woodbine Woodbury Woodland Woodstock Woodville Woolsey Wrens Wrightsville Yatesville Young Harris Zebulon