Shopping for the top Utah Medicare Supplement plans can feel overwhelming. You don’t need to stress. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Utah Medigap plans.
best medicare supplement plans in Utah
Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
What does a standardized plan mean?
This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.
Your Medicare coverage is the same no matter if the Plan G is from Blue Cross Blue Shield, Aetna, Mutual of Omaha or any other Medigap company.
It’s the LAW!
How to save money on medicare supplement plans in Utah
How much will you pay for your Utah Medicare Supplement Insurance? You’re not getting more benefits by paying more.
So don’t overpay!
How much can Utah residents save?
Here’s a quick example…
Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Utah Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Utah Medicare Supplement Insurance Coverage.
Compare Utah Medicare Supplements
It is important to know that even though the coverage for Utah Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Utah Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help
Our service is free. We help Utah Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Utah Medigap coverage.
Be an informed buyer and comparison shop your Utah Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
Utah Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Utah that I serve. Click here if you’re looking for other Medicare Supplement states.
Alpine Alta Altamont Alton Amalga American Fork Aneth Annabella Antimony Aurora Avon Ballard Bear River City Beaver Benjamin Benson Bicknell Big Water Blanding Bluff Bluffdale Boulder Bountiful Brian Head Brigham City Cache Cannonville Canyon Rim Castle Dale Castle Valley Cedar City Cedar Fort Cedar Hills Centerfield Centerville Charleston Circleville Clarkston Clawson Clearfield Cleveland Clinton Coalville Corinne Cornish Cottonwood Heights Cottonwood West Cove Daniel Delta Deweyville Draper Duchesne Dugway Eagle Mountain East Carbon East Millcreek Elberta Elk Ridge Elmo Elsinore Elwood Emery Enoch Enterprise Ephraim Erda Escalante Eureka Fairview Farmington Farr West Fayette Ferron Fielding Fillmore Fort Duchesne Fountain Green Francis Fruit Heights Garden Garden City Garland Genola Glendale Glenwood Goshen Granite Grantsville Green River Gunnison Halchita Halls Crossing Harrisville Hatch Heber Helper Henefer Henrieville Herriman Highland Hildale Hinckley Holden Holladay Honeyville Hooper Howell Huntington Huntsville Hurricane Hyde Park Hyrum Ivins Joseph Junction Kamas Kanab Kanarraville Kanosh Kaysville Kearns Kingston Koosharem Lake Shore Laketown La Sal La Verkin Layton Leamington Leeds Lehi Levan Lewiston Lindon Little Cottonwood Creek Valley Loa Logan Lyman Lynndyl Maeser Magna Manila Manti Mantua Mapleton Marriott-Slaterville Marysvale Mayfield Meadow Mendon Mexican Hat Midvale Midway Milford Millcreek Millville Minersville Moab Mona Monroe Montezuma Creek Monticello Morgan Moroni Mount Olympus Mount Pleasant Murray Myton Naples Navajo Mountain Neola Nephi New Harmony Newton Nibley North Logan North Ogden North Salt Lake North Snyderville Basin Oak City Oakley Ogden Oljato-Monument Valley Ophir Oquirrh Orangeville Orderville Orem Palmyra Panguitch Paradise Paragonah Park City Parowan Payson Perry Peter Plain City Pleasant Grove Pleasant View Plymouth Portage Price Providence Provo Randlett Randolph Redmond Richfield Richmond Riverdale River Heights Riverside Riverton Rockville Rocky Ridge Roosevelt Roy Rush Valley St. George Salem Salina Salt Lake City Samak Sandy Santa Clara Santaquin Saratoga Springs Scipio Scofield Sigurd Smithfield Snowville South Jordan South Ogden South Salt Lake South Snyderville Basin South Weber South Willard Spanish Fork Spanish Valley Spring City Springdale Spring Lake Springville Stansbury Park Sterling Stockton Summit Park Sunnyside Sunset Syracuse Tabiona Taylorsville Timber Lakes Tooele Toquerville Torrey Tremonton Trenton Tropic Tselakai Dezza Uintah Vernal Vernon Vineyard Virgin Wales Wallsburg Washington Washington Terrace Wellington Wellsville Wendover West Bountiful West Haven West Jordan West Mountain West Point West Valley City White City White Mesa Whiterocks Willard Woodland Woodland Hills Woodruff Woods Cross