If you’re trying to find the best Arizona Medicare Supplement plans, you’ve come to the right place. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Arizona Medigap plans.
In this article we’ll discuss:
Medicare supplement plans in Arizona
Did you know that Medicare Supplements are insurance plans that are regulated by the government. Medigap plans are standardized.
What does a standardized plan mean? This simply means that when you purchase a particular Medicare Supplement Plan, like Medigap Plan G, it will provide you the same exact coverage no matter which carrier you choose.
That’s right. Your Medicare coverage is the same no matter if it’s Cigna, Blue Cross Blue Shield, Mutual of Omaha or any other Medigap company. It’s the LAW!
Finding the Best medicare supplement plans in Arizona
How do you get the best plans? How much will you pay for your Arizona Medicare Supplement Insurance? You’re not getting more benefits by paying more.
So don’t overpay!
Save big on your Arizona medigap plans
Here’s a quick example…
Plan G premiums with ABC insurance company can be very different from XYZ insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Arizona Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Arizona Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Arizona Medicare Supplement Insurance Coverage.
Compare Arizona Medicare Supplements
It is important to know that even though the coverage for Arizona Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Arizona Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Medigap Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
How REMEDIGAP can help
Our service is free. We help Arizona Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Arizona Medigap coverage.
Be an informed buyer and comparison shop your Arizona Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
Arizona Medigap Locations
Below are the cities in Arizona that I serve. Medicare Supplements are available statewide and in the cities listed below. Understand that your Medigap benefits are based on the Plan Letter. Medigap benefits are the same not matter where you live.
This is not always the case with Medicare Advantage plans (MAPD). MAPD benefits, copays and deductibles may be different based on your city or location. Please click on this link if you’re looking for additional Medicare Supplement states.
Ajo Ak-Chin Village Amado Apache Junction Arizona City Arizona Village Ash Fork Avondale Avra Valley Bagdad Benson Big Park Bisbee Bitter Springs Black Canyon City Blackwater Bluewater Bouse Buckeye Bullhead City Burnside Cameron Camp Verde Canyon Day Carefree Casa Grande Casas Adobes Catalina Catalina Foothills Cave Creek Central Heights-Midland City Chandler Chilchinbito Chinle Chino Valley Chuichu Cibecue Cibola Clarkdale Claypool Clifton Colorado City Congress Coolidge Cordes Lakes Cornville Corona de Tucson Cottonwood Cottonwood-Verde Village Dennehotso Desert Hills Dewey-Humboldt Dilkon Dolan Springs Douglas Drexel-Alvernon Drexel Heights Dudleyville Duncan Eagar East Fork East Sahuarita Ehrenberg Elgin El Mirage Eloy First Mesa Flagstaff Florence Flowing Wells Fort Defiance Fortuna Foothills Fountain Hills Fredonia Gadsden Ganado Gila Bend Gilbert Gisela Glendale Globe Gold Camp Golden Valley Goodyear Grand Canyon Village Greasewood Green Valley Guadalupe Hayden Heber-Overgaard Holbrook Hotevilla-Bacavi Houck Huachuca City Jeddito Jerome Kachina Village Kaibab Kaibito Kayenta Keams Canyon Kearny Kingman Kykotsmovi Village Lake Havasu City Lake Montezuma Lechee Leupp Litchfield Park Littletown Lukachukai McNary Mammoth Many Farms Marana Maricopa Mayer Mesa Mesquite Creek Miami Moenkopi Mohave Valley Mojave Ranch Estates Morenci Mountainaire Munds Park Naco Nazlini New Kingman-Butler New River Nogales Oljato-Monument Valley Oracle Oro Valley Page Paradise Valley Parker Parker Strip Parks Patagonia Paulden Payson Peach Springs Peeples Valley Peoria Peridot Phoenix Picture Rocks Pima Pine Pinetop-Lakeside Pinon Pirtleville Pisinemo Poston Prescott Prescott Valley Quartzsite Queen Creek Queen Valley Red Mesa Rio Rico Northeast Rio Rico Northwest Rio Rico Southeast Rio Rico Southwest Rio Verde Rock Point Rough Rock Round Rock Sacaton Safford Sahuarita St. David St. Johns St. Michaels Salome San Carlos San Luis San Manuel Santan Santa Rosa Sawmill Scottsdale Second Mesa Sedona Seligman Sells Shongopovi Shonto Show Low Sierra Vista Sierra Vista Southeast Snowflake Somerton Sonoita South Tucson Springerville Spring Valley Stanfield Steamboat Strawberry Summit Sun City Sun City West Sun Lakes Sun Valley Supai Superior Surprise Swift Trail Junction Tacna Tanque Verde Taylor Teec Nos Pos Tempe Thatcher Three Points Tolleson Tombstone Tonalea Tonto Basin Top-of-the-World Tortolita Tsaile Tubac Tuba City Tucson Tucson Estates Tumacacori-Carmen Tusayan Vail Valencia West Wellton Wenden Whetstone Whiteriver Wickenburg Wilhoit Willcox Williams Williamson Willow Valley Window Rock Winkelman Winslow Winslow West Yarnell Young Youngtown Yuma