Transamerica Medicare Supplement Review and Ratings

Let’s take a look at the most common Transamerica Medicare Supplement insurance plans.

transamerica medicare supplement plan f

Transamerica Medigap Plan F is the most comprehensive Medicare Supplement plan that you can buy. Plan F will pay for all of your Medicare-approved services.  With a Transamerica Medicare Supplement, you can receive healthcare services from any physician or hospital that participates in Original Medicare.

Transamerica supplemental Medicare insurance helps covering the coverage gaps you’ll have with Medicare. It covers both your Medicare Part A and B deductibles and your 20% coinsurance for Medicare-covered services that you would otherwise pay for yourself.

Note, Plan F is only available if you are Medicare eligible before January 1, 2020.

transamerica medicare supplement plan g

Transamerica Medigap Plan G is a better value compared to Plan F.  It’s possible to get a lower premium on a Plan G because you (the policyholder) must satisfy the annual Part B Deductible before the plan starts paying.

Medicare Supplement Plan G coverage includes:

• Medicare Part A hospice copayment or coinsurance 
• Medicare Part A hospital deductible
• Medicare Part B copayment or coinsurance
• Part B excess charges
• Your first 3 pints of blood
• Coinsurance for skilled nursing facility (SNF)
• Foreign travel medical emergency benefit.
• (Plan G does not include your Part B Deductible)*

Transamerica Medicare Supplement insurance Plan G is very appealing to shoppers because of the predictable out-of-pocket costs. Be sure to check up our review  of Plan F vs Plan G to compare their coverage differences.

transamerica medicare supplement plan n

Transamerica Medigap Plan N is becoming a popular option. Plan N is great for  people that don’t visit their physician frequently. It’s also good for recent retirees who are familiar and comfortable with copays, deductibles and coinsurance. Here are the out-of-pocket expenses that are associated with Medigap plan N:

• Doctor’s office visit: $0 – $20 copay
• Emergency room visit (unless admitted; then waived): $50 copay
• Medicare Part B excess charges (not covered by Plan N)
• Medicare Part B deductible (not covered by Plan N)

The savings you get from Plan N can make the out-of-pocket expenses worth it. We can check the Medicare Supplement Plan N premiums in your area and quickly see if it’s a better value for your money.