Delaware Medicare Supplement Plans

Delaware Medicare Supplement Plans

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Delaware Medicare Supplement Plans

Trying to find the best Delaware Medicare Supplement Plans? If so, you’ve come to the right place. In this post, we’ll walk you through how to compare plans so you can be an informed buyer before you purchase a Delaware Medigap plan.

medicare supplement plans in Delaware

What does a standardized Medicare plan even mean? In basic language, it’s when you purchase a particular Medicare Supplement Plan (for example, Medigap Plan G) it will provide you the same exact coverage no matter which company you buy it from.

That’s right. Your Medicare coverage is the same no matter if your Plan G is from Blue Cross Blue Shield, Mutual of Omaha, Cigna or any other Medigap company.  It’s the LAW!

best medicare supplement plans in Delaware

How do you get the best Medicare plans and how much will you end up paying for your Supplemental Insurance?

You’re not getting more benefits by paying more.  

So don’t overpay!

Your savings can add up real quick when you compare the best plans from each company.

What are your potential savings?

Here’s a quick example…

Plan G premiums with ABC insurance company can be very different from XYZ insurance company.

Remember, the benefits are the same when comparing same plan letters even if the premiums are different.

We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.

The average monthly premiums from “A” rated companies are:

  • Average Lowest Monthly Rate: $128
  • Average Highest Monthly Rate: $190

Your Potential Monthly Savings!

$ 0

Those savings are huge… 

That’s an annual savings of $744!

Again, these Plan G savings all come with the same benefits.

Since the benefits are the same, the only difference from each company is PRICE!

How Delaware medicare supplemental insurance Works

Let’s look at Medigap and compare it to an everyday purchase. 

Think of Medigap plans like buying gas. 

The quality of regular unleaded gasoline (Plan G) is the same at every gas station.  

However, gasoline may have different prices from multiple gas stations in your town. 

You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.

This is how Medigap works.  

If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.  

If you are shopping for Plan N, shop all Plan N plans in your Zip Code.

Delaware Medigap Plan Benefits

Plan G benefits are the exact same no matter what company you choose.  

This applies to all Medigap plan letters.  

You do not get better benefits by selecting a big or small insurance company.

Price comparison shopping is extremely important. 

You must make sure that you are not spending more than you have to for the exact same Delaware Medicare Supplement Insurance Coverage.

Compare Delaware Medicare Supplements

It is important to know that even though the coverage for Delaware Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company.  For example, compare Medicare Supplement Plan G from multiple companies.

Medicare Supplement Insurance Plan premium prices are different when comparing Delaware Medicare Supplement Insurance Companies. 

The Medigap lettered plans (Plan G for example) are standardized.  This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.

CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.

Outline Of Coverage

medicare supplement plan comparison

* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)

** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.

*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.

How REMEDIGAP can help

Our service is free. We help Delaware Medicare Insurance beneficiaries who are new to Medicare or already using Medicare. 

If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.

We are independent agents who shop the entire market and offer you choices.

We’re not bound to any insurance company.

We don’t work for the Medicare Supplement companies.  We work for you. 

We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Delaware Medigap coverage.

Be an informed buyer and comparison shop your Delaware Medicare Supplement Insurance plans and rates.

To request a quote simply call us at (888) 411-1329 for personal service or fill out our online quote form on this page.

Delaware Medigap Locations

Are you wondering if I can help you lower your Medicare Supplement costs?

I can!  Below are the cities in Delaware that I serve. Click here if you’re looking for other Medicare Supplement states.

Arden village Ardencroft village Ardentown village Bear Bellefonte Bethany Beach Bethel Blades Bowers Bridgeville Brookside Camden Cheswold Claymont Clayton Dagsboro Delaware City Delmar Dewey Beach Dover Dover Base Housing Edgemoor Ellendale Elsmere Farmington Felton Fenwick Island Frankford Frederica Georgetown Glasgow Greenville Greenwood Harrington Hartly Henlopen Acres Highland Acres Hockessin Houston Kent Acres Kenton Laurel Leipsic Lewes Little Creek Long Neck Magnolia Middletown Milford Millsboro Millville Milton Newark New Castle Newport North Star Ocean View Odessa Pike Creek Rehoboth Beach Rising Sun-Lebanon Riverview Rodney Village Seaford Selbyville Slaughter Beach Smyrna South Bethany Townsend Viola Wilmington Wilmington Manor Woodside Woodside East Wyoming

Find affordable Medicare Supplement plans


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Edited by

Paul Lane

Insurance Editor

Paul Lane has been a licensed insurance agent for over a decade. He is also a financial professional and holds a Series 6 securities license. He has experience editing insurance websites and blogs with a focus on auto, homeowners, renters, life insurance, disability and supplemental insurance products.

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