If you’re trying to find the best Arkansas Medicare Supplement plans, you’ve come to the right place. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Arkansas Medigap plans.
In this article we’ll discuss:
Arkansas Medicare Supplement Plans
All Medigap plans are standardized? What does that mean? Here’s an easy way to understand standardized plans:
When you purchase a particular Medicare Supplement Plan, like Medigap Plan G, it will provide you the same exact coverage no matter which company you choose as long as you’re comparing Plan G.
That’s right. Your Medicare coverage is the same no matter if it’s a Plan G from Blue Cross Blue Shield, Mutual of Omaha, Aetna or any other Medigap company.
It’s the LAW!
How to Get the Best medicare supplement plans in Arkansas
Finding the best deal on your Arkansas Medicare supplemental insurance isn’t hard.
How much will you pay for your Arkansas Medicare Supplement Insurance will based on several factors. The big thing to know is that you’re not getting more benefits by paying more.
So don’t overpay!
What are your potential savings?
Here’s a quick example…
Plan G premiums with ABC insurance company can be very different from XYZ insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Arkansas Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Arkansas Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Arkansas Medicare Supplement insurance coverage.
Compare Arkansas Medicare Supplements
It is important to know that even though the coverage for Arkansas Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Arkansas Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
How REMEDIGAP can help
Our service is free. We help Arkansas Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance carrier like Blue Cross. We use many to give you the best option available.
To request a quote or call us at (888) 411-1329 for personal service or simply fill out our free quote request on this page.
Arkansas Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Arkansas that I serve. Click here if you’re looking for other Medicare Supplement states.
Adona Alexander Alicia Allport Alma Almyra Alpena Altheimer Altus Amagon Amity Anthonyville Antoine Arkadelphia Arkansas City Ashdown Ash Flat Atkins Aubrey Augusta Austin Avoca Bald Knob Banks Barling Bassett Batesville Bauxite Bay Bearden Beaver Beebe Beedeville Bella Vista Bellefonte Belleville Ben Lomond Benton Bentonville Bergman Berryville Bethel Heights Bigelow Big Flat Biggers Birdsong Black Oak Black Rock Black Springs Blevins Blue Eye Blue Mountain Bluff City Blytheville Bodcaw Bonanza Bono Booneville Bradford Bradley Branch Briarcliff Brinkley Brookland Bryant Buckner Bull Shoals Burdette Cabot Caddo Valley Caldwell Cale Calico Rock Calion Camden Cammack Village Campbell Station Caraway Carlisle Carthage Casa Cash Caulksville Cave City Cave Springs Cedarville Centerton Central City Charleston Cherokee Village Cherry Valley Chester Chidester Clarendon Clarksville Clinton Coal Hill College City College Station Colt Concord Conway Corinth Corning Cotter Cotton Plant Cove Coy Crawfordsville Crossett Cushman Daisy Damascus Danville Dardanelle Datto Decatur Delaplaine Delight Dell Denning De Queen Dermott Des Arc De Valls Bluff De Witt Diamond City Diaz Dierks Donaldson Dover Dumas Dyer Dyess Earle East Camden East End Edmondson Egypt Elaine El Dorado Elkins Elm Springs Emerson Emmet England Enola Etowah Eudora Eureka Springs Evening Shade Everton Fairfield Bay Fargo Farmington Fayetteville Felsenthal Fifty-Six Fisher Flippin Fordyce Foreman Forrest City Fort Smith Fouke Fountain Hill Fountain Lake Fourche Franklin Fredonia (Biscoe) Friendship Fulton Garfield Garland Garner Gassville Gateway Gentry Georgetown Gibson Gilbert Gillett Gillham Gilmore Glenwood Goshen Gosnell Gould Grady Grannis Gravel Ridge Gravette Greenbrier Green Forest Greenland Greenway Greenwood Greers Ferry Griffithville Grubbs Guion Gum Springs Gurdon Guy Hackett Hamburg Hampton Hardy Harrell Harrisburg Harrison Hartford Hartman Haskell Hatfield Havana Haynes Hazen Heber Springs Hector Helena Hensley Hermitage Hickory Ridge Higden Higginson Highfill Highland Hindsville Holland Holly Grove Hope Horatio Horseshoe Bend Horseshoe Lake Hot Springs Hot Springs Village Houston Hoxie Hughes Humnoke Humphrey Hunter Huntington Huntsville Huttig Imboden Jacksonport Jacksonville Jasper Jennette Jericho Jerome Johnson Joiner Jonesboro Judsonia Junction City Keiser Kensett Keo Kibler Kingsland Knobel Knoxville Lafe LaGrange Lake City Lake Hamilton Lakeview Lake View Lake Village Lamar Lavaca Leachville Lead Hill Leola Lepanto Leslie Letona Lewisville Lexa Lincoln Little Flock Little Rock Lockesburg London Lonoke Lonsdale Louann Lowell Luxora Lynn McAlmont McCaskill McCrory McDougal McGehee McNab McNeil McRae Madison Magazine Magness Magnolia Malvern Mammoth Spring Manila Mansfield Marianna Marie Marion Marked Tree Marmaduke Marshall Marvell Maumelle Mayflower Maynard Melbourne Mena Menifee Midland Mineral Springs Minturn Mitchellville Monette Monticello Montrose Moorefield Moro Morrilton Morrison Bluff Mountainburg Mountain Home Mountain Pine Mountain View Mount Ida Mount Pleasant Mount Vernon Mulberry Murfreesboro Nashville Newark Newport Nimmons Norfork Norman Norphlet North Crossett North Little Rock Oak Grove Oak Grove Heights Oakhaven Oden Ogden Oil Trough O’Kean Okolona Ola Omaha Oppelo Osceola Oxford Ozan Ozark Palestine Pangburn Paragould Paris Parkdale Parkers-Iron Springs Parkin Patmos Patterson Peach Orchard Pea Ridge Perla Perry Perrytown Perryville Piggott Pindall Pine Bluff Pineville Piney Plainview Pleasant Plains Plumerville Pocahontas Pollard Portia Portland Pottsville Powhatan Poyen Prairie Creek Prairie Grove Prattsville Prescott Pyatt Quitman Ratcliff Ravenden Ravenden Springs Reader Rector Redfield Reed Reyno Rison Rockport Rockwell Roe Rogers Rondo Rose Bud Rosston Rudy Russell Russellville St. Charles St. Francis St. Joe St. Paul Salem Salem Salesville Scott Scranton Searcy Sedgwick Shannon Hills Sheridan Sherrill Sherwood Shirley Sidney Siloam Springs Smackover Smithville South Lead Hill Sparkman Springdale Springtown Stamps Star City Stephens Strawberry Strong Stuttgart Subiaco Success Sulphur Rock Sulphur Springs Summit Sunset Sweet Home Swifton Taylor Texarkana Thornton Tillar Tinsman Tollette Tontitown Traskwood Trumann Tuckerman Tull Tupelo Turrell Twin Groves Tyronza Ulm Valley Springs Van Buren Vandervoort Victoria Vilonia Viola Wabbaseka Waldenburg Waldo Waldron Walnut Ridge Ward Warren Washington Watson Weiner Weldon West Crossett Western Grove West Fork West Helena West Memphis West Point Wheatley Whelen Springs White Hall Wickes Widener Wiederkehr Village Williford Willisville Wilmar Wilmot Wilson Wilton Winchester Winslow Winthrop Woodson Wooster Wrightsville Wynne Yellville Zinc