Trying to find the best South Carolina Medicare Supplement plans? Don’t stress. We have you covered. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for South Carolina Medigap plans.
In this article we’ll discuss:
best medicare supplement plans in South Carolina
Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
What does a standardized plan mean?
This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.
Your Medicare coverage is the same no matter if the Plan G is from Blue Cross Blue Shield, Mutual of Omaha, Cigna or any other Medigap company.
It’s the LAW!
How You save money on medicare supplement plans in South Carolina
How much will you pay for your South Carolina Medicare Supplement Insurance? You’re not getting more benefits by paying more.
Paying more doesn’t provide better benefits.
So don’t overpay!
How much can South Carolina residents save?
Here’s a quick example…
Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
South Carolina Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same South Carolina Medicare Supplement Insurance Coverage.
Compare South Carolina Medicare Supplements
It is important to know that even though the coverage for South Carolina Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing South Carolina Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help
Our service is free. We help South Carolina Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer South Carolina Medigap coverage.
Be an informed buyer and comparison shop your South Carolina Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
South Carolina Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in South Carolina that I serve. Click here if you’re looking for other Medicare Supplement states.
Abbeville Aiken Allendale Anderson Andrews Antreville Arcadia Lakes Arial Atlantic Beach Awendaw Aynor Bamberg Barnwell Batesburg-Leesville Beaufort Belton Belvedere Bennettsville Berea Bethune Bishopville Blacksburg Blackville Blenheim Bluffton Blythewood Boiling Springs Bonneau Bowman Bradley Branchville Briarcliffe Acres Brookdale Brunson Bucksport Buffalo Burnettown Burton Calhoun Falls Camden Cameron Campobello Cane Savannah Carlisle Cayce Centerville Central Central Pacolet Chapin Charleston Cheraw Cherryvale Chesnee Chester Chesterfield City View Clarks Hill Clearwater Clemson Clinton Clio Clover Cokesbury Columbia Conway Cope Cordova Coronaca Cottageville Coward Cowpens Cross Hill Dalzell Darlington Denmark Dentsville Dillon Donalds Due West Duncan Dunean Easley East Gaffney Eastover East Sumter Edgefield Edisto Edisto Beach Ehrhardt Elgin Elgin Elko Elloree Estill Eureka Mill Eutawville Fairfax Five Forks Florence Folly Beach Forest Acres Forestbrook Fort Lawn Fort Mill Fountain Inn Furman Gaffney Gantt Garden City Gaston Gayle Mill Georgetown Gifford Gilbert Gloverville Golden Grove Goose Creek Govan Gray Court Great Falls Greeleyville Greenville Greenwood Greer Hampton Hanahan Hardeeville Harleyville Hartsville Heath Springs Hemingway Hickory Grove Hilda Hilton Head Island Hodges Holly Hill Hollywood Homeland Park Honea Path India Hook Inman Inman Mills Irmo Irwin Isle of Palms Iva Jackson Jamestown Jefferson Joanna Johnsonville Johnston Jonesville Judson Kershaw Kiawah Island Kingstree Kline Ladson Lake City Lake Murray of Richland Lake Secession Lake View Lakewood Lake Wylie Lamar Lancaster Lancaster Mill Landrum Lane Latta Laurel Bay Laurens Lesslie Lexington Liberty Lincolnville Little Mountain Little River Livingston Lockhart Lodge Loris Lowndesville Lowrys Lugoff Luray Lyman Lynchburg McBee McClellanville McColl McConnells McCormick Manning Marion Mauldin Mayesville Mayo Meggett Millwood Modoc Monarch Mill Moncks Corner Monetta Mount Carmel Mount Croghan Mount Pleasant Mountville Mulberry Mullins Murphys Estates Murrells Inlet Myrtle Beach Neeses Newberry New Ellenton Newport Nichols Ninety Six Norris North North Augusta North Charleston North Hartsville Northlake North Myrtle Beach Norway Oak Grove Oakland Olanta Olar Orangeburg Oswego Pacolet Pageland Pamplico Parker Parksville Parris Island Patrick Pawleys Island Paxville Peak Pelion Pelzer Pendleton Perry Pickens Piedmont Pine Ridge Pinewood Plum Branch Pomaria Port Royal Powderville Princeton Privateer Promised Land Prosperity Quinby Ravenel Red Bank Red Hill Reevesville Reidville Rembert Richburg Ridgeland Ridge Spring Ridgeville Ridgeway Riverview Rock Hill Rockville Roebuck Rowesville Ruby St. Andrews St. George St. Matthews St. Stephen Salem Salley Saluda Sans Souci Santee Saxon Scotia Scranton Seabrook Island Sellers Seneca Seven Oaks Sharon Shell Point Shiloh Silverstreet Simpsonville Six Mile Slater-Marietta Smoaks Smyrna Snelling Socastee Society Hill South Congaree Southern Shops South Sumter Spartanburg Springdale Springdale Springfield Starr Startex Stateburg Stuckey Sullivan’s Island Summerton Summerville Summit Sumter Surfside Beach Swansea Sycamore Tatum Taylors Tega Cay Timmonsville Travelers Rest Trenton Troy Turbeville Ulmer Union Utica Valley Falls Vance Varnville Wade Hampton Wagener Walhalla Walterboro Ward Ware Shoals Waterloo Watts Mills Wedgewood Welcome Wellford West Columbia Westminster West Pelzer West Union Whitmire Wilkinson Heights Williams Williamston Willington Williston Windsor Winnsboro Winnsboro Mills Woodfield Woodford Woodruff Yemassee York