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Home / Medicare plans by state / New Jersey Medicare Supplement Plans
Medicare plans by state

New Jersey Medicare Supplement Plans

By:Michael Quinn Published onMay 1, 2020June 8, 2023 Updated onJune 8, 2023

Need help finding the best New Jersey Medicare Supplement plans? You’re in luck. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for New Jersey Medigap plans.

In this article we’ll discuss:
  • best Medicare Supplement plans in New Jersey
  • How to save money on medicare supplement plans in New Jersey
  • Your Potential Monthly Savings!
  • New Jersey Medigap Benefits
  • Outline Of Coverage

best medicare supplement plans in New Jersey

Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government. 

What does a standardized plan mean? 

This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.

That’s right.

Your Medicare coverage is the same no matter if the Plan G is from Blue Cross Blue Shield, Mutual of Omaha, Cigna or any other Medigap company.  

It’s the LAW!

How to save money on medicare supplement plans in New Jersey

How much will you pay for your New Jersey Medicare Supplement Insurance? You’re not getting more benefits by paying more. 

So don’t overpay!

How much can New Jersey residents save?

Here’s a quick example…

Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.

We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.

The average monthly premiums from “A” rated companies are:

  • Average Lowest Monthly Rate: $128
  • Average Highest Monthly Rate: $190

Your Potential Monthly Savings!

$
0

Those savings are huge… That’s an annual savings of $744!

Again, these Medigap Plan G savings all come with the same benefits.

Since these benefits are the same, the only difference from each company is PRICE!

How Medicare Supplements Work

Let’s look at Medigap and compare it to an everyday purchase. 

Think of Medigap plans like buying gas. 

The quality of regular unleaded gasoline (Plan G) is the same at every gas station.  

However, gasoline may have different prices from multiple gas stations in your town. 

You probably buy the least expensive Premium gas because it’s the same regardless of which station you buy it from.

This is how Medigap works.  

If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.  

If you are shopping for Plan N, shop all Plan N plans in your Zip Code.

New Jersey Medigap Benefits

Plan G benefits are the exact same no matter what company you choose.  

This applies to all Medigap plan letters.  

You do not get better benefits by selecting a big or small insurance company.

Price comparison shopping is extremely important. 

You must make sure that you are not spending more than you have to for the exact same New Jersey Medicare Supplement Insurance Coverage.

Compare New Jersey Medicare Supplements

It is important to know that even though the coverage for New Jersey Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company.  For example, compare Medicare Supplement Plan G from multiple companies.

Medicare Supplement Insurance Plan premium prices are different when comparing New Jersey Medicare Supplement Insurance Companies. 

The Medigap lettered plans (Plan G for example) are standardized.  This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.

CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.

Outline Of Coverage

medicare supplement plan comparison

REMEDIGAP can help

Our service is free. We help New Jersey Medicare Insurance beneficiaries who are new to Medicare or already using Medicare. 

If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.

We are independent agents who shop the entire market and offer you choices.

We’re not bound to any insurance company.

We don’t work for the Medicare Supplement companies.  We work for you. 

We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer New Jersey Medigap coverage.

Be an informed buyer and comparison shop your New Jersey Medicare Supplement Insurance plans and rates.

Just click here to request a quote or call us at (888) 411-1329 for personal service.

New Jersey Medigap Locations

Are you wondering if I can help you lower your Medicare Supplement costs? I can!  Below are the cities in New Jersey that I serve. Click here if you’re looking for other Medicare Supplement states.

Absecon Allentown Andover Asbury Park Atlantic City Atlantic Highlands Avalon Avenel B Barnegat Basking Ridge Bayonne Bayville Beach Haven Bedminster Belle Mead Belleville Bellmawr Belmar Belvidere Bergenfield Berkeley Heights Berlin Bernardsville Blackwood Blairstown Bloomfield Boonton Bordentown Bound Brook Branchville Brick Bridgeton Bridgewater Brigantine Budd Lake Burlington Butler C Caldwell Califon Camden Cape May Cape May Court House Carlstadt Carteret Cedar Grove Chatham Cherry Hill Chester Clark Clementon Cliffside Park Clifton Clinton Closter Collingswood Colonia Colts Neck Cranbury Cranford D Deal Denville Dover Dumont Dunellen E East Brunswick East Hanover East Orange East Rutherford Eatontown Edgewater Edison Egg Harbor City Egg Harbor Township Elizabeth Elmer Elmwood Park Emerson Englewood Englewood Cliffs Englishtown F Fair Lawn Fairfield Fairview Fanwood Farmingdale Flanders Flemington Florham Park Forked River Fort Lee Franklin Franklin Lakes Franklin Park Franklinville Freehold Frenchtown G Garfield Glassboro Glen Rock Gloucester City H Hackensack Hackettstown Haddon Heights Haddonfield Haledon Hamburg Hammonton Harrison Hasbrouck Heights Hawthorne Hazlet Highland Park Hightstown Hillsborough Hillside Hoboken Holmdel Hopatcong Hopewell Howell I Irvington Iselin J Jackson Jersey City K Keansburg Kearny Kenilworth Keyport L Lakehurst Lakewood Lambertville Lebanon Leonia Lincoln Park Linden Linwood Little Falls Little Ferry Little Silver Livingston Lodi Long Branch Long Valley Lyndhurst M Madison Mahwah Manahawkin Manasquan Maple Shade Maplewood Margate City Marlboro Marlton Matawan Mays Landing Maywood Medford Mendham Merchantville Metuchen Middlesex Middletown Midland Park Milford Millburn Millington Millville Monmouth Junction Monroe Township Montclair Montvale Montville Moonachie Moorestown Morganville Morris Plains Morristown Mount Holly Mount Laurel Mountainside Mullica Hill N Neptune Netcong New Brunswick New Providence Newark Newfoundland Newton North Arlington North Bergen North Brunswick Northfield Northvale Nutley O Oakhurst Oakland Ocean City Old Bridge Oradell Orange P Palisades Park Paramus Park Ridge Parsippany Passaic Paterson Paulsboro Pennington Penns Grove Pennsauken Pennsville Perth Amboy Phillipsburg Piscataway Pitman Plainfield Plainsboro Pleasantville Point Pleasant Beach Pompton Lakes Pompton Plains Princeton Princeton Junction R Rahway Ramsey Randolph Raritan Red Bank Ridgefield Ridgefield Park Ridgewood Ringwood River Edge Riverside Riverton Rochelle Park Rockaway Roseland Roselle Roselle Park Rumson Rutherford S Saddle Brook Saddle River Salem Sayreville Scotch Plains Sea Isle City Secaucus Sewell Short Hills Shrewsbury Sicklerville Somers Point Somerset Somerville South Amboy South Hackensack South Orange South Plainfield South River Sparta Spring Lake Springfield Stratford Succasunna Summit Sussex Swedesboro T Teaneck Tenafly Toms River Totowa Trenton Tuckerton U Union Union City V Ventnor City Vernon Verona Vincentown Vineland Voorhees W Waldwick Warren Washington Watchung Wayne West Berlin West Milford West New York West Orange Westfield Westwood Whippany Whitehouse Station Whiting Wildwood Williamstown Willingboro Woodbridge Woodbury Woodstown Wyckoff

Michael Quinn
Website

Michael Quinn is a seasoned Medicare insurance expert and licensed agent dedicated to simplifying the complexities of healthcare coverage. With over a decade of experience, he is a trusted advisor known for his compassionate guidance and commitment to empowering individuals. As the Cofounder of REMEDIGAP in 2013, Michael offers unbiased resources and personalized support to assist clients in making informed decisions.
His expertise has been recognized on reputable platforms such as USA Today and Nerdwallet, solidifying his reputation as a reliable and knowledgeable industry leader. With a Master's Degree in Communicative Disorders, Michael combines strong communication skills with a genuine passion for positively impacting lives through tailored insurance solutions.

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Content Editor

Michael Quinn

Michael Quinn is a seasoned Medicare insurance expert and licensed agent dedicated to simplifying the complexities of healthcare coverage. With over a decade of experience, he is a trusted advisor known for his compassionate guidance and commitment to empowering individuals. As the Cofounder of REMEDIGAP in 2013, Michael offers unbiased resources and personalized support to assist clients in making informed decisions. His expertise has been recognized on reputable platforms such as USA Today and Nerdwallet, solidifying his reputation as a reliable and knowledgeable industry leader. With a Master’s Degree in Communicative Disorders, Michael combines strong communication skills with a genuine passion for positively impacting lives through tailored insurance solutions.

Learn more

Additional States

Alabama
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Written by Michael Quinn
Licensed Broker, REMEDIGAP Founder

Fact Checked by Joann Quinn
Chief Compliance Officer

Fact Checked

As a licensed insurance broker, REMEDIGAP upholds the principles of integrity in our editorial standards and ensures transparency in how we receive compensation from our insurance partners.

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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program. While we have done our best to ensure all rates shown are accurate, human error is possible. In the rare event of a pricing mistake, the carrier’s rates will always supersede whatever price appears on our website.

REMEDIGAP.com is privately owned & operated by The Quinn Group, LLC. Licensed name varies by state: The Quinn Group LLC, Quinn Insurance Services, Quinn Premier Insurance Services

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This article has been thoroughly reviewed by the author and third-party life insurance experts to ensure it adheres to our quality standards for accurate and honest advice.

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Fact Checked

This article has been thoroughly reviewed by the author and a licensed Medicare insurance expert to ensure our content adheres to the highest quality standards for accuracy and honest advice.

Learn more about our editorial standards
Michael Quinn

Michael Quinn

Licensed Agent, REMEDIGAP Founder

Michael Quinn is a nationally licensed insurance expert with over a decade of experience and has helped over 1000 clients with their Medicare Supplement needs. Michael has been consulted as an expert insurance source for dozens of high-profile websites such as USA Today, Yahoo.com, NerdWallet, Bankrate, ThinkAdvisor, The Epoch Times, and many more.

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Joann Quinn

Licensed Agent, REMEDIGAP Founder

Joann Quinn is a nationally licensed insurance expert with over a decade of experience and has personally helped thousands of clients with their Medicare Supplement questions and needs. Joann has been consulted as a Medicare expert for high-profile websites and runs a very popular YouTube channel that focuses on understanding the complexities of Medicare.

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  • Information Center
    • Our Education Center

      Start your Medicare education with these resources

      Start Here
      Medicare Plans
      Medicare Basics

      The foundations of Medicare education

      Parts of Medicare

      Walkthrough Medicare Parts A, B, C and D

      Enrollment Periods

      Learn when you need to enroll

      Supplement Plans

      Learn about popular plans like Plan N, G & more

      Part D Drug Plans

      Learn about stand alone drug plans

      Advantage Plans

      Also known as Medicare Part C

      Resources
      About Us
      Free Quotes

      Compare Supplement plans in your area

      Free Course

      The #1 Medicare course available for FREE

      Personalized Help

      Get 1-On-1 help from us when you’re ready

      Help Is Here

      Experience our unmatched personalized service

      5-Star Support

      See how we’ve helped thousands of retirees

      Learning Resources

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