Thrivent Medicare Supplement Review
Thrivent Financial provides Medicare Supplement shoppers a long and stable history. They’re one of the many insurers we represent and we’ll explore why Thrivent is one of the top Medicare supplement companies.
Thrivent Financial Background
Founded in 1902, Thrivent started out to provide help for Lutherans in Minnesota. Fast forward to today and their organization has expanded to deliver services to all Christians.
Thrivent is different than most insurance companies. For one, most insurers are “for profit”. However, Thrivent is one of the few carriers that offer Medicare Supplements and are not-for-profit. Thrivent Financial is member owned and is open to everyone who agrees to their member commitment.
Thrivent Ratings
Thrivent Financial has been rated and given excellent reviews from several of the most popular rating organizations.
Thrivent Medicare Supplements ratings:
Did you know that Thrivent is one of the few companies that offers Medicare Supplements with an A++ rating?
- A.M. Best Rating: A++
- Fitch Rating: A++
- Better Business Bureau Rating: A+
- Comdex Score: 99/100
thrivent financial medicare supplement reviews
Thrivent knows that your out-of-pocket costs can quickly become very expensive for anyone who is only covered under Original Medicare. Thrivent Medigap plans will help you pay for deductibles, copays or coinsurance, as well as other “out of pocket” health care costs.
What comes with your Thrivent Medigap Plan?
- Initial 12-month rate is locked in.
- A 30-day “free look period”
- Guaranteed renewable health insurance coverage — for life!
- Go to any hospital, see any doctor or specialist in the U.S.A. that accepts Medicare
- Most supplement plans have some foreign travel coverage
With a Thrivent Medicare Supplement policy you’ll become one of their benefit members. You’ll get access the following additional benefits:
- Get 15% – 60% off prescription medications from 60,000+ pharmacies
- Get 20% – 40% off vision services with the EyeMed Vision Care Access Plan D discount program
- Get 40% off of nationwide diagnostic hearing services from over 3,700 providers
- Get 20% – 50% off dental services using the Maximum Care Discount Network
thrivent medicare supplement rates
Thrivent Medigap plans will vary in price depending on factors such as your gender, location, age, tobacco use and sometimes your health. To give you an idea of the costs of the most popular plans F, G, and N we can provide you a custom quote. Get started by clicking on “GET QUOTES” on this page.
thrivent medicare supplement plans
It’s very important to understand that all Medigap plans are federally standardized. This simply means that plans must cover the same exact benefits when comparing plan letters. This is often a critical step that is lost in the Medicare supplement buying process. Make sure that you look at all the important factors that need to guide you on your Medicare supplement decision.
Thrivent Financial sells eight Medigap plans. These plans are A, B, C, D, F, G, L and M. Let’s go over the 3 most popular Medicare supplement plans:
Thrivent Medicare Supplement Plan F
Thrivent Supplemental Plan F is extremely popular with Medicare shoppers. The reason is because of Medigap Plan F comprehensive coverage. With Thrivent Plan F, the only downside is that it’s typically the highest priced plan.
As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020
Medicare
Plan F Overview
| Medicare Supplement Benefits | Plan F Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A deductible | Yes |
| Part B deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
thrivent medicare supplement plan g
Medicare Supplement Plan G is usually the 2nd most popular plan. Thrivent Plan G offers all of the insurance benefits of Plan F except for your Part B deductible. Everyone who gets a Thrivent Financial Medicare supplement Plan G is responsible for paying the Part B deductible.
Medigap Plan G is a great option for anyone who is looking to save money by paying their Part B deductible on their own. It also offers a fairly stable history with regards to rate increases.
Plan G Overview
| Medicare Supplement Benefits | Plan G Covers? |
|---|---|
| Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used | Yes |
| Medicare Part B coinsurance or copayment | Yes |
| Blood (first 3 pints) 3 | Yes |
| Part A hospice care coinsurance or copayment | Yes |
| Skilled nursing facility care coinsurance | Yes |
| Part A deductible | Yes |
| Part B deductible | Yes |
| Part B excess charges | Yes |
| Foreign travel emergency (up to plan limits) | Yes |
thrivent medicare supplement plan N
Medicare Supplement Plan N has become very popular recently because of the potential savings it can offer.
With Medigap Plan N, beneficiaries will get help with all of their coverage gaps except for their Part B deductible, some copayments when visiting doctors, emergency rooms, and excess charges.
Company Contact Information
Address:
625 Fourth Ave. S.
Minneapolis, MN 55415
Phone & Customer Service:
Phone:
1-800-847-4836
Our Review of thrivent financial medicare supplement
We can easily give Thrivent Financial high marks for their Medicare supplement ratings, financial strength, stability and history in the Medicare market.
There is also big advantage you’ll get for enrolling in a Thrivent supplement plan through REMEDIGAP. You’ll receive support for the life of your Medigap policy and our amazing service team will work with you to resolve any issues that may come up with your plan.
REMEDIGAP’s service doesn’t cost you a dime. You’ll pay the same Medigap premium as if you went direct with Thrivent.
Ready to see quotes for Thrivent Medicare Supplements in your area today? We can provide you quotes from the top carriers in your area to compare. Contact us at 1-888-411-1329.
Michael Quinn is an independent licensed insurance agent with a passion for helping others navigate the complex world of Medicare insurance. With over a decade of experience in the field, Michael has established himself as a trusted advisor to countless individuals seeking guidance on their healthcare coverage options.
In 2013, Michael obtained his license as an insurance agent, laying the foundation for his successful career in the industry. Prior to that, he earned his Masters Degree in Communicative Disorders from the University of Central Florida, which equipped him with strong communication and interpersonal skills.
Driven by a genuine desire to make a positive impact on people's lives, Michael co-founded REMEDIGAP in 2013. It was created as a dedicated platform that aims to educate individuals about Medicare insurance. Through REMEDIGAP, Michael provides comprehensive resources and unbiased information to empower individuals to make informed decisions about their healthcare coverage.
With his extensive knowledge and expertise, Michael has been able to guide thousands of individuals towards finding the most suitable Medicare insurance plans tailored to their unique needs. His dedication to his clients' well-being, coupled with his passion for simplifying complex insurance concepts, has earned him a reputation as a compassionate and reliable advisor.
His work has appeared on many blogs and websites including, USA Today, Yahoo.com, Nerdwallet, Think Advisor, and REAL SIMPLE.
