Trying to find the best Colorado Medicare Supplement plans? If so, you’ve come to the right place. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Colorado Medigap plans.
best medicare supplement plans in Colorado
How do you get the best Medicare plans? What does a standardized Medigap plan even mean? A standardized plan is a Medicare Supplement Plan (for example, Medigap Plan G) that will provide you the same exact coverage no matter which company you buy Plan G from.
Your Medicare coverage is the same no matter if it’s Blue Cross Blue Shield, Mutual of Omaha, Aetna or any other Medigap company. It’s the LAW!
This is a great starting point. It’s important to know that comparing the same plan letters from each company is key to finding the best value.
Colorado medicare supplemental insurance savings is easy
The question remains: How much will you pay for your Colorado Medicare Supplement Insurance? You’re not getting more benefits by paying more.
So don’t overpay!
What are your potential savings?
Here’s a quick example…
Plan G premiums with ABC insurance company can be very different from XYZ insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Colorado Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Colorado Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Colorado Medicare Supplement Insurance Coverage.
Compare Colorado Medicare Supplements
It is important to know that even though the coverage for Colorado Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Colorado Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help
Our service is free. We help Colorado Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company. We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Colorado Medigap coverage.
Be an informed buyer and comparison shop your Colorado Medicare Supplement Insurance plans and rates.
To request a quote or call us at (888) 411-1329 or fill out our easy quote form on this page.
Colorado Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Colorado that I serve. Click here if you’re looking for other Medicare Supplement states.
Acres Green Aguilar Air Force Academy Akron Alamosa Alamosa East Allenspark Alma Antonito Applewood Arboles Aristocrat Ranchettes Arriba Arvada Aspen Aspen Park Atwood Ault Aurora Avon Avondale Basalt Battlement Mesa Bayfield Bennett Berkley Berthoud Bethune Beulah Valley Black Forest Black Hawk Blanca Blue River Bonanza Boone Boulder Bow Mar Branson Breckenridge Brighton Brookside Broomfield Brush Buena Vista Burlington Byers Calhan Campion Campo Canon City Carbondale Carriage Club Cascade-Chipita Park Castle Pines Castle Rock Castlewood Cedaredge Center Central City Cheraw Cherry Hills Village Cheyenne Wells Cimarron Hills Clifton Coal Creek Coal Creek Cokedale Collbran Colorado City Colorado Springs Columbine Columbine Valley Commerce City Cortez Cottonwood Craig Crawford Creede Crested Butte Crestone Cripple Creek Crook Crowley Dacono De Beque Deer Trail Del Norte Delta Denver Derby Dillon Dinosaur Dolores Dove Creek Downieville-Lawson-Dumont Durango Eads Eagle Eagle-Vail East Pleasant View Eaton Eckley Edgewater Edwards Eldora Eldorado Springs Elizabeth El Jebel Empire Englewood Erie Estes Park Evans Evergreen Fairplay Federal Heights Firestone Flagler Fleming Florence Fort Carson Fort Collins Fort Garland Fort Lupton Fort Morgan Fountain Fowler Foxfield Franktown Fraser Frederick Frisco Fruita Fruitvale Garden City Genesee Genoa Georgetown Gilcrest Glendale Gleneagle Glenwood Springs Golden Gold Hill Granada Granby Grand Junction Grand Lake Grand View Estates Greeley Green Mountain Falls Greenwood Village Grover Gunbarrel Gunnison Gypsum Hartman Haswell Haxtun Hayden Heritage Hills Highlands Ranch Hillrose Holly Holyoke Hooper Hotchkiss Hot Sulphur Springs Hudson Hugo Idaho Springs Ignacio Iliff Indian Hills Jamestown Johnstown Julesburg Keenesburg Ken Caryl Kersey Keystone Kim Kiowa Kit Carson Kittredge Kremmling Lafayette La Jara La Junta Lake City Lakeside Lakewood Lamar Laporte Larkspur La Salle Las Animas La Veta Leadville Leadville North Limon Lincoln Park Littleton Lochbuie Loghill Village Log Lane Village Lone Tree Longmont Louisville Louviers Loveland Lyons Manassa Mancos Manitou Springs Manzanola Marble Mead Meeker Meridian Merino Milliken Minturn Moffat Monte Vista Montezuma Montrose Monument Morrison Mountain View Mountain Village Mount Crested Butte Naturita Nederland New Castle Niwot Northglenn North Washington Norwood Nucla Nunn Oak Creek Olathe Olney Springs Ophir Orchard City Orchard Mesa Ordway Otis Ouray Ovid Padroni Pagosa Springs Palisade Palmer Lake Paoli Paonia Parachute Parker Peetz Penrose Perry Park Pierce Pitkin Platteville Poncha Springs Ponderosa Park Pritchett Pueblo Pueblo West Ramah Rangely Raymer Red Cliff Red Feather Lakes Redlands Rico Ridgway Rifle Rockvale Rocky Ford Romeo Roxborough Park Rye Saguache St. Mary’s Salida Salt Creek Sanford San Luis Sawpit Security-Widefield Sedalia Sedgwick Seibert Severance Sheridan Sheridan Lake Sherrelwood Silt Silver Cliff Silver Plume Silverthorne Silverton Simla Snowmass Village South Fork Southglenn Springfield Starkville Steamboat Springs Sterling Stonegate Strasburg Stratmoor Stratton Sugar City Superior Swink Tabernash Telluride The Pinery Thornton Timnath Todd Creek Towaoc Trinidad Twin Lakes Two Buttes Vail Victor Vilas Vona Walden Walsenburg Walsh Ward Welby Wellington Westcliffe Westcreek Westminster West Pleasant View Wheat Ridge Wiggins Wiley Williamsburg Windsor Winter Park Woodland Park Woodmoor Wray Yampa Yuma