Finding the best Nebraska Medicare Supplement plans doesn’t need to be stressful. In fact, it can be quite easy if you understand how to shop for them. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Nebraska Medigap plans.
In this article we’ll discuss:
best medicare supplement plans in Nebraska
Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
What does a standardized plan mean?
This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan G) it will provide you the same exact coverage no matter the company you buy from.
Your Medicare coverage is the same no matter if the Plan G is from Blue Cross Blue Shield, Mutual of Omaha, Cigna or any other Medigap company.
It’s the LAW!
How to save money on medicare supplement plans in Nebraska
How much will you pay for your Nebraska Medicare supplement insurance? The first thing you need to know: You’re not getting more benefits by paying more.
So don’t overpay!
How much can Nebraska residents save?
You can save a lot of money if you are a smart shopper. Here’s a quick example…
Let’s use Medigap Plan G for the 1st example.
Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.
We went ahead and calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Nebraska Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Nebraska Medicare Supplement Insurance Coverage.
Compare Nebraska Medicare Supplements
It is important to know that even though the coverage for Nebraska Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Nebraska Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP can help
Our service is free. We help Nebraska Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Nebraska Medigap coverage.
Be an informed buyer and comparison shop your Nebraska Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
Nebraska Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Nebraska that I serve. Click here if you’re looking for other Medicare Supplement states.
Abie village Adams village Ainsworth Albion Alda village Alexandria village Allen village Alliance Alma Alvo village Amherst village Anoka village Anselmo village Ansley village Arapahoe Arcadia village Arlington village Arnold village Arthur village Ashland Ashton village Atkinson Atlanta village Auburn Aurora Avoca village Axtell village Ayr village Bancroft village Barada village Barneston village Bartlett village Bartley village Bassett Battle Creek Bayard Bazile Mills village Beatrice Beaver City Beaver Crossing village Bee village Beemer village Belden village Belgrade village Bellevue Bellwood village Belvidere village Benedict village Benkelman Bennet village Bennington Bertrand village Berwyn village Big Springs village Bladen village Blair Bloomfield Bloomington village Blue Hill Blue Springs Boys Town village Bradshaw village Brady village Brainard village Brewster village Bridgeport Bristow village Broadwater village Brock village Broken Bow Brownville village Brule village Bruning village Bruno village Brunswick village Burchard village Burr village Burton village Burwell Bushnell village Butte village Byron village Cairo village Callaway village Cambridge Campbell village Carleton village Carroll village Cedar Bluffs village Cedar Creek village Cedar Rapids village Center village Central City Ceresco village Chadron Chalco Chambers village Chapman village Chappell Chester village Cisco Clarks village Clarkson Clatonia village Clay Center Clearwater village Clinton village Cody village Coleridge village Colon village Columbus Comstock village Concord village Cook village Cordova village Cornlea village Cortland village Cotesfield village Cowles village Cozad Crab Orchard village Craig village Crawford Creighton Creston village Crete Crofton Crookston village Culbertson village Curtis Cushing village Dakota City Dalton village Danbury village Dannebrog village Davenport village Davey village David City Dawson village Daykin village Decatur village Denton village Deshler Deweese village De Witt village Diller village Dix village Dixon village Dodge village Doniphan village Dorchester village Douglas village Du Bois village Dunbar village Duncan village Dunning village Dwight village Eagle village Eddyville village Edgar Edison village Elba village Elgin Elk Creek village Elkhorn Elm Creek village Elmwood village Elsie village Elwood village Elyria village Emerson village Emmet village Endicott village Ericson village Eustis village Ewing village Exeter village Fairbury Fairfield Fairmont village Falls City Farnam village Farwell village Filley village Firth village Fordyce village Fort Calhoun Foster village Franklin Fremont Friend Fullerton Funk village Gandy village Garland village Garrison village Geneva Genoa Gering Gibbon Gilead village Giltner village Glenvil village Goehner village Gordon Gothenburg Grafton village Grand Island Grant Greeley Center village Greenwood village Gresham village Gretna Gross village Guide Rock village Gurley village Hadar village Haigler village Hallam village Halsey village Hamlet village Hampton village Harbine village Hardy village Harrisburg Harrison village Hartington Harvard Hastings Hayes Center village Hay Springs village Hazard village Heartwell village Hebron Hemingford village Henderson Hendley village Henry village Herman village Hershey village Hickman Hildreth village Holbrook village Holdrege Holstein village Homer village Hooper Hordville village Hoskins village Howard City village Howells village Hubbard village Hubbell village Humboldt Humphrey Huntley village Hyannis village Imperial Indianola Inglewood village Inman village Ithaca village Jackson village Jansen village Johnson village Johnstown village Julian village Juniata village Kearney Kenesaw village Kennard village Kilgore village Kimball Lamar village Laurel La Vista Lawrence village Lebanon village Leigh village Leshara village Lewellen village Lewiston village Lexington Liberty village Lincoln Lindsay village Linwood village Litchfield village Lodgepole village Long Pine Loomis village Lorton village Louisville village Loup City Lushton village Lyman village Lynch village Lyons McCook McCool Junction village McGrew village McLean village Macy Madison Madrid village Magnet village Malcolm village Malmo village Manley village Marquette village Martinsburg village Maskell village Mason City village Maxwell village Maywood village Mead village Meadow Grove village Melbeta village Memphis village Merna village Merriman village Milford Miller village Milligan village Minatare Minden Mitchell Monowi village Monroe village Moorefield village Morrill village Morse Bluff village Mullen village Murdock village Murray village Naper village Naponee village Nebraska City Nehawka village Neligh Nelson Nemaha village Nenzel village Newcastle village Newman Grove Newport village Nickerson village Niobrara village Nora village Norfolk Norman village North Bend North Loup village North Platte Oak village Oakdale village Oakland Obert village Oconto village Octavia village Odell village Offutt AFB Ogallala Ohiowa village Omaha O’Neill Ong village Orchard village Ord Orleans village Osceola Oshkosh Osmond Otoe village Overton village Oxford village Page village Palisade village Palmer village Palmyra village Panama village Papillion Pawnee City Paxton village Pender village Peru Petersburg village Phillips village Pickrell village Pierce Pilger village Pine Ridge Plainview Platte Center village Plattsmouth Pleasant Dale village Pleasanton village Plymouth village Polk village Ponca Potter village Prague village Preston village Primrose village Prosser village Ragan village Ralston Randolph Ravenna Raymond village Red Cloud Republican City village Reynolds village Richland village Rising City village Riverdale village Riverton village Roca village Rockville village Rogers village Rosalie village Roseland village Royal village Rulo village Rushville Ruskin village St. Edward St. Helena village St. Paul Salem village Santee village Sargent Saronville village Schuyler Scotia village Scottsbluff Scribner Seneca village Seward Shelby village Shelton village Shickley village Sholes village Shubert village Sidney Silver Creek village Smithfield village Snyder village South Bend village South Sioux City Spalding village Spencer village Sprague village Springfield Springview village Stamford village Stanton Staplehurst village Stapleton village Steele City village Steinauer village Stella village Sterling village Stockham village Stockville village Strang village Stratton village Stromsburg Stuart village Sumner village Superior Surprise village Sutherland village Sutton Swanton village Syracuse Table Rock village Talmage village Tarnov village Taylor village Tecumseh Tekamah Terrytown village Thayer village Thedford village Thurston village Tilden Tobias village Trenton village Trumbull village Uehling village Ulysses village Unadilla village Union village Upland village Utica village Valentine Valley Valparaiso village Venango village Verdel village Verdigre village Verdon village Virginia village Waco village Wahoo Wakefield Wallace village Walthill village Washington village Waterbury village Waterloo village Wauneta village Wausa village Waverly Wayne Weeping Water Wellfleet village Western village Weston village West Point Whitney village Wilber Wilcox village Wilsonville village Winnebago village Winnetoon village Winside village Winslow village Wisner Wolbach village Wood Lake village Wood River Wymore Wynot village York Yutan