If you’re trying to find the best Mississippi Medicare Supplement Plans, you’ve come to the right place. In this guide, we’ll walk you through how to compare plans and find the best value when shopping for Mississippi Medigap plans.
In this article we’ll discuss:
best medicare supplement plans in Mississippi
Before you start trying to compare plans, you need to make sure you understand how these plans are setup. Medigap plans are standardized insurance plans that are regulated by the government.
What does a standardized plan mean?
This means that when you shop for a specific Medicare Supplement Plan (like Medigap Plan N) it will provide you the same exact coverage no matter the company you buy from.
Your Medicare coverage is the same no matter if the Plan N is from Aetna, GPM, Cigna or any other Medigap company.
It’s the LAW!
How to save money on medicare supplement plans in Mississippi
How much will you pay for your Mississippi Medicare Supplement Insurance? You’re not getting more benefits by paying more.
So don’t overpay!
How much can Mississippi residents save?
Here’s a quick example…
Plan G premiums with one insurance company can be very different from another insurance company. Remember, the benefits are the same even if the premiums are different.
We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.
The average monthly premiums from “A” rated companies are:
- Average Lowest Monthly Rate: $128
- Average Highest Monthly Rate: $190
Your Potential Monthly Savings!
Those savings are huge… That’s an annual savings of $744!
Again, these Plan G savings all come with the same benefits.
Since the benefits are the same, the only difference from each company is PRICE!
How Medicare Supplements Work
Let’s look at Medigap and compare it to an everyday purchase.
Think of Medigap plans like buying gas.
The quality of regular unleaded gasoline (Plan G) is the same at every gas station.
However, gasoline may have different prices from multiple gas stations in your town.
You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.
This is how Medigap works.
If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.
If you are shopping for Plan N, shop all Plan N plans in your Zip Code.
Mississippi Medigap Benefits
Plan G benefits are the exact same no matter what company you choose.
This applies to all Medigap plan letters.
You do not get better benefits by selecting a big or small insurance company.
Price comparison shopping is extremely important.
You must make sure that you are not spending more than you have to for the exact same Mississippi Medicare Supplement Insurance Coverage.
Compare Mississippi Medicare Supplements
It is important to know that even though the coverage for Mississippi Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan G from multiple companies.
Medicare Supplement Insurance Plan premium prices are different when comparing Mississippi Medicare Supplement Insurance Companies.
The Medigap lettered plans (Plan G for example) are standardized. This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.
CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.
Outline Of Coverage
* Plans F and G also offer a high-deductible plan in some states. With this option, you must pay for Medicare-covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,340 in 2020 ($2,370 in 2021) before your policy pays anything. (Plans C and F aren’t available to people who were newly eligible for Medicare on or after January 1, 2020.)
** For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in inpatient admission.
REMEDIGAP will answer your Medicare questions
Our service is free. We help Mississippi Medicare Insurance beneficiaries who are new to Medicare or already using Medicare.
If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.
We are independent agents who shop the entire market and offer you choices.
We’re not bound to any insurance company.
We don’t work for the Medicare Supplement companies. We work for you.
We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Mississippi Medigap coverage.
Be an informed buyer and comparison shop your Mississippi Medicare Supplement Insurance plans and rates.
Just click here to request a quote or call us at (888) 411-1329 for personal service.
Mississippi Medigap Locations
Are you wondering if I can help you lower your Medicare Supplement costs? I can! Below are the cities in Mississippi that I serve. Click here if you’re looking for other Medicare Supplement states.
Abbeville Adamsville Addison Akron Alabaster Albertville Alexander City Alexandria Aliceville Allgood Altoona Andalusia Anderson Anniston Arab Ardmore Argo Ariton Arley Ashford Ashland Ashville Athens Atmore Attalla Auburn Autaugaville Avon Babbie Baileyton Banks Bay Minette Bayou La Batre Bear Creek Beatrice Beaverton Belk Benton Berry Bessemer Billingsley Birmingham Black Blountsville Blue Mountain Blue Ridge Blue Springs Boaz Boligee Bon Air Branchville Brantley Brent Brewton Bridgeport Brighton Brilliant Brookside Brookwood Brundidge Butler Bynum Cahaba Heights Calera Camden Camp Hill Carbon Hill Cardiff Carolina Carrollton Castleberry Cedar Bluff Center Point Centre Centreville Chalkville Chatom Chelsea Cherokee Chickasaw Childersburg Citronelle Clanton Clay Clayhatchee Clayton Cleveland Clio Coaling Coffee Springs Coffeeville Coker Collinsville Colony Columbia Columbiana Concord Coosada Cordova Cottonwood County Line Courtland Cowarts Creola Crossville Cuba Cullman Dadeville Daleville Daphne Dauphin Island Daviston Dayton Deatsville Decatur Demopolis Detroit Dodge City Dora Dothan Double Springs Douglas Dozier Dutton East Brewton Eclectic Edgewater Edwardsville Elba Elberta Eldridge Elkmont Elmore Emelle Enterprise Epes Ethelsville Eufaula Eunola Eutaw Eva Evergreen Excel Fairfield Fairhope Fairview Falkville Faunsdale Fayette Five Points Flomaton Florala Florence Foley Forestdale Forkland Fort Deposit Fort Payne Fort Rucker Franklin Frisco City Fruithurst Fulton Fultondale Fyffe Gadsden Gainesville Gantt Gantts Quarry Garden City Gardendale Gaylesville Glenwood Goldville Good Hope Goodwater Gordo Gordon Gordonville Goshen Grand Bay Grant Grayson Valley Graysville Greensboro Greenville Grimes Grove Hill Guin Gulf Shores Guntersville Gurley Gu-Win Hackleburg Haleburg Haleyville Hamilton Hammondville Hanceville Harpersville Hartford Hartselle Harvest Hayden Hayneville Hazel Green Headland Heath Heflin Helena Henagar Highland Lake Hillsboro Hobson City Hodges Hokes Bluff Holly Pond Hollywood Holt Homewood Hoover Horn Hill Hueytown Huguley Huntsville Hurtsboro Hytop Ider Indian Springs Village Irondale Jackson Jacksons’ Gap Jacksonville Jasper Jemison Kansas Kennedy Killen Kimberly Kinsey Kinston Ladonia La Fayette Lake Purdy Lakeview Lake View Lanett Langston Leeds Leesburg Leighton Lester Level Plains Lexington Libertyville Lincoln Linden Lineville Lipscomb Lisman Littleville Livingston Loachapoka Lockhart Locust Fork Louisville Lowndesboro Loxley Luverne Lynn McDonald Chapel Macedonia McIntosh McKenzie McMullen Madison Madrid Malvern Maplesville Margaret Marion Maytown Meadowbrook Memphis Mentone Meridianville Midfield Midland City Midway Mignon Millbrook Millport Millry Minor Mobile Monroeville Montevallo Montgomery Moody Moores Mill Mooresville Morris Mosses Moulton Moundville Mountainboro Mountain Brook Mount Olive Mount Vernon Mulga Munford Muscle Shoals Myrtlewood Napier Field Natural Bridge Nauvoo Nectar Needham Newbern New Brockton New Hope New Market New Site Newton Newville North Bibb North Courtland North Johns Northport Notasulga Oak Grove Oak Hill Oakman Odenville Ohatchee Oneonta Onycha Opelika Opp Orange Beach Orrville Owens Cross Roads Oxford Ozark Paint Rock Parrish Pelham Pell City Pennington Petrey Phenix City Phil Campbell Pickensville Piedmont Pike Road Pinckard Pine Apple Pine Hill Pine Ridge Pinson Pisgah Pleasant Grove Pleasant Groves Point Clear Pollard Powell Prattville Priceville Prichard Providence Ragland Rainbow City Rainsville Ranburne Red Bay Red Level Redstone Arsenal Reece City Reform Rehobeth Repton Ridgeville River Falls Riverside Riverview Roanoke Robertsdale Rock Creek Rockford Rock Mills Rogersville Rosa Russellville Rutledge St. Florian Saks Samson Sand Rock Sanford Saraland Sardis City Satsuma Scottsboro Section Selma Selmont-West Selmont Sheffield Shiloh Shorter Silas Silverhill Sipsey Skyline Slocomb Smiths Smoke Rise Snead Somerville Southside South Vinemont Spanish Fort Springville Steele Stevenson Sulligent Sumiton Summerdale Susan Moore Sweet Water Sylacauga Sylvania Sylvan Springs Talladega Talladega Springs Tallassee Tarrant Taylor Theodore Thomaston Thomasville Thorsby Tillmans Corner Town Creek Toxey Trafford Triana Trinity Troy Trussville Tuscaloosa Tuscumbia Tuskegee Underwood-Petersville Union Union Grove Union Springs Uniontown Valley Valley Head Vance Vernon Vestavia Hills Vina Vincent Vredenburgh Wadley Waldo Walnut Grove Warrior Waterloo Waverly Weaver Webb Wedowee West Blocton West End-Cobb Town West Jefferson West Point Wetumpka White Hall Wilsonville Wilton Winfield Woodland Woodville Yellow Bluff Geiger Geneva Georgiana Geraldine Gilbertown Glen Allen Glencoe York