Medicare Plan B

Every Medicare supplement plan is different. Some Medigap plans provide more coverage compared to others. Medicare Plan B is no different. Will Plan B Medicare Supplement provide you the coverage and value you’re looking for?

Medicare Supplement Plan B

Medicare supplement Plan B is a very basic plan that can leave you with some coverage gaps. Since it offers you less coverage, Plan B will be less expensive when compared to plans with more benefits. Let’s dive deeper into Plan B. When you’re finished, make sure to check out the other Medicare plans available below.

What Medicare Plan B Covers

Medigap Plan B, also known as Medicare Supplement Plan B, provides identical benefits as Medigap Plan A with a little more coverage. Plan B will pay for your Part A hospital Deductible which is over a thousand dollars.

This is a big benefit because this deductible will usually go up a bit every year. With Medicare Supplement Plan B, you’ll never stress about this deductible increasing in the future.

• Medicare Part A Coinsurance & Hospital Costs (Covered)
• Part A Hospice Care Coinsurance or Copayment (Covered)
• Medicare Part B Coinsurance and Copayment (Covered)
• Blood (First 3 Pints) (Covered)
• Medicare Part A Deductible (Covered)

• Foreign Travel Emergency (up to plan limits) (Not Covered)
• Skilled nursing facility Coinsurance (Not Covered)
• Medicare Part B Excess charges (Not Covered)
• Medicare Part B Deductible (Not Covered)

What Medicare Supplement Plan B WON’T Cover

Medicare Supplement Plan B does not cover your Skilled nursing facility care coinsurance, Medicare Part B deductible, Medicare Part B excess charges and your Foreign travel emergency (up to plan limits).

Medigap Plan B & Medicare Part B are Different!

Medicare can get really confusing. Especially when they use the same letters for entirely different things.

Let’s look at the differences of Medigap Plan B and Medicare Part B:

• Medigap Plan B, also referred to as Medicare Supplement Plan B is a type of insurance designed to cover the gaps of Original Medicare. There are many Medicare supplemental plans to buy. Plan B is just one of them.
• Medicare Part B refers to Medicare’s outpatient medical coverage. It is bought directly from Social Security.

You need to have Medicare Part B for outpatient services such as lab work, doctor visits, Durable medical equipment and more. Keep in mind, Medicare generally pays 80% of these services. A Medigap plan can help pay the remaining 20%.

It’s important to not confuse the two – if you’d like to sort through the differences, give us a call. We’re here to guide you through this process.

Have Questions?

At REMEDIGAP, you’ll get one-on-one help from a licensed Medicare supplement insurance agent. Simply give us a call at 888-411-1329. You can also request free online Medigap quotes here. 

Michael Quinn

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Michael Quinn is a seasoned Medicare insurance expert and licensed agent dedicated to simplifying the complexities of healthcare coverage. With over a decade of experience, he is a trusted advisor known for his compassionate guidance and commitment to empowering individuals. As the Cofounder of REMEDIGAP in 2013, Michael offers unbiased resources and personalized support to assist clients in making informed decisions.
His expertise has been recognized on reputable platforms such as USA Today and Nerdwallet, solidifying his reputation as a reliable and knowledgeable industry leader. With a Master's Degree in Communicative Disorders, Michael combines strong communication skills with a genuine passion for positively impacting lives through tailored insurance solutions.

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Medicare Supplement Plans