Manhattan Life Medicare Supplement Reviews: Top 10 Company?

Manhattan Life Medicare Supplement Reviews: Top 10 Company?

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manhattan life insurance medicare supplement

Manhattan Life Medicare Supplements have become very popular in recent years. REMEDIGAP is an independent broker and Manhattan Life Medicare Supplement plans are just one of the many Medigap companies we represent. We have a lot of experience with this reliable company. 

Let’s look more closely at the Manhattan Life Insurance Company and their products.

Manhattan Life Medicare Supplement

About Manhattan Life

Founded in 1850, the Manhattan Life Insurance Company’s history makes ManhattanLife one of the nation’s most reliable and oldest insurance carriers. Successfully operating for 170 years, if you’re looking for a stable and reliable company, ManhattanLife is an excellent choice.

ManhattanLife is the brand name for their products, plans & services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc.

ManhattanLife Entities consists of:

  • The Manhattan Life Insurance Company
  • Family Life Insurance Company
  • ManhattanLife Assurance Company of America
  • Western United Life Assurance Company

Company Contact Information

Manhattan Life medical claims address:

P.O. Box 925309

Houston, Texas 77292-5309

Manhattan Life insurance phone number

Medicare Supplement Customer Service:


ManhattanLife Financial Ratings

Manhattan Life received satisfactory marks from several rating organizations. Please note that any “Not Available” (N/A) entry doesn’t mean that it’s a poor reflection on a company’s practices. It can simply mean that a carrier hasn’t been rated by that agency.

  • A.M. Best Rating: B+
  • Fitch Rating: N/A
  • Standard & Poor’s Rating: N/A
  • Moody’s Rating: N/A
  • Better Business Bureau Rating: A+

Manhattan Life medicare supplement rates

Premiums for Manhattan Life supplemental insurance plans can vary significantly from person to person depending on a several factors. These factors include age, location, gender, tobacco use and health. To get an idea of accurate rates of the most popular Medigap plans F, G, and N we can provide you a custom quote. Get started by clicking on "GET QUOTES" on this page.

manhattan life supplemental insurance Review

Manhattan Life is one of our recommended carriers. A Manhattan Life Medigap policy will provide you the following:
  • Initial 12-month rate is locked in.
  • A 30-day “free look period”
  • Guaranteed renewable insurance coverage
  • National coverage: visit any hospital & see any physician/specialist that accepts Medicare
  • Majority of supplement plans have some foreign travel coverage

Manhattan Life Medicare Supplement

IMPORTANT: Savvy Medigap shoppers have to understand that all Manhattan Life supplement plans are federally standardized. This means that your Medigap plans must cover and provide you the same benefits as any other Medigap plan of the same plan letter. So a Plan F from Mutual of Omaha has the same exact benefits as a GPM Health or Aetna Plan F. Sometimes shoppers are unaware of this when they begin the Medigap buying process. Make sure you compare plan letters with each each company before you end up buying a plan. Ready to look at Manhattan Life’s most popular plans? Let’s begin:

Manhattan Life Medicare Supplement Plan F

Medicare shoppers will often initially look at the Manhattan Life Supplemental Plan F because of how comprehensive the coverage is. With Medicare Supplement Plan F, you will get the most coverage out of all the plans, but it’s the highest priced Medigap plan when comparing it to other plan letters (like Plan’s N and G) Update:

As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020

Medigap Plan F Coverage

Medicare Supplement Benefits Plan F Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used Yes
Medicare Part B coinsurance or copayment Yes
Blood (first 3 pints) 3 Yes
Part A hospice care coinsurance or copayment Yes
Skilled nursing facility care coinsurance Yes
Part A deductible Yes
Part B deductible Yes
Part B excess charges Yes
Foreign travel emergency (up to plan limits) Yes

Manhattan Life medicare supplement plan g

Manhattan Life Medicare Supplement Plan G is extremely popular now. With Manhattan Life Plan G, you will get all of the insurance coverage and benefits of Medigap Plan F, but you will be responsible for paying the Part B deductible. When you buy a Manhattan Life Medicare supplement Plan G, you pay the Part B deductible when you visit a doctor, specialist or receive care. That’s the only difference compared to Medigap Plan F.

Medigap Plan G is a fantastic option because you can potentially save money by paying the Part B deductible on your own. Also, Medicare Supplement Plan G has shown stable rate increases over the years. This is something to think about because Plan G hasn’t had the huge rate swings that some other plans have experienced.

Medigap Plan G Coverage

Medicare Supplement Benefits Plan G Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used Yes
Medicare Part B coinsurance or copayment Yes
Blood (first 3 pints) 3 Yes
Part A hospice care coinsurance or copayment Yes
Skilled nursing facility care coinsurance Yes
Part A deductible Yes
Part B deductible Yes
Part B excess charges Yes
Foreign travel emergency (up to plan limits) Yes

Manhattan Life medicare supplement plan N

Manhattan Life Medicare Supplement Plan N is an option that can potentially provide you significant savings. These savings can be extremely significant over time. 

With Medicare Supplement Plan N, you’ll get coverage and help with paying for your coverage gaps except for your:

  • Part B deductible
  • Some copayments when visiting doctors, emergency rooms
  • Excess charges.

Our manhattan life health insurance reviews

We easily give Manhattan Life two thumbs up for their financial stability and longevity in the Medicare Supplement market. 

Our recommendation

At REMEDIGAP, we help Medicare shoppers and people like you everyday by first providing Medicare education, guidance and ending with old fashioned service. We’ll help you understand what you need to know about Medicare and then offer you plan options that will meet your needs and budget.

The Medigap plan options that will be available can vary and depends on your location. Call us today if you any need help figuring out if a Manhattan Life Medicare Supplement plan (or another insurance carrier) is the right choice for you.

Don’t delay because your decision very important. Call us at 888-411-1329 and get your free quote or fill out our simple online quote form.

Find affordable Medicare Supplement plans


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Edited by

Paul Lane

Insurance Editor

Paul Lane has been a licensed insurance agent for over a decade. He is also a financial professional and holds a Series 6 securities license. He has experience editing insurance websites and blogs with a focus on auto, homeowners, renters, life insurance, disability and supplemental insurance products.

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