Does Medicare Cover Hearing Aids?
Hearing loss is a fairly common occurrence as you get older. Buying a hearing aid can be extremely beneficial if this occurs. The big question beneficiaries want to know is: Does Medicare cover hearing aids? Unfortunately, the answer is no. Medicare is pretty clear about hearing aid coverage on their website. The official Medicare website explains with the following details:
why doesn’t medicare cover hearing aids?
Why are hearing aids not covered by Medicare? The Medicare Act of 1965 excluded hearing aid coverage with the premise that hearing aids are ‘routinely needed and low in cost.’ This implied that the insured would be responsible for buying their hearing aids.
It should be noted that times were different in 1965. We’ve come a long way with regards to hearing health and detection. Seniors are also living longer today compared to 1965. That means not as many seniors were diagnosed with hearing deficits at that time.
Medicare doesn’t cover hearing aids or exams for fitting hearing aids. You pay 100% for hearing aids and exams. Some Medicare Advantage Plans (Part C) offer extra benefits that Original Medicare doesn’t cover – like vision, hearing, or dental. Contact the plan for more information.Medicare
does medicare cover hearing tests?
There are some situations where Medicare will pay for your hearing test. However, this coverage will occur only if it has been recommended by your primary physician or another doctor. This means that can’t show up to any hearing clinic and expect Medicare to pay for it without having a referral.
Here is how Medicare breaks down their hearing exam coverage:
Medicare Part B (Medical Insurance) covers diagnostic hearing and balance exams if your doctor or other health care provider orders them to see if you need medical treatment.Medicare
Your costs in Original Medicare: You pay 20% of the Medicare-approved amount for your doctor’s services for covered exams, and the Part B deductible applies. In a hospital outpatient setting , you also pay the hospital a copayment.
Frequently Asked Questions
Michael Quinn is an independent licensed insurance agent with a passion for helping others navigate the complex world of Medicare insurance. With over a decade of experience in the field, Michael has established himself as a trusted advisor to countless individuals seeking guidance on their healthcare coverage options.
In 2013, Michael obtained his license as an insurance agent, laying the foundation for his successful career in the industry. Prior to that, he earned his Masters Degree in Communicative Disorders from the University of Central Florida, which equipped him with strong communication and interpersonal skills.
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