Medicare Advantage (MA) plans have boomed over the past two decades, attracting nearly 35 million enrollees with zero-Premium options and extras like gym memberships or vision credits. But as of 2026, major shifts are underway due to regulatory updates, rising medical costs, and insurer adjustments for profitability. If you’re on an MA plan, you could…
Introduction Turning 65 is a major milestone and for most Americans, it also means making important Medicare decisions. But what if you’re still working and covered by an employer health plan? Do you really need to sign up for Medicare right away? The answer depends on the size of your employer, your family coverage situation,…
In recent times, many of us have noticed a steady rise in Medigap premiums. Ever wondered why? This uptick is largely attributed to escalating healthcare costs and the longer-lasting impacts of the COVID-19 pandemic. During the pandemic, numerous elective procedures such as knee and hip replacements were delayed, leading to a backlog in services. As…
If you’re under 65 and curious about registering for Medicare, the process is relatively straightforward. First, it’s essential to determine if you qualify for Medicare due to a disability or specific health conditions. Generally, individuals under 65 can apply if they have been receiving Social Security Disability Insurance (SSDI) for at least 24 months. If…
The Medicare annual enrollment period (AEP), which happens every year, provides beneficiaries a crucial opportunity to optimize their health coverage, especially for Part D prescription drug plans. Ignoring or overlooking this period can result in higher costs, discontinued plans, and unexpected changes in your drug coverage. This guide dives deep into why AEP is important…
Americans rely on Medicare to help cover the costs of their medical care, but many don’t understand the true costs associated with the program. Medicare out-of-pocket expenses can be confusing. It’s a complex system and there are both premiums and deductibles that must be paid in order for recipients to benefit from it. Additionally, copays…
This article has been thoroughly reviewed by the author and a licensed Medicare insurance expert to ensure our content adheres to the highest quality standards for accuracy and honest advice.
Licensed Agent, REMEDIGAP Founder
Michael Quinn is a nationally licensed insurance expert with over a decade of experience and has helped over 1000 clients with their Medicare Supplement needs. Michael has been consulted as an expert insurance source for dozens of high-profile websites such as USA Today, Yahoo.com, NerdWallet, Bankrate, ThinkAdvisor, The Epoch Times, and many more.
Joann Quinn
Licensed Agent, REMEDIGAP Founder
Joann Quinn is a nationally licensed insurance expert with over a decade of experience and has personally helped thousands of clients with their Medicare Supplement questions and needs. Joann has been consulted as a Medicare expert for high-profile websites and runs a very popular YouTube channel that focuses on understanding the complexities of Medicare.