Step Therapy and Prior Authorization Explained
What Is Prior authorization? Prior authorization is an advance approval your plan must give before it will pay for certain services, procedures, equipment, or drugs. Think of it…
Author: Michael Quinn
Michael Quinn is a licensed Medicare insurance expert and cofounder of REMEDIGAP. With over a decade of experience, he helps people compare coverage options with clear, unbiased guidance. His insights have been featured by USA Today, NerdWallet and many other publications.
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Retiree Health Coverage vs. Medigap: Which Is Better?
What Is Retiree Health Coverage? Retiree health coverage is a benefit that some employers and unions offer to former employees after they retire. It is designed to work…
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Medigap for People with Chronic Conditions
Why People with Chronic Conditions Often Benefit Most from Medigap A Medigap (Medicare Supplement) policy works alongside Original Medicare to help cover the out-of-pocket costs Medicare leaves behind,…
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Medicare Deadlines and Penalties: The Complete Guide
Part 1: The Enrollment Periods You Need to Know Initial Enrollment Period (IEP) Your IEP is your first, and often most important, chance to sign up for Medicare….
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Medicare Supplement vs. Retiree Health Insurance: How to Decide
First, Understand How Retiree Coverage Works With Medicare Here is something that surprises a lot of new retirees: once you are on Medicare, the order of who pays…
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Medicare 101: Your Starter Guide Before Turning 65
What Is Medicare, Exactly? Medicare is the federal health insurance program for people age 65 and older, and for some younger people with certain disabilities or conditions. It…
