Get clear answers to Medicare and Social Security questions — fast
These simple calculators help you understand important Medicare and Social Security rules, including enrollment windows, penalties, and income-related costs. They’re designed to give you quick clarity so you can make confident decisions — without confusion or pressure.
Medicare Calculators
Initial Enrollment Calculator
Not sure when you’re allowed to enroll?
This calculator shows your exact 7-month Medicare Initial Enrollment Period so you don’t miss it.
Medigap Enrollment Calculator
Find out when you can enroll without medical questions.
This calculates if you’re in your Open Enrollment Period- when you can enroll in Medigap without health questions.
Medicare IRMAA Calculator
High income? You may pay more for Medicare.
See whether IRMAA applies to you — and how much extra you may pay for Part B and Part D.
Part B Penalty Calculator
Missed your Part B sign-up window?
See whether a penalty applies and how it may increase your Part B Premium for life.
Part D Penalty Calculator
Did you skip Prescription Drug Coverage?
Find out if a Part D penalty applies — and how much it could cost you each month.
Social Security Calculators
Social Security Full Retirement Age (FRA) Calculator
When do you qualify for full Social Security benefits?
Instantly calculate your Full Retirement Age (FRA) for Social Security benefits.
Social Security Earnings Limit Calculator
Working while taking Social Security?
This calculator will show how much you can earn before benefits are reduced.
