Medicare eCourse
Learn how Medicare works in our free eCourse. Get 7 informative lessons conveniently delivered straight to your email inbox.
Compare Rates
Compare Medicare Supplement quotes and companies to see who offers the most value for your money.
Medicare Information
Medicare Drug Coverage
Medicare Advantage
Medicare Advantage plans are usually an HMO or PPO. Advantage Plans have provider and pharmacy networks. Not all doctors, pharmacies or other providers are in every network. Costs are also specific to each MAPD plan and vary widely.
About REMEDIGAP
REMEDIGAP Testimonials & Reviews
The Medicare Initial Enrollment Period is a 7-month window during which you can first sign up for Medicare coverage. The enrollment period begins 3 months before the month you turn 65 and ends 3 months after the month you turn 65. However, if your birthday is the first day of the month, your entire enrollment period is moved forward one month.
If you don't sign up for Medicare when you're first eligible, you may have to pay a penalty if you decide to enroll later. You can sign up for Medicare during your Initial Enrollment Period, the Annual Enrollment Period (October 15-December 7) or during a Special Enrollment Period if you meet certain conditions. Additionally, you may have a gap in coverage if you don't have other insurance.
You can sign up for Medicare during your Initial Enrollment Period, which begins three months before the month you turn 65, includes the month you turn 65, and ends three months after the month you turn 65. You can also sign up during the Annual Enrollment Period (October 15-December 7) or during a Special Enrollment Period if you meet certain conditions.
To sign up for Medicare, you can:
When you sign up, you'll need to provide information such as your birth date, Social Security number, and address. You'll also need to choose whether to enroll in Original Medicare (Part A and Part B) or a Medicare Advantage plan (Part C).
It's important to note that if you're already receiving Social Security benefits, you'll automatically be enrolled in Medicare Part A and Part B at age 65. However, you will still need to sign up for a Medicare Prescription Drug Plan (Part D) if you want coverage for prescription drugs.
The cost of Medicare varies depending on the type of coverage you have. Original Medicare Part A typically doesn't have a monthly premium for most people, but Part B does. Medicare Supplements, Medicare Advantage plans (Part C) and Medicare Prescription Drug plans (Part D) typically have a monthly premium in addition to deductibles and copayments.
Here are some of the costs associated with Original Medicare (Part A and Part B):
Part A: Most people don't pay a monthly premium for Part A (hospital insurance) because they or a spouse have paid Medicare taxes while working. However, if you don't qualify for premium-free Part A, you may have to pay.
Part B: The standard monthly premium for Part B (medical insurance) can vary. You may pay more or less depending on your income.
Deductibles: Original Medicare has different deductibles for Part A and Part B that can change annually.
Copays: After you meet the deductibles of Original Medicare, you a be responsible for copays and coinsurance. A Medicare Supplement plan can cover these copays and coinsurance.
Medicare Supplement plans, also known as Medigap plans, are private insurance plans that help cover some of the out-of-pocket costs not covered by Original Medicare (Part A and Part B). These plans are standardized by the federal government, meaning that each plan must offer the same basic benefits, regardless of which insurance company is offering the plan.
Medicare Advantage plans (Part C) are offered by private insurance companies and must cover at least the same benefits as Original Medicare. The costs of these plans vary depending on the specific plan and the location, generally these plans have a monthly premium and may have an annual out of pocket maximum.
Medicare Prescription Drug plans (Part D) are also offered by private insurance companies and the costs vary depending on the specific plan, the location and the drugs you need. The cost of these plans usually includes a monthly premium, a yearly deductible, and copays or coinsurance for each prescription.
It's important to note that costs can change each year, so it's a good idea to review your coverage and costs each year during the Annual Enrollment Period (October 15-December 7)
Speak with a licensed insurance agent
REMEDIGAP is the easiest way to compare and buy Medicare Supplement insurance. Find the most affordable plans for you today!
Searching for something?
No part of this website may be copied, published, faxed, mailed, or distributed in any manner without prior written consent from the website owner.
Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program.
While we have done our best to ensure all rates shown are accurate, human error is possible. In the rare event of a pricing mistake, the carrier’s rates will always supersede whatever price appears on our website.
Under no circumstances will REMEDIGAP share or sell your information with a third party without your consent.
Start your free eCourse
Get our FREE Guide to 2023 Medicare Coverage delivered straight to your inbox.
To ensure the highest level of quality and expertise, REMEDIGAP collaborates with a network of outside experts who contribute their valuable insights and knowledge. Maintaining the highest standards of accuracy and professionalism is paramount to us. That’s why our team of expert reviewers diligently examines our articles, providing invaluable insights and recommendations to ensure our content meets and exceeds these standards.
Our expert reviewers possess a wealth of knowledge and expertise in various domains, including health, personal finances, retirement planning, and insurance. Each member of our review team holds advanced degrees and certifications in their respective fields, solidifying their authority and credibility. With years of experience under their belts, they bring a depth of understanding and a discerning eye to the content evaluation process.
Our review process plays a pivotal role in guaranteeing that the information we provide is reliable, accurate, and up-to-date. By maintaining the highest standards, it ensures that our readers can trust the information they find on our website.
Edited by
Insurance Editor
Paul Lane has been a licensed insurance agent for over a decade. He is also a financial professional and holds a Series 6 securities license. He has experience editing insurance websites and blogs with a focus on auto, homeowners, renters, life insurance, disability and supplemental insurance products.
Don’t forget your FREE Guide to Medicare delivered straight to your email inbox!