Medigap Open Enrollment Period is a one-time only, 6-month period when federal law allows you to purchase any Medigap (Medicare Supplement) policy that’s sold in your state. It begins in the 1st month that you’re covered under Medicare Part B & you’re age 65 or older. During this period, you can’t be denied a policy…

Part D drug plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer Prescription Drug Coverage that follows the same rules as Medicare Prescription Drug Plans. Part D adds prescription drug coverage to: Original Medicare Some Medicare Cost Plans Some Medicare Private-Fee-for-Service Plans Medicare Medical Savings…

Medicare Part B (Medical Insurance) covers certain doctors’ services, medical supplies, outpatient care, and preventive services.

Medicare Part A will cover inpatient hospital stays, Hospice care, care in a Skilled nursing facility, and some Home health care.

An HMO is a type of MAPD (known as a Medicare Advantage Plan or Part C) that is available in specific areas of the country. Most HMOs, you will only be able to go to physicians, specialists, or hospitals on the MAPD plan’s list except for emergencies. Most HMOs will also require a Referral from…

Medicare-approved amount, with Original Medicare, this is the amount a physician or Supplier that accepts Assignment can be paid. It can be less than the dollar amount a physician or supplier charges. Medicare will pay part of this amount and you will be responsible for the difference.