United Healthcare AARP Medicare Supplement

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United Healthcare AARP Medicare Supplement

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AARP medicare supplement reviews

Looking for a Medicare Supplement Insurance Plan from one of the best Medicare supplement companies? If you like the idea of shopping for plans with lots of options for your health coverage, then a Medicare Supplement Insurance Plan from AARP and UnitedHealthcare® may be just what you’re looking for. Let’s look more closely at the United Healthcare AARP Medicare supplement plans and see if they’re a good fit for you.

In this article we’ll discuss:

United Healthcare AARP Medicare Supplement

About AARP united healthcare

UnitedHealth Group Inc is headquartered in Minnetonka, Minnesota and was founded in 1977.  United Healthcare (UHC) is a wholly-owned subsidiary of United Health Group. They are the largest healthcare company operating in the world today.

United Healthcare offers Medigap Insurance policies that are endorsed by AARP. Did you know that AARP is a non-profit organization and that the UHC plans are the only Medigap Plans that are endorsed by AARP?

Company Contact Information

UnitedHealthCare Headquarters address

UnitedHealth Group
P.O. Box 1459
Minneapolis, MN 55440-1459

UnitedHealthCare phone number

United Healthcare Medicare Supplement customer service phone number:

1-800-523-5800

United Healthcare Financial Strength

United Healthgroup’s total revenue was $226 billion in 2018. In that same year, they received the #5 ranking from Fortune 500 largest United States corporations by total revenue.

united healthcare ratings

Is UnitedHealthcare a good insurance company? Well, UnitedHealthcare is one of the most trusted companies in the marketplace. They have received excellent marks from several of the most popular rating organizations.

UnitedHealth Group AM best rating

UnitedHealth Group’s financial strength is one of the reasons why people choose them for their healthcare. The major rating agencies, including A.M. Best provided the following financial ratings:

  • A.M. Best Rating: A
  • Fitch: AA-
  • Moody’s: A3
  • Better Business Bureau Rating: A+
  • Standard & Poors: AA-

unitedHealthcare medicare plans

Medicare Supplement Insurance (Medigap) is used in conjunction with your Original Medicare insurance. Medigap is designed to fill in some of the coverage gaps that can occur with Original Medicare. The amount of coverage will depend on the plan you buy.

What comes with your AARP United Health Medicare Supplement Plan?

  • A 30-day “free look period”
  • Lifetime guaranteed renewable health insurance coverage
  • Receive care at any hospital, see any doctor/specialist in the US that accepts Medicare
  • Most Medigap plans have some foreign travel coverage
  • Initial 12-month rate is locked in

With a UnitedHealthcare Medicare Supplement policy you’ll become one of their benefit members. You’ll get access the following additional benefits:

  • Enrollment Discount: You may save up to 36% depending on your plan’s issue age and premium class
  • Electronic Funds Transfer (ETF) Discount: You can save $2 per month if you authorize AARP for an automatic payment using ETF
  • Annual Premium Discount:  You’ll get a discount of $24 off your annual premium if you pay your AARP Medigap premium annually (Can’t be combined with the ETF discount)
  • Gym benefit: Certain states will get “Renew Active” or “Silver Sneakers”. Other states will receive gym discount programs (where available)
  • Vision benefit: Get vision discounts on eye exams and frames with EyeMed and Lenscrafters, respectively (where available)
  • Additional benefits and excellent discounts

AARP medicare supplement rates

How Much Do AARP Medicare Supplement Insurance Plans Cost? AARP Supplement plans will vary in price depending on factors such as your gender, location, age, tobacco use and sometimes your health. To give you an idea of the costs of the most popular plans F, G, and N we can provide you a custom quote. Get started by clicking on "GET QUOTES" on this page.

AARP medicare supplement plans

Shoppers need to understand this very important details when they first begin shopping: All Medigap plans are federally standardized.

This means that Medigap plans have to cover the exact benefits when you compare to the same plan letters. In other words, a Medigap Plan G from AARP has the same exact benefits as Plan G from Cigna, Aetna, or Mutual of Omaha.

United Healthcare sells eight AARP Medigap plans. These AARP United Healthcare plans include the most popular plans G, F and N. They also offer many of the other plans that aren’t as popular like Plans K and M.

Let’s review the 3 most popular AARP Medicare supplement plans:

AARP medicare supplement plan f

AARP Supplemental Plan F offers the most comprehensive Medigap coverage available. With Medicare Plan F probably won’t have to pay out any money to any provider or doctor, as long as your medical service or procedure is a Medicare covered expense.

As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020

Medicare

Medigap Plan F Overview

Medicare Supplement Benefits Plan F Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used Yes
Medicare Part B coinsurance or copayment Yes
Blood (first 3 pints) 3 Yes
Part A hospice care coinsurance or copayment Yes
Skilled nursing facility care coinsurance Yes
Part A deductible Yes
Part B deductible Yes
Part B excess charges Yes
Foreign travel emergency (up to plan limits) Yes

aarp medicare supplement plan g

AARP Medicare Supplement Plan G is relatively new, and functions almost exactly like Medigap Plan F. The only difference is that Medicare Plan G doesn’t cover the Part B deductible. In other words, you are responsible for paying the Part B deductible expenses for your Part B services. The Part B amount is subject to annual adjustments by CMS.

United Healthcare Medicare supplement plan G provides shoppers with excellent value. It offers you almost the same exact coverage as Plan F, but with a monthly premium that’s less expensive.

Medigap Plan G Overview

Medicare Supplement Benefits Plan G Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used Yes
Medicare Part B coinsurance or copayment Yes
Blood (first 3 pints) 3 Yes
Part A hospice care coinsurance or copayment Yes
Skilled nursing facility care coinsurance Yes
Part A deductible Yes
Part B deductible Yes
Part B excess charges Yes
Foreign travel emergency (up to plan limits) Yes

AARP medicare supplement plan N

AARP Medicare Supplement Plan N from AARP is the next most comprehensive plan.

Medigap Plan N is frequently less expensive than either Plan F or Plan G. With United Healthcare AARP Medicare Supplement Plan N, you’ll pay slightly more for your medical services with the use of some small co-payments:

  • Office visit co-pays will cost $0 to $20
  • Emergency visits co-pays will cost $2 to $50
  • Medigap Plan N will NOT cover any Part B excess-charges

Medicare excess charges are amounts that your providers (doctors, specialists and hospitals) bill in excess of the Medicare-approved amounts. These excess charges are limited to 15% by law. Simply call your provider ahead of time and ask if you might be subject to these excess-charges.

Our united healthcare medicare supplement reviews

We hope you’ve gained a better understanding of United Healthcare Medicare supplement plans with our updated United Healthcare Medigap Reviews.

We’re here to help you if you have any questions. REMEDIGAP has helped thousands of Medicare shoppers and beneficiaries understand their plan options. If you would like to explore the Medicare supplement options in your area, please contact us for help. Our services are free and we can help you review all your Medicare plan options for all Medigap insurance companies, include AARP.

Our clients have given us Excellent ratings. Please look over our testimonials to see their experiences with REMEDIGAP. We look forward to earning your trust and helping you with this very important decision no matter if it’s a United Healthcare AARP Medicare Supplement or with another top rated insurer.

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