Medicare and You Handbook

The Official Medicare and You Handbook

Everyone on Medicare should receive a copy of the official U.S. government Medicare handbook. This book is a great resource regardless of what stage of Medicare you’re in at this point.

This official government booklet tells you:

  • Summary of Medicare benefits
  • How to shop and compare Medigap plans
  • Coverage decisions
  • Rights and protections
  • Answers to the most frequently asked questions about Medicare.

Need a copy? Click on the handbook picture below.

How to compare Medigap policies?

Page 80: How do I compare Medigap policies?

“Different insurance companies may charge different premiums for the same exact policy. As you shop for a policy, be sure you’re comparing the same policy (for example, compare Plan A from one company with Plan A from another company).”

This is a great safety net put in place by CMS to protect you. It allows you to compare “apples to apples” with the only difference being price. As you do your research, you’ll find out that price is a big factor. Although Medigap Plan benefits are standardized, their premiums can be quite different.

Another safety net put in place by CMS is the 30 day free look period. If you don’t want your Medigap plan, you can cancel it within the first 30 days for a full refund.

Call us now at 888-411-1329  if you have any questions about Medicare or Medicare Supplements.

 

Medicare supplement specialist Medicare supplement expert Hello, my name is Joann Quinn and I'm the co-founder of REMEDIGAP.com and a licensed independent insurance agent in multiple states. I've written over 50 articles about Medicare and Medigap insurance. My goal is to make Medicare and Medigap less confusing. I know Medicare seems overly complicated, but with some guidance you'll gain the confidence you need to make important decisions about your benefits.
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Reviews

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Tina Hiebert
Tina Hiebert
2018-09-19T15:12:34+0000
I found Joann on YouTube while researching supplemental insurance. Her videos are so easy to understand Medigap. I have been in contact via email and phone. I highly recommend watching her videos. Thank you Joann for making it easy to navigate this new chapter in my life.
Joe Moynihan
Joe Moynihan
2018-06-15T10:24:32+0000
Best decision I made going through Remdigap. I must have watched 40-50 videos from several different carriers and they mostly seemed shady. One I spoke to Joanne and walked through options, receieved some quotes she took care of the rest with absolutely no pressure. Oh yeah, her videos are clear and concise.
Angele Navares
Angele Navares
2018-04-30T17:14:07+0000
My husband and I have been researching Medigap and Part D plans for months. Once we thought we knew what we were doing, we would find out we didn't! Lol! If we would have started here, with Joann and REMEDIGAP, it would have been painless! So thankful we found her! Watch the videos, ask ANY question, and rest assured you'll get a competitive rate and ZERO pressure. We got a super fast response which was helpful with my work schedule. Joann is genuine, easy to talk to, has a great sense of humor! What a Godsend. Feels like good old-fashioned customer service to me. Grateful.
Elizabeth Tatge
Elizabeth Tatge
2017-12-07T19:38:39+0000
I came across Remedigap by chance and after reading some of the reviews I knew I had to check them out. I am so glad I did!!! So glad I had to tell anyone who will listen...hence this review. I cannot thank Joann enough for answering my questions at the 11th hour! She has, hands down, provided me with the most consise straightforward answers to my questions. Without so much as a hint of pressure in one direction or a other, so refreshing...so very important in this day and age when healthcare coverage can be dauntingly confusing! I appreciate it so much!
Karen P. Katz
Karen P. Katz
2017-11-07T04:00:53+0000
Phoned them "cold" - based on a local area on aging recommendation and several comments penned by Ms. Quinn on websites. Unlike ALL other agencts, only Joann refrained from asking for my commitment to by a plan through them. At the same time, Joann put some searches into play and has promised to phone me once more with additonal input. It was I who offered to write this testimonial. Withouit purchasing a policy, it is the only way I know to express my gratitude for her professional conduct and genuine concern. Thank you, Joann! PS: You can take the teacher out of the school, but you can’t take the schoolteacher away. Your videos are very clearly laid-out: like a carefully constructed lesson
Rick Graves
Rick Graves
2017-09-27T20:22:49+0000
Highly recommend REMEDIGAP videos if you want to understand the Medicare/medigap maze. Joann was thorough in her responses to my questions and requests for rates. Undoubtedly, I will be contacting this company when it is time for me to purchase a medigap policy.
Wallace Loper
Wallace Loper
2017-07-18T20:22:21+0000
John Millas
John Millas
2017-06-22T15:37:30+0000
Jack Broome
Jack Broome
2017-05-12T22:46:24+0000
Very professional and courteous service. I will have a long term relationship with this business!
Sherri Bush Kelly
Sherri Bush Kelly
2017-05-04T01:27:55+0000
Diane Langille-stone
Diane Langille-stone
2016-09-18T20:16:32+0000
This was the best thing I could have done for my self every thing was explained to me so I could make the best choice for me.And when I need help later they will be there for me .
Jo Flanigan Kindlesparker
Jo Flanigan Kindlesparker
2016-09-11T19:17:27+0000
Lorraine Roche
Lorraine Roche
2016-08-07T23:18:56+0000
I left my Medicare Advantage HMO for a Medigap Plan N -- I'm so happy I made the change. Joann was there to help me every step of the way and make the process so easy. What could have been an overwhelming situation ended up being completely stress free, thanks to Joann.
David L Delhomme
David L Delhomme
2016-08-05T17:52:12+0000
Mere words cannot express my gratitude after our phone conversation today. What a relief having good information on hand concerning Medicare and Medigap. Thank you for doing what you do! Blessings, David Delhomme
Virginia Butler Whitney
Virginia Butler Whitney
2016-08-05T10:19:28+0000
Here is info about Medigap coverage which might be helpful for u.
Diana L. Strong
Diana L. Strong
2016-08-03T18:24:41+0000
I emailed Joann with a question about using Tricare for Life insurance with Medicare. Her response was almost immediate and the info was exactly what I needed. She even included a chart to help me understand. This site is awesome!