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Medicare and You Handbook

 The Official Medicare and You Handbook

Everyone on Medicare should receive a copy of the official U.S. government Medicare handbook. This book is a great resource regardless of what stage of Medicare you’re in at this point.

This official government booklet tells you:

  • Summary of Medicare benefits
  • How to shop and compare Medigap plans
  • Coverage decisions
  • Rights and protections
  • Answers to the most frequently asked questions about Medicare.

Need a copy? You can request a a book by visiting Medicare.gov/publications. If you prefer an electronic version, click on the handbook picture below.

How to compare Medigap policies?

Medicare and You Handbook

Page 100: How do I compare Medigap policies?

“Different insurance companies may charge different premiums for the same exact policy. As you shop for a policy, be sure you’re comparing the same policy (for example, compare Plan A from one company with Plan A from another company).”

This is a great safety net put in place by CMS to protect you. It allows you to compare “apples to apples” with the only difference being price. As you do your research, you’ll find out that price is a big factor. Although Medigap Plan benefits are standardized, their premiums can be quite different.

Another safety net put in place by CMS is the 30 day free look period. If you don’t want your Medigap plan, you can cancel it within the first 30 days for a full refund.

Call us now at 888-411-1329  if you have any questions about Medicare or Medicare Supplements.

 

Medicare supplement specialist Medicare supplement expert Hello, my name is Joann Quinn and I'm the co-founder of REMEDIGAP.com and a licensed independent insurance agent in multiple states. I've written over 50 articles about Medicare and Medigap insurance. My goal is to make Medicare and Medigap less confusing. I know Medicare seems overly complicated, but with some guidance you'll gain the confidence you need to make important decisions about your benefits.
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