Rhode Island Medicare Supplements

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Rhode Island Medicare Supplemental Insurance Plans 

Medigap Savings

Are you looking for information on Rhode Island Medicare Supplemental Insurance Plans?

If so, you’ve come to the right place.  Medicare supplements are also known as Medigap plans.

They are insurance plans that are regulated by the government.  Medigap plans are standardized. 

What does a standardized plan mean? This simply means that when you purchase a particular Medicare Supplement Plan, like Medigap Plan G, it will provide you the same exact coverage no matter which company you choose.

That’s right. Your Medicare coverage is the same no matter if it’s Blue Cross Blue Shield, Mutual of Omaha, Equitable, AARP or any other Medigap company.  It’s the LAW!

Medicare Supplement Savings

The question remains: How much will you pay for your Rhode Island Medicare Supplement Insurance? You’re not getting more benefits by paying more.  

So don’t overpay!

What are your potential savings?

Here’s a quick example…

Plan G premiums with ABC insurance company can be very different from XYZ insurance company. Remember, the benefits are the same even if the premiums are different.

We calculated sample quotes from multiple states to show you what the lowest and highest rates are for a 65 year old (non tobacco) male shopping for a Medigap Plan G.

The average monthly premiums from “A” rated companies are:

  • Average Lowest Monthly Rate: $128
  • Average Highest Monthly Rate: $190

Your Potential Monthly Savings!

$ 0

Those savings are hugeThat’s an annual savings of $744!

Again, these Plan G savings all come with the same benefits.

Since the benefits are the same, the only difference from each company is PRICE!

How Rhode Island Medicare Supplements Work

Let’s look at Medigap and compare it to an everyday purchase. 

Think of Medigap plans like buying gas. 

The quality of regular unleaded gasoline (Plan G) is the same at every gas station.  

However, gasoline may have different prices from multiple gas stations in your town. 

You probably buy the least expensive premium gas because it’s the same regardless of which station you buy it from.

This is how Medigap works.  

If you want to purchase a Plan G, shop your Plan G with all the companies in your Zip Code.  

If you are shopping for Plan N, shop all Plan N plans in your Zip Code.

Rhode Island Medigap Benefits

Plan G benefits are the exact same no matter what company you choose.  

This applies to all Medigap plan letters.  

You do not get better benefits by selecting a big or small insurance company.

Price comparison shopping is extremely important. 

You must make sure that you are not spending more than you have to for the exact same Rhode Island Medicare Supplement Insurance Coverage.

Compare Rhode Island Medicare Supplements

It is important to know that even though the coverage for Rhode Island Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company.  For example, compare Medicare Supplement Plan G from multiple companies.

Medicare Supplement Insurance Plan premium prices are different when comparing Rhode Island Medicare Supplement Insurance Companies. 

The Medigap lettered plans (Plan G for example) are standardized.  This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.

CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.

 Medigap Outline Of Coverage

How REMEDIGAP can help

Our service is free. We help Rhode Island Medicare Insurance beneficiaries who are new to Medicare or already using Medicare. 

If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.

We are independent agents who shop the entire market and offer you choices.

We’re not bound to any insurance company.

We don’t work for the Medicare Supplement companies.  We work for you. 

We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Rhode Island Medigap coverage.

Be an informed buyer and comparison shop your Rhode Island Medicare Supplement Insurance plans and rates.

Just click here to request a quote or call us at (888) 411-1329 for personal service.

Joann Quinn

Joann Quinn

Hello, my name is Joann Quinn and I'm the co-founder of REMEDIGAP.com and a licensed independent insurance agent in multiple states. I've written over 50 articles about Medicare and Medigap insurance. My goal is to make Medicare and Medigap less confusing. I know Medicare seems overly complicated, but with some guidance you'll gain the confidence you need to make important decisions about your benefits.

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Rhode Island Medigap Locations

Are you wondering if I can help you lower your Medicare Supplement costs? I can!  Below are the cities in Rhode Island that I serve. Click here if you’re looking for other Medicare Supplement states.

Ashaway Barrington Bradford Bristol Central Falls Cranston Cumberland Hill East Providence Greenville Harrisville Hope Valley Kingston Melville Narragansett Pier Newport Newport East North Providence Pascoag Pawtucket Providence Tiverton Valley Falls Wakefield-Peacedale Warwick Westerly West Warwick Woonsocket

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