Delaware Medicare Supplements
Delaware Medicare Supplemental Insurance Plans
Medigap plans are standardized. They are insurance plans that are regulated by the government and not the insurance companies.
What does a standardized plan mean? When you purchase a particular Medicare Supplement Plan, like Medigap Plan F, it will provide you the same exact coverage no matter which company you choose.
That’s right. Your Medicare coverage is the same no matter the company. It’s the same if it’s Blue Cross Blue Shield, Mutual of Omaha, Equitable, AARP or any other Medigap company. It’s the LAW!
Compare Delaware Medicare Supplement Plans
It is important to know that even though the coverage for Delaware Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company. For example, compare Medicare Supplement Plan F from multiple companies.
Medicare Supplement Insurance Plan prices are different when comparing Delaware Medicare Supplement Insurance Companies.
How Delaware Medicare Supplements Work
Here is an easy way to understand how standardized Medigap plans work.
The Medigap letters (Plan F for example) are standardized. It’s like buying gasoline.
You can buy Premium gasoline. Premium gasoline may have different prices from multiple gas stations in your town. But, you buy the least expensive gas because it’s the same from station to station.
This is how Medigap works.
If you want to purchase a Plan F, shop your Plan F with all the companies in your Zip Code. If you are shopping for Plan G, shop all Plan G plans in your Zip Code.
Delaware Medigap Benefits
Plan F benefits are the exact same no matter what company you choose. This applies to all Medigap plan letters. You do not get better benefits by selecting a big or small Medigap insurance company.
Price comparison shopping is important. You must make sure that you are not spending more than you have to. Plans with the same letter have the exact same Delaware Medicare Supplement Insurance Coverage.
Here is a Plan letter comparison. Please take a moment and compare benefits. You may also want to read the Medigap Plan F or Plan G comparison article. It may help you understand their differences.
Delaware Medicare Supplement Locations
Medicare Supplements are available statewide and in the Delaware cities listed below. Understand that your Medigap benefits are based on the Plan Letter. Medigap benefits are the same no matter where you live.
This is not always the case with Medicare Advantage plans (MAPD). MAPD benefits, copays and deductibles may be different based on your city or location. Please click on this link if you’re looking for additional Medicare Supplement states.
Arden village Ardencroft village Ardentown village Bear Bellefonte Bethany Beach Bethel Blades Bowers Bridgeville Brookside Camden Cheswold Claymont Clayton Dagsboro Delaware City Delmar Dewey Beach Dover Dover Base Housing Edgemoor Ellendale Elsmere Farmington Felton Fenwick Island Frankford Frederica Georgetown Glasgow Greenville Greenwood Harrington Hartly Henlopen Acres Highland Acres Hockessin Houston Kent Acres Kenton Laurel Leipsic Lewes Little Creek Long Neck Magnolia Middletown Milford Millsboro Millville Milton Newark New Castle Newport North Star Ocean View Odessa Pike Creek Rehoboth Beach Rising Sun-Lebanon Riverview Rodney Village Seaford Selbyville Slaughter Beach Smyrna South Bethany Townsend Viola Wilmington Wilmington Manor Woodside Woodside East Wyoming