• positive review  I am so thrilled to have this selection over with. The relief is beyond description. Joann listens and talks straight. And with me if I hear or feel something is off I will politely exit the conversation. My questions and feedback were truthfully answered and at no time did I get the feeling that I was being lead, pushed or a sales pitch was happening. It was great service. Thank you and thanks for listening.

    thumb Pilan Sue Butts
    4/05/2019
  • 5 star review  I found Joann on YouTube while researching supplemental insurance. Her videos are so easy to understand Medigap. I have been in contact via email and phone. I highly recommend watching her videos. Thank you Joann for making it easy to navigate this new chapter in my life.

    thumb Tina Hiebert
    9/19/2018
  • 5 star review  Best decision I made going through Remdigap. I must have watched 40-50 videos from several different carriers and they mostly seemed shady. One I spoke to Joanne and walked through options, receieved some quotes she took care of the rest with absolutely no pressure. Oh yeah, her videos are clear and concise.

    thumb Joe Moynihan
    6/15/2018
  • 5 star review  My husband and I have been researching Medigap and Part D plans for months. Once we thought we knew what we were doing, we would find out we didn’t! Lol! If we would have started here, with Joann and REMEDIGAP, it would have been painless! So thankful we found her! Watch the videos, ask ANY question, and rest assured you’ll get a competitive rate and ZERO pressure. We got a super fast response which was helpful with my work schedule. Joann is genuine, easy to talk to, has a great sense of humor! What a Godsend. Feels like good old-fashioned customer service to me. Grateful.

    thumb Angele Navares
    4/30/2018
  • 5 star review  I came across Remedigap by chance and after reading some of the reviews I knew I had to check them out. I am so glad I did!!! So glad I had to tell anyone who will listen…hence this review. I cannot thank Joann enough for answering my questions at the 11th hour! She has, hands down, provided me with the most consise straightforward answers to my questions. Without so much as a hint of pressure in one direction or a other, so refreshing…so very important in this day and age when healthcare coverage can be dauntingly confusing! I appreciate it so much!

    thumb Elizabeth Tatge
    12/07/2017
  • 5 star review  Phoned them “cold” – based on a local area on aging recommendation and several comments penned by Ms. Quinn on websites. Unlike ALL other agencts, only Joann refrained from asking for my commitment to by a plan through them. At the same time, Joann put some searches into play and has promised to phone me once more with additonal input. It was I who offered to write this testimonial. Withouit purchasing a policy, it is the only way I know to express my gratitude for her professional conduct and genuine concern. Thank you, Joann! PS: You can take the teacher out of the school, but you can’t take the schoolteacher away. Your videos are very clearly laid-out: like a carefully constructed lesson

    thumb Karen P. Katz
    11/07/2017
  • 5 star review  Highly recommend REMEDIGAP videos if you want to understand the Medicare/medigap maze. Joann was thorough in her responses to my questions and requests for rates. Undoubtedly, I will be contacting this company when it is time for me to purchase a medigap policy.

    thumb Rick Graves
    9/27/2017
  • 5 star review  Very professional and courteous service. I will have a long term relationship with this business!

    thumb Jack Broome
    5/12/2017
  • 5 star review  This was the best thing I could have done for my self every thing was explained to me so I could make the best choice for me.And when I need help later they will be there for me .

    thumb Diane Langille-stone
    9/18/2016
  • 5 star review  I left my Medicare Advantage HMO for a Medigap Plan N — I’m so happy I made the change. Joann was there to help me every step of the way and make the process so easy. What could have been an overwhelming situation ended up being completely stress free, thanks to Joann.

    thumb Lorraine Roche
    8/07/2016

  • Free quotes sent to your email
  • Compare costs of plans
  • Estimate your savings
  • Get help with your enrollment

Medicare Supplement Plan G

Medicare Supplement Plan G

Medicare Supplement Plan G is one of the most popular Medicare supplement plans. Plan G covers all Medicare approved costs after you satisfy a small annual Part B deductible. Medicare expenses include things like your copayments, excess charges and coinsurance. Medicare Supplement Plan G provides the following coverage:

  • Your Medicare Part A Coinsurance and Hospital Expenses
  • Your Medicare Part B Coinsurance or Copay
  • The 1st 3 Pints of Blood
  • Your Coinsurance or Copay for Part A Hospice Care
  • Your Coinsurance for Skilled Nursing Facility Care
  • Your Medicare Part A Deductible
  • Your Medicare Part B Excess Charges
  • Foreign travel emergency costs (see plan limits)

Let’s look more closely into what Plan G covers, doesn’t cover, pricing and other important coverage details.

What Medical Services Does Plan G Cover?

medicare supplement plan gMedicare Supplement Plan G is the 2nd most comprehensive plan. It provides you everything that the most comprehensive plan (Plan F) provides; the only difference is the Part B deductible. Medigap Plan G also provides great value. It’s less expensive compared to Plan F and provides more benefits compared to Plan N.

Of course, the price that you pay for Medigap Plan G is be based on the company you choose, your location, age, and gender. Since Plan G is popular, there are more people enrolled in it compared to most other plans. Premiums tend to decrease when more people are enrolled in a Medicare supplement plan with a specific company.

Will Plan G Cover Everything?

Plan G will not cover everything, but almost. Medicare Supplement Plan G will not cover the Medicare Part B deductible. However, it provides coverage for any other benefits that original Medicare covers.

Here are some more examples of what Plan G helps pay:

  • Inpatient Hospital Costs like:
    • blood transfusions
    • skilled nursing
    • hospice care
  • Outpatient medical services like:
    • lab work
    • doctor visits
    • durable medical equipment
    • diabetes supplies
    • x-rays
    • ambulance
    • surgeries
    • and more

Once the Part B deductible is met, Medicare pays first and Plan G pays the remaining Medicare approved costs. In addition, Plan G Medicare supplements offer up to $50,000 in foreign travel emergency benefits.

What will Medigap Plan G NOT Cover

Plan G does not cover the Medicare Part B Deductible as you can see from the chart below. 

Medicare Supplement BenefitsPlan G covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYES
Medicare Part B coinsurance or copaymentYES
Blood (first 3 pints)YES
Part A hospice care coinsurance or copaymentYES
Skilled nursing facility care coinsuranceYES
Part A deductibleYES
Part B deductibleNO
Part B excess chargesYES
Foreign travel emergency (up to plan limits)YES

Medicare Supplement Plan G is Standardized

Medicare Supplement Plans

You may be wondering, “Plan G is Standardized – What’s that?”

Before buying a Medigap Plan G you’ll want to get quotes from several companies. However it is really important that you get familiar with what Medicare supplement standardization means.

Here’s the deal: Medigap plans were standardized starting in 1991.

Standardized plans simply means that when you compare Plan G pricing from the various Medigap insurance carriers, you can feel at ease that a Plan G from every insurer will have the same benefits such as:

  • No Networks: You aren’t handcuffed to certain networks when you use Medicare supplement insurance. The reason is that Medigap plans simply supplement Original Medicare. In other words, you have access to any doctor who accepts Medicare – and over 90% of the physicians accept Medicare!
  • Coverage: All Medigap Plan G’s must have the exact same coverage that we posted above, no matter which insurance company you purchase your Medigap plan from. You never have to stress if one company has better benefits with their Plan G over a competitor. All of Plan G benefits are the same.
  • Claims : The claims process with Medigap is streamlined and simple compared to other types of insurance. Your doctor submits your claims directly to Medicare (not your Medigap insurance carrier). Medicare identifies your Medigap plan and Medicare Supplement company. As soon as your claim is approved by Medicare, your doctor is paid. Your Medicare supplement company is then notified and instructed to pay the remaining amount due to your doctor. Your Medicare supplement company is required (by law) to pay their portion of costs if Medicare approves your claim. Companies aren’t able to pick and choose if they want to pay or not; they must follow Medicare’s lead. You’ll have peace of mind knowing that all Medicare-approved claims are paid by all companies offering Medigap plans.

Reviewing and understanding the above details about Medigap standardization makes it simple to compare rates and pick a Medicare supplement Plan G from any of the available companies. It comes down to which company provides the greatest value for Medicare supplement Plan G. 

It’s one of the many reasons why so many Medicare shoppers turn to their REMEDIGAP agent. We understand how confusing Medicare can be. Look to the experts at REMEDIGAP to help you understand the buying process and make sure you get all the options available. With more than a dozen companies, we’ll help you find the Medigap plan that’s the best fit for your situation.

Medicare Supplement Plan G Pricing

How much does Plan G cost? Medigap Plan G is a great value, but can be one of the higher priced supplement plans, because of all its benefits.

How REMEDIGAP Can Help

At REMEDIGAP, you’ll get one on one help from the start.  Our service is complimentary and won’t cost you a dime. 

So if you’d like to talk about Medicare Supplement Plan G or any other Medigap plan, please fill out our easy online form to compare Medicare supplement rates, or call us directly at (888) 411-1329 during business hours. We look forward to helping you.

Call (888) 411-1329 for your free consultation today!

Share on facebook
Facebook
Share on google
Google+
Share on twitter
Twitter
Share on linkedin
LinkedIn

Leave a Reply

Your email address will not be published. Required fields are marked *

Medicare eCourse

Finally, There’s a Simple Way to Understand Medicare

7 Simple lessons delivered to your email once a day