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Medicare Supplement Plan F

Medicare Supplement Plan F

MEDICARE SUPPLEMENT PLAN FFor quite some time, Medicare supplement Plan F has been the most popular and frequently purchased of all the Medigap plans. Often referred to as the “Cadillac” of Medigap plans – Plan F has the most benefits of all the Medicare supplement plans.

Let’s look more closely into Plan F and find out if it’s the right plan for you.

What Medigap Plan F Covers

Medicare supplement Plan F, also known as Medigap Plan F, is private insurance sold by companies to fill in the coverage gaps of Original Medicare. Plan F is the most comprehensive Medigap plan and provides the following coverage benefits:

  • Foreign Travel Emergency (up to plan limits) (Covered)
  • Skilled Nursing Facility Coinsurance (Covered)
  • Medicare Part B Excess Charges (Covered)
  • Medicare Part A Deductible (Covered)
  • Medicare Part B Deductible (Covered)
  • Medicare Part A Coinsurance & Hospital Costs (Covered)
  • Part A Hospice Care Coinsurance or Copayment (Covered)
  • Medicare Part B Coinsurance and Copayment (Covered)
  • Blood (First 3 Pints) (Covered)

What Medicare Supplement Plan F DOESN’T Cover

Medigap Plan F will not cover the majority of dental, vision and hearing health care costs. The good news is that no Medicare supplement plans cover these services either. If you’re looking for a standalone plan to cover these benefits, there are many reasonably priced plans available. REMEDIGAP can help and offers plans that allow you to see your own provider.

Medicare Supplement BenefitsPlan F covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYES
Medicare Part B coinsurance or copaymentYES
Blood (first 3 pints)YES
Part A hospice care coinsurance or copaymentYES
Skilled nursing facility care coinsuranceYES
Part A deductibleYES
Part B deductibleYes
Part B excess chargesYES
Foreign travel emergency (up to plan limits)YES

Will Medigap Plan F Go Away?

Over the years there have been Medicare supplement plans that have been introduced as well as taken off the market. What about Plan F?

Should I join Plan F before it goes away?

Medicare Supplement PlansShould you sign up for Plan F or one of the other popular plans like Plan G or Plan N?  Medigap Plan G and N are staying, so are they the better option?

These are great questions.

It’s always in your best interest to compare multiple plans from multiple companies to see which one is best for your financial situation and goals. Get Medigap quotes from these other plans and get help from an independent agent like REMEDIGAP. We help compare these plans for you and educate you on the pros and cons of each.

We frequently find that Plan N and Plan G turn out to be a better value for most of our clients. Why? – The monthly premium savings that you receive is usually greater than the Part B deductible you pay every year. Plan G just makes sense financially.

Medicare Part F and Plan F?

Medicare can get quite confusing with all of their letters. Original Medicare has 4 Parts – A, B, C and D. However, Medigap plans also have letters – like Plan B or Plan D. For example, Plan B and Part B sound the same, but are completely different. So what about Part F or Plan F? Here’s what you need to know:

  • There is no such thing as Medicare “Part F”.
  • There is a Medicare Supplement Plan F (aka Medigap Plan F)

For some reason the term or phrase “Part F” caught on and it has been confusing people ever since. Just know that Medigap Plan F is an insurance policy that has the most coverage out of all the other Medigap plans.

 

Medigap Plan F Quotes

At REMEDIGAP, we’ll provide you online Plan F quotes to compare with other plans like Plan G and Plan N. You’ll also get unbiased advice and education in order to make a smart Medigap purchase. How about free lifetime support? You get that too with REMEDIGAP! Buying a Medicare supplement has never been easier! Give us a call today or get started now with an online Medigap quote.

Call (888) 411-1329 for your free consultation today!

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