• positive review  I am so thrilled to have this selection over with. The relief is beyond description. Joann listens and talks straight. And with me if I hear or feel something is off I will politely exit the conversation. My questions and feedback were truthfully answered and at no time did I get the feeling that I was being lead, pushed or a sales pitch was happening. It was great service. Thank you and thanks for listening.

    Pilan Sue Butts Avatar Pilan Sue Butts
    April 5, 2019
  • 5 star review  I found Joann on YouTube while researching supplemental insurance. Her videos are so easy to understand Medigap. I have been in contact via email and phone. I highly recommend watching her videos. Thank you Joann for making it easy to navigate this new chapter in my life.

    Tina Hiebert Avatar Tina Hiebert
    September 19, 2018
  • 5 star review  Best decision I made going through Remdigap. I must have watched 40-50 videos from several different carriers and they mostly seemed shady. One I spoke to Joanne and walked through options, receieved some quotes she took care of the rest with absolutely no pressure. Oh yeah, her videos are clear and concise.

    Joe Moynihan Avatar Joe Moynihan
    June 15, 2018
  • 5 star review  My husband and I have been researching Medigap and Part D plans for months. Once we thought we knew what we were doing, we would find out we didn’t! Lol! If we would have started here, with Joann and REMEDIGAP, it would have been painless! So thankful we found her! Watch the videos, ask ANY question, and rest assured you’ll get a competitive rate and ZERO pressure. We got a super fast response which was helpful with my work schedule. Joann is genuine, easy to talk to, has a great sense of humor! What a Godsend. Feels like good old-fashioned customer service to me. Grateful.

    Angele Navares Avatar Angele Navares
    April 30, 2018
  • 5 star review  I came across Remedigap by chance and after reading some of the reviews I knew I had to check them out. I am so glad I did!!! So glad I had to tell anyone who will listen…hence this review. I cannot thank Joann enough for answering my questions at the 11th hour! She has, hands down, provided me with the most consise straightforward answers to my questions. Without so much as a hint of pressure in one direction or a other, so refreshing…so very important in this day and age when healthcare coverage can be dauntingly confusing! I appreciate it so much!

    Elizabeth Tatge Avatar Elizabeth Tatge
    December 7, 2017
  • 5 star review  Phoned them “cold” – based on a local area on aging recommendation and several comments penned by Ms. Quinn on websites. Unlike ALL other agencts, only Joann refrained from asking for my commitment to by a plan through them. At the same time, Joann put some searches into play and has promised to phone me once more with additonal input. It was I who offered to write this testimonial. Withouit purchasing a policy, it is the only way I know to express my gratitude for her professional conduct and genuine concern. Thank you, Joann! PS: You can take the teacher out of the school, but you can’t take the schoolteacher away. Your videos are very clearly laid-out: like a carefully constructed lesson

    Karen P. Katz Avatar Karen P. Katz
    November 7, 2017
  • 5 star review  Highly recommend REMEDIGAP videos if you want to understand the Medicare/medigap maze. Joann was thorough in her responses to my questions and requests for rates. Undoubtedly, I will be contacting this company when it is time for me to purchase a medigap policy.

    Rick Graves Avatar Rick Graves
    September 27, 2017
  • 5 star review  Very professional and courteous service. I will have a long term relationship with this business!

    Jack Broome Avatar Jack Broome
    May 12, 2017
  • 5 star review  This was the best thing I could have done for my self every thing was explained to me so I could make the best choice for me.And when I need help later they will be there for me .

    Diane Langille-stone Avatar Diane Langille-stone
    September 18, 2016
  • 5 star review  I left my Medicare Advantage HMO for a Medigap Plan N — I’m so happy I made the change. Joann was there to help me every step of the way and make the process so easy. What could have been an overwhelming situation ended up being completely stress free, thanks to Joann.

    Lorraine Roche Avatar Lorraine Roche
    August 7, 2016

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Medicare Supplement Plan C

Medigap Plan C Coverage

Medicare Supplemental Insurance Plan C is one of the five Medigap policies that offer nearly all of the basic coverage possible. Medicare Supplement Plan C covers the following Medicare expenses:

  • Medicare Part A Coinsurance & Hospital Costs (Covered)
  • Part A Hospice Care Coinsurance or Copayment (Covered)
  • Foreign Travel Emergency (up to plan limits) – (Covered)
  • Medicare Part B Coinsurance and Copayment (Covered)
  • Medicare Part B Deductible (Covered)
  • Medicare Part A Deductible (Covered)
  • Blood (First 3 Pints) (Covered)
  • Medicare Part B Excess Charges (Not Covered)

Medigap Plan C will provide coverage for all of your basic Original Medicare benefits, which includes your preventative care coinsurance, your Part A hospital coinsurance, Part B deductible, and more.

Medicare Supplement Plan C Does NOT Cover

Medicare Supplement Insurance Plan C does not cover any Medicare Part B excess charges. Your Medicare Part B excess charges are surcharges that your physician may charge above what Original Medicare will reimburse for a procedure. to Original Medicare costs for a procedure. These charges are limited to 15% beyond what Original Medicare will pay. 

This is quite uncommon for physician’s to charge excess charges, but it does happen. You just need to be aware that Medicare Supplement Plan C will not provide coverage for these charges if your physician includes them.

Medicare Supplement BenefitsPlan C covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYES
Medicare Part B coinsurance or copaymentYES
Blood (first 3 pints)YES
Part A hospice care coinsurance or copaymentYES
Skilled nursing facility care coinsuranceYES
Part A deductibleYES
Part B deductibleYES
Part B excess chargesNO
Foreign travel emergency (up to plan limits)YES

Doctor’s Who Don’t Accept Assignment

Medicare Supplement PlansYou may or may not have heard about “Doctor’s Accepting Assignment.” When Medicare physicians don’t accept assignment rates, they can charge you the excess charge. Be aware that the excess charge is not allowed in some states. For Medicare shoppers who reside in these “no excess charge” states, they’ll notice that their Medigap Plan C works like a Plan F.

Medigap Plan C is NOT the same as Part C

Medicare Supplement Plan C is 1 of 10 different medicare supplement plans that are available to people shopping for coverage. It is different than Medicare Part C.

Medicare sure makes things confusing don’t they? Let’s break it down into simple terms:

  • Medicare Supplement Plan C (also known as Medigap Plan C) is an insurance plan you buy to cover the 20% gap in coverage from Original Medicare.
  • Medicare Part C is another label for a Medicare Advantage policy. Medicare Advantage (aka Part C) isn’t a “supplement”, but it another type of insurance policy. If fact it’s very different than a Supplement and more like an HMO or PPO with a network of doctors.

When you purchase a Medigap Plan C, you aren’t handcuffed to a network of doctors. You’re free to go see any doctor or hospital who accepts Medicare. You can let out a sigh of relief if you ever need to see the “best doctor” in your area for whatever reason. It’s one of the biggest advantages of Medigap – No Networks!

Get Medigap Plan C Quotes

Did you know that there are dozens of insurance companies that offer Medicare supplement insurance in each state. Many of these Medicare insurance companies will be recognizable as they are always on TV commercials. Some companies are not as well known, but offer the exact same benefits. These unfamiliar companies have solid financial ratings that can provide you a great opportunity at saving a lot of money without sacrificing coverage. They just don’t advertise as much as the so called “big” companies.

Need help comparing prices from the top Medicare supplement insurance companies? Contact REMEDIGAP today at (888)-411-1329.

Call (888) 411-1329 for your free consultation today!

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