• positive review  I am so thrilled to have this selection over with. The relief is beyond description. Joann listens and talks straight. And with me if I hear or feel something is off I will politely exit the conversation. My questions and feedback were truthfully answered and at no time did I get the feeling that I was being lead, pushed or a sales pitch was happening. It was great service. Thank you and thanks for listening.

    thumb Pilan Sue Butts
    4/05/2019
  • 5 star review  I found Joann on YouTube while researching supplemental insurance. Her videos are so easy to understand Medigap. I have been in contact via email and phone. I highly recommend watching her videos. Thank you Joann for making it easy to navigate this new chapter in my life.

    thumb Tina Hiebert
    9/19/2018
  • 5 star review  Best decision I made going through Remdigap. I must have watched 40-50 videos from several different carriers and they mostly seemed shady. One I spoke to Joanne and walked through options, receieved some quotes she took care of the rest with absolutely no pressure. Oh yeah, her videos are clear and concise.

    thumb Joe Moynihan
    6/15/2018
  • 5 star review  My husband and I have been researching Medigap and Part D plans for months. Once we thought we knew what we were doing, we would find out we didn’t! Lol! If we would have started here, with Joann and REMEDIGAP, it would have been painless! So thankful we found her! Watch the videos, ask ANY question, and rest assured you’ll get a competitive rate and ZERO pressure. We got a super fast response which was helpful with my work schedule. Joann is genuine, easy to talk to, has a great sense of humor! What a Godsend. Feels like good old-fashioned customer service to me. Grateful.

    thumb Angele Navares
    4/30/2018
  • 5 star review  I came across Remedigap by chance and after reading some of the reviews I knew I had to check them out. I am so glad I did!!! So glad I had to tell anyone who will listen…hence this review. I cannot thank Joann enough for answering my questions at the 11th hour! She has, hands down, provided me with the most consise straightforward answers to my questions. Without so much as a hint of pressure in one direction or a other, so refreshing…so very important in this day and age when healthcare coverage can be dauntingly confusing! I appreciate it so much!

    thumb Elizabeth Tatge
    12/07/2017
  • 5 star review  Phoned them “cold” – based on a local area on aging recommendation and several comments penned by Ms. Quinn on websites. Unlike ALL other agencts, only Joann refrained from asking for my commitment to by a plan through them. At the same time, Joann put some searches into play and has promised to phone me once more with additonal input. It was I who offered to write this testimonial. Withouit purchasing a policy, it is the only way I know to express my gratitude for her professional conduct and genuine concern. Thank you, Joann! PS: You can take the teacher out of the school, but you can’t take the schoolteacher away. Your videos are very clearly laid-out: like a carefully constructed lesson

    thumb Karen P. Katz
    11/07/2017
  • 5 star review  Highly recommend REMEDIGAP videos if you want to understand the Medicare/medigap maze. Joann was thorough in her responses to my questions and requests for rates. Undoubtedly, I will be contacting this company when it is time for me to purchase a medigap policy.

    thumb Rick Graves
    9/27/2017
  • 5 star review  Very professional and courteous service. I will have a long term relationship with this business!

    thumb Jack Broome
    5/12/2017
  • 5 star review  This was the best thing I could have done for my self every thing was explained to me so I could make the best choice for me.And when I need help later they will be there for me .

    thumb Diane Langille-stone
    9/18/2016
  • 5 star review  I left my Medicare Advantage HMO for a Medigap Plan N — I’m so happy I made the change. Joann was there to help me every step of the way and make the process so easy. What could have been an overwhelming situation ended up being completely stress free, thanks to Joann.

    thumb Lorraine Roche
    8/07/2016

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Medicare Supplement Plan B

Medicare Supplement Plan B

Every Medicare supplement plan is different. Some Medigap plans provide more coverage compared to others. Medicare supplement Plan B is a very basic plan that can leave you with some coverage gaps. Since it offers you less coverage, Plan B will be less expensive when compared to plans with more benefits. Let’s dive deeper into Plan B.

What Medigap Plan B Covers

Medicare Supplement Plan BMedigap Plan B, also known as Medicare Supplement Plan B, provides identical benefits as Medigap Plan A with a little more coverage. Plan B will pay for your Part A hospital deductible which is over a thousand dollars.

This is a big benefit because this deductible will usually go up a bit every year. With Medicare Supplement Plan B, you’ll never stress about this deductible increasing in the future.

  • Medicare Part A Coinsurance & Hospital Costs (Covered)
  • Part A Hospice Care Coinsurance or Copayment (Covered)
  • Medicare Part B Coinsurance and Copayment (Covered)
  • Blood (First 3 Pints) (Covered)
  • Medicare Part A Deductible (Covered)
  • Foreign Travel Emergency (up to plan limits) (Not Covered)
  • Skilled Nursing Facility Coinsurance (Not Covered)
  • Medicare Part B Excess Charges (Not Covered)
  • Medicare Part B Deductible (Not Covered)

What Medicare Supplement Plan B WON’T Cover

Medicare Supplement Plan B does not cover your Skilled nursing facility care coinsurance, Medicare Part B deductible, Medicare Part B excess charges and your Foreign travel emergency (up to plan limits).

Medicare Supplement BenefitsPlan B covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are usedYES
Medicare Part B coinsurance or copaymentYES
Blood (first 3 pints)YES
Part A hospice care coinsurance or copaymentYES
Skilled nursing facility care coinsuranceNO
Part A deductibleYES
Part B deductibleNO
Part B excess chargesNO
Foreign travel emergency (up to plan limits)No

Medigap Plan B & Medicare Part B are Different!

Medicare can get really confusing. Especially when they use the same letters for entirely different things.

Let’s look at the differences of Medigap Plan B and Medicare Part B:

  • Medigap Plan B, also referred to as Medicare Supplement Plan B is a type of insurance designed to cover the gaps of Original Medicare. There are many Medicare supplemental plans to buy. Plan B is just one of them.
  • Medicare Part B refers to Medicare’s outpatient medical coverage. It is bought directly from Social Security.

You need to have Medicare Part B for outpatient services such as lab work, doctor visits, durable medical equipment and more. Keep in mind, Medicare generally pays 80% of these services. A Medigap plan can help pay the remaining 20%.

It’s important to not confuse the two – if you’d like to sort through the differences, give us a call. We’re here to guide you through this process.

Have Questions?

At REMEDIGAP, you’ll get one-on-one help from a licensed Medicare supplement insurance agent. Simply give us a call at 888-411-1329. You can also request free online Medigap quotes here. 

Call (888) 411-1329 for your free consultation today!

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