• positive review  I am so thrilled to have this selection over with. The relief is beyond description. Joann listens and talks straight. And with me if I hear or feel something is off I will politely exit the conversation. My questions and feedback were truthfully answered and at no time did I get the feeling that I was being lead, pushed or a sales pitch was happening. It was great service. Thank you and thanks for listening.

    thumb Pilan Sue Butts
    4/05/2019
  • 5 star review  I found Joann on YouTube while researching supplemental insurance. Her videos are so easy to understand Medigap. I have been in contact via email and phone. I highly recommend watching her videos. Thank you Joann for making it easy to navigate this new chapter in my life.

    thumb Tina Hiebert
    9/19/2018
  • 5 star review  Best decision I made going through Remdigap. I must have watched 40-50 videos from several different carriers and they mostly seemed shady. One I spoke to Joanne and walked through options, receieved some quotes she took care of the rest with absolutely no pressure. Oh yeah, her videos are clear and concise.

    thumb Joe Moynihan
    6/15/2018
  • 5 star review  My husband and I have been researching Medigap and Part D plans for months. Once we thought we knew what we were doing, we would find out we didn’t! Lol! If we would have started here, with Joann and REMEDIGAP, it would have been painless! So thankful we found her! Watch the videos, ask ANY question, and rest assured you’ll get a competitive rate and ZERO pressure. We got a super fast response which was helpful with my work schedule. Joann is genuine, easy to talk to, has a great sense of humor! What a Godsend. Feels like good old-fashioned customer service to me. Grateful.

    thumb Angele Navares
    4/30/2018
  • 5 star review  I came across Remedigap by chance and after reading some of the reviews I knew I had to check them out. I am so glad I did!!! So glad I had to tell anyone who will listen…hence this review. I cannot thank Joann enough for answering my questions at the 11th hour! She has, hands down, provided me with the most consise straightforward answers to my questions. Without so much as a hint of pressure in one direction or a other, so refreshing…so very important in this day and age when healthcare coverage can be dauntingly confusing! I appreciate it so much!

    thumb Elizabeth Tatge
    12/07/2017
  • 5 star review  Phoned them “cold” – based on a local area on aging recommendation and several comments penned by Ms. Quinn on websites. Unlike ALL other agencts, only Joann refrained from asking for my commitment to by a plan through them. At the same time, Joann put some searches into play and has promised to phone me once more with additonal input. It was I who offered to write this testimonial. Withouit purchasing a policy, it is the only way I know to express my gratitude for her professional conduct and genuine concern. Thank you, Joann! PS: You can take the teacher out of the school, but you can’t take the schoolteacher away. Your videos are very clearly laid-out: like a carefully constructed lesson

    thumb Karen P. Katz
    11/07/2017
  • 5 star review  Highly recommend REMEDIGAP videos if you want to understand the Medicare/medigap maze. Joann was thorough in her responses to my questions and requests for rates. Undoubtedly, I will be contacting this company when it is time for me to purchase a medigap policy.

    thumb Rick Graves
    9/27/2017
  • 5 star review  Very professional and courteous service. I will have a long term relationship with this business!

    thumb Jack Broome
    5/12/2017
  • 5 star review  This was the best thing I could have done for my self every thing was explained to me so I could make the best choice for me.And when I need help later they will be there for me .

    thumb Diane Langille-stone
    9/18/2016
  • 5 star review  I left my Medicare Advantage HMO for a Medigap Plan N — I’m so happy I made the change. Joann was there to help me every step of the way and make the process so easy. What could have been an overwhelming situation ended up being completely stress free, thanks to Joann.

    thumb Lorraine Roche
    8/07/2016

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High Deductible Plan F

High Deductible Plan FMedicare can be quite confusing with all of the letters they use to describe plans and services. A great example of this is with Plan F and High Deductible Plan F. With a High Deductible Plan F, you’re getting a version of a regular Medigap Plan F policy. Once you reach the deductible in a High Deductible Plan F, it functions exactly like a standard Plan F. Shoppers who are looking for the lowest cost Medicare supplement plan or come from their job’s health savings account plan are frequently interested in Hi-Ded Plan F.

Medicare Will Pay 80%

All Medicare Supplement plans pay roughly 20% of Original Medicare’s benefits. In other words, Medicare usually pays 80% and your Medigap policy pays the remaining 20%.

Medigap Plan F is one of the most popular plans because shoppers love that it provides first-dollar coverage. People looking for better value understand that first dollar coverage comes at a premium.

How Hi Deductible Plan F works:

When you buy a High-Deductible Plan F policy, Medicare will pay its share first.

Once that happens, you’ll have to meet your deductible. This deductible is your maximum out of pocket costs which are $2,300 in 2019.

Pros and Cons of High Deductible Plan F

The pros and cons of HDPF are pretty straightforward. It provides shoppers the lowest cost monthly premium for a Medigap plan. That’s the advantage of the Hi Deductible plan. However, the low premium comes at the possible cost of having to meet a $2,300 deductible if you run into a serious medical attention.

HDPF Medicare Supplement Quotes

With REMEDIGAP, you’ll get one on one help from licensed Medicare agents at no cost to you. You’ll have your own personal Medicare guide in your back pocket.

When you sign up for any Medicare Supplement Plan through REMEDIGAP, we’re here with you for the long haul. You’ll get help through the entire application process as well as on-going support year after year. Medigap plans provide excellent coverage, but if you ever run into any problems with your coverage or submitting a claim, we’re here to help.

Give us a call now at the number below. You can also compare quotes, side by side, of all the Medigap rates in your area by using our online quote comparison tool here. You can see if popular plans like Plan G or Plan N are best or another provides better value.

Call (888) 411-1329 for your free consultation today!

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