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Start Here

  • What Is Medicare?Start here if you’re new
  • Parts A, B, C & D ExplainedThe alphabet, simplified
  • What Medicare CoversWhat’s included — and what’s not
  • Medicare Costs & PremiumsDeductibles, copays and what you’ll actually pay
  • Common Medicare MistakesWhat most people get wrong before it’s too late

Your Situation

  • Turning 65 SoonYour enrollment checklist
  • Medicare and Still WorkingWhat to do if you have employer coverage
  • Already on MedicareCan you switch plans?
  • Helping a Parent or SpouseHow to guide someone you love
  • When Can I Sign Up?Enrollment windows and deadlines
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Plan Options

  • Plan GThe most comprehensive Medigap plan available today
  • Plan NLower premium, some cost-sharing
  • Plan G vs. Plan NSide-by-side — which one is right for you?
  • Prescription Drug PlansUnderstanding standalone Part D coverage
  • Medicare Advantage PlansHow they work and what to watch for
  • High-Deductible Plan GLower monthly premium, higher out-of-pocket maximum

How Plans Work

  • Medigap vs. Medicare AdvantageWhich path is right for you?
  • What Medigap CoversFilling Medicare’s gaps
  • How Medigap Pricing WorksWhy the same plan costs different amounts
  • Will I Be Denied Coverage?Health questions and underwriting, explained simply
  • When Can I Enroll?Open enrollment windows and your rights
  • Can I Switch to a Medigap Plan?What’s possible and when
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Our Process

  • How the Process WorksSimple, unhurried and always at your pace
  • No Pressure — Our PromiseWhat we will and won’t do when you reach out
  • What Happens After I Enroll?We stay with you after the paperwork
  • Why Use an Independent Agent?More choices, one advisor

Why REMEDIGAP

  • About UsThe story behind a husband-and-wife Medicare agency
  • Why Work With UsWhat makes REMEDIGAP different
  • How We Get PaidFull transparency, no surprises
  • Client Reviews ★★★★★Real families, real experiences
Client Stories

You’re not alone.

See how other Medicare clients got answers, weighed their options, and moved forward with confidence.

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Learn

  • Free Medicare eCourse7 lessons, plain English, at your own pace
  • Medicare Plans By StateFind the plans available where you live
  • Medicare and Your HealthWhat Medicare covers for specific conditions
  • Understanding Medicare CostsPremiums, deductibles and what you’ll actually pay
  • Medicare Supplement CompaniesThe top-rated carriers and how they compare

Tools & Checklists

  • Turning 65 ChecklistEverything to do before your birthday month
  • Medigap Enrollment CalculatorFind your best window to enroll without penalties
  • Initial Enrollment CalculatorSee exactly when your Medicare coverage begins
  • Part B Penalty CalculatorFind out if a late enrollment penalty applies to you
  • Questions to Ask Your AgentSo you get the right plan, not just a plan
Medicare Resources

Know what to do.

Checklists, timelines, and calculators to help you stay organized and avoid costly mistakes.

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REMEDIGAP
    • Plan G
    • Plan N
    • Plan G vs. Plan N
    • Medigap vs. Medicare Advantage
    • High-Deductible Plan G
    • What Is Medicare?
    • Parts A, B, C & D Explained
    • Turning 65 Soon
    • Medicare Costs & Premiums
    • Common Medicare Mistakes
    • How the Process Works
    • No Pressure — Our Promise
    • What Happens After I Enroll?
    • Why Use an Independent Agent?
    • About Us
    • Client Reviews ★★★★★
    • Free Medicare eCourse
    • Medicare Plans By State
    • Medicare Supplement Companies
    • Turning 65 Checklist
    • Medigap Enrollment Calculator
    • Part B Penalty Calculator
    • Questions to Ask Your Agent
Book Free Consultation Book Free Consultation
  • Insurance Department

    The Insurance Department is a state by state agency that regulates insurance. They can provide info about Medigap policies as well as other private health insurance.

    Read More Insurance DepartmentContinue

  • State Health Insurance Assistance Program

    The State Health Insurance Assistance Program (SHIP) is a state program that receives money from the federal government to provide local health insurance counseling to people with Medicare at no cost.

    Read More State Health Insurance Assistance ProgramContinue

  • Skilled nursing facility

    A Skilled nursing facility (SNF) is a nursing facility that has the staff and equipment needed to provide Skilled nursing care. In most cases, they also provide skilled rehabilitative services & other related health services.

    Read More Skilled nursing facilityContinue

  • Skilled nursing care

    Skilled nursing care includes care that may only be provided by a physician or registered nurse (like intravenous injections).

    Read More Skilled nursing careContinue

  • Service area

    A Service area is the geographic location where an insurance plan accepts members if it limits membership based on where people live. This plan may disenroll you if you move out of the plan’s service area. For plans that limit which hospitals and physicians you have access to, it’s also typically the area where you…

    Read More Service areaContinue

  • Secondary payer

    The Secondary payer is the insurance policy, program, or plan that pays 2nd on a medical care Claim. Medicare, Medicaid, or other insurance could be the secondary payer depending on the situation.

    Read More Secondary payerContinue

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Learn

  • Medicare Basics
  • Medicare Supplement Plans
  • Medicare Advantage
  • Medicare Part D
  • Enrollment & Eligibility
  • Medicare by State

Resources

  • Free Medicare Course
  • Why Work With Us
  • Medicare Calculators
  • Turning 65?
  • Still Working?
  • Learning Center

Get Help

  • Get a Free Quote
  • Speak With an Advisor
  • Review My Medigap Rate
  • About REMEDIGAP
  • Client Stories
  • Contact Us

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© 2026 REMEDIGAP. All rights reserved.

Privacy Policy Terms of Use Accessibility Licensing & Disclosures

Not connected with or endorsed by the United States government or the federal Medicare program.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Medicare has neither reviewed nor endorsed this information. While we have done our best to ensure all rates shown are accurate, human error is possible. In the rare event of a pricing mistake, the carrier’s rates will always supersede whatever price appears on our website.

REMEDIGAP.com is privately owned & operated by The Quinn Group, LLC. Licensed name varies by state: The Quinn Group LLC, Quinn Insurance Services, Quinn Premier Insurance Services.

Fact Checked

This article has been thoroughly reviewed by the author and a licensed Medicare insurance expert to ensure our content adheres to the highest quality standards for accuracy and honest advice.

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Michael Quinn

Michael Quinn

Licensed Agent, REMEDIGAP Founder

Michael Quinn is a nationally licensed insurance expert with over a decade of experience and has helped over 1000 clients with their Medicare Supplement needs. Michael has been consulted as an expert insurance source for dozens of high-profile websites such as USA Today, Yahoo.com, NerdWallet, Bankrate, ThinkAdvisor, The Epoch Times, and many more.

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joann quinn medicare

Joann Quinn

Licensed Agent, REMEDIGAP Founder

Joann Quinn is a nationally licensed insurance expert with over a decade of experience and has personally helped thousands of clients with their Medicare Supplement questions and needs. Joann has been consulted as a Medicare expert for high-profile websites and runs a very popular YouTube channel that focuses on understanding the complexities of Medicare.

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