Guaranteed issue
Guaranteed issue rights (also called “Medigap protections”) are the rights you have in certain situations. These situations occur when insurance companies are required by law to offer or sell you a Medigap policy. With these situations, an insurance company can’t deny you a Medicare Supplement policy. They also can’t place conditions on your Medicare Supplement policy (for example, exclusions for pre-existing conditions). Companies also can’t charge you more for a Medicare Supplement policy because of present or past health problems.