Alabama Medicare Supplements

Alabama Medicare Supplemental Insurance Plans 

Medigap SavingsAre you looking for information on Alabama Medicare Supplemental Insurance Plans?

If so, you’ve come to the right place.  Medicare supplements are also known as Medigap plans.

They are insurance plans that are regulated by the government.  Medigap plans are standardized. 

What does a standardized plan mean? This simply means that when you purchase a particular Medicare Supplement Plan, like Medigap Plan F, it will provide you the same exact coverage no matter which company you choose.

That’s right. Your Medicare coverage is the same no matter if it’s Blue Cross Blue Shield, Mutual of Omaha, Equitable, AARP or any other Medigap company.  It’s the LAW!

Compare Alabama Medicare Supplements

It is important to know that even though the coverage for Alabama Medicare Supplement Plans are the same, the rates are not. You need to compare the plan letters from company to company.  For example, compare Medicare Supplement Plan F from multiple companies.

Medicare Supplement Insurance Plan premium prices are different when comparing Alabama Medicare Supplement Insurance Companies. 

The Medigap lettered plans (Plan F for example) are standardized.  This is a safety net put in place by CMS (Centers for Medicare and Medicaid Services) to protect you. Insurance companies, by law, can’t make any changes to standardized Medigap benefits.

CMS, however, does not regulate premiums. Insurance companies adjust rates based on inflation, overhead, medical pay outs, marketing, etc.

Plan F with ABC insurance company can be very different from XYZ insurance company.

Alabama Plan F premiums for a female who is 65 years young has a range of $68 between the lowest and highest priced plan.

  • The lowest Plan F premium as of April 2016 is $121.38.
  • The most expensive Plan F premium as of April 2016 is $188.92. 

How Alabama Medicare Supplements Work

Think of Medigap plans like this. Premium gasoline (Plan F) is the same at every gas station.  However, premium gasoline may have different prices from multiple gas stations in your town. You buy the least expensive premium gas because it’s the same regardless of which station you buy it from.

This is how Medigap works.  If you want to purchase a Plan F, shop your Plan F with all the companies in your Zip Code.  If you are shopping for Plan G, shop all Plan G plans in your Zip Code.

Alabama Medigap Benefits

Plan F benefits are the exact same no matter what company you choose.  This applies to all Medigap plan letters.  You do not get better benefits by selecting a big or small Medigap insurance company.

Price comparison shopping is extremely important. You must make sure that you are not spending more than you have to for the exact same Alabama Medicare Supplement Insurance Coverage.

Here is a Plan letter comparison.  Please take a moment and compare benefits.  We are often asked if Medigap Plan F or Plan G is better and which is the best value.

Medigap Plan Letter benefits

 

Medicare Supplement Savings

The question remains: How much are you paying for your Alabama Medicare Supplement Insurance? You’re not getting more benefits by paying more.  So don’t overpay!

We help Alabama Medicare Insurance beneficiaries who are new to Medicare or already using Medicare. If you have a Medigap plan, we can review your coverage and find lower rates to save you money on the same exact plan.

We are independent agents who shop the entire market and offer you choices.

We’re not bound to any insurance company.

We don’t work for the Medicare Supplement companies.  We work for you. We’ll find you the absolute highest value with your Medicare Supplement coverage by shopping all of the insurance companies that offer Alabama Medigap coverage.

Be an informed buyer and comparison shop your Alabama Medicare Supplement Insurance plans and rates.

Just click here to request a quote or call us at (888) 411-1329 for personal service.

 

 Medicare Outline Of CoverageMedigap Outline of coverage 2015

 

Alabama Medigap Locations

Are you wondering if I can help you lower your Medicare Supplement costs? I can!  Below are the cities in Alabama that I serve. Click here if you’re looking for other Medicare Supplement states.

Abbeville Adamsville Addison Akron Alabaster Albertville Alexander City Alexandria Aliceville Allgood Altoona Andalusia Anderson Anniston Arab Ardmore Argo Ariton Arley Ashford Ashland Ashville Athens Atmore Attalla Auburn Autaugaville Avon Babbie Baileyton Banks Bay Minette Bayou La Batre Bear Creek Beatrice Beaverton Belk Benton Berry Bessemer Billingsley Birmingham Black Blountsville Blue Mountain Blue Ridge Blue Springs Boaz Boligee Bon Air Branchville Brantley Brent Brewton Bridgeport Brighton Brilliant Brookside Brookwood Brundidge Butler Bynum Cahaba Heights Calera Camden Camp Hill Carbon Hill Cardiff Carolina Carrollton Castleberry Cedar Bluff Center Point Centre Centreville Chalkville Chatom Chelsea Cherokee Chickasaw Childersburg Citronelle Clanton Clay Clayhatchee Clayton Cleveland Clio Coaling Coffee Springs Coffeeville Coker Collinsville Colony Columbia Columbiana Concord Coosada Cordova Cottonwood County Line Courtland Cowarts Creola Crossville Cuba Cullman Dadeville Daleville Daphne Dauphin Island Daviston Dayton Deatsville Decatur Demopolis Detroit Dodge City Dora Dothan Double Springs Douglas Dozier Dutton East Brewton Eclectic Edgewater Edwardsville Elba Elberta Eldridge Elkmont Elmore Emelle Enterprise Epes Ethelsville Eufaula Eunola Eutaw Eva Evergreen Excel Fairfield Fairhope Fairview Falkville Faunsdale Fayette Five Points Flomaton Florala Florence Foley Forestdale Forkland Fort Deposit Fort Payne Fort Rucker Franklin Frisco City Fruithurst Fulton Fultondale Fyffe Gadsden Gainesville Gantt Gantts Quarry Garden City Gardendale Gaylesville Glenwood Goldville Good Hope Goodwater Gordo Gordon Gordonville Goshen Grand Bay Grant Grayson Valley Graysville Greensboro Greenville Grimes Grove Hill Guin Gulf Shores Guntersville Gurley Gu-Win Hackleburg Haleburg Haleyville Hamilton Hammondville Hanceville Harpersville Hartford Hartselle Harvest Hayden Hayneville Hazel Green Headland Heath Heflin Helena Henagar Highland Lake Hillsboro Hobson City Hodges Hokes Bluff Holly Pond Hollywood Holt Homewood Hoover Horn Hill Hueytown Huguley Huntsville Hurtsboro Hytop Ider Indian Springs Village Irondale Jackson Jacksons’ Gap Jacksonville Jasper Jemison Kansas Kennedy Killen Kimberly Kinsey Kinston Ladonia La Fayette Lake Purdy Lakeview Lake View Lanett Langston Leeds Leesburg Leighton Lester Level Plains Lexington Libertyville Lincoln Linden Lineville Lipscomb Lisman Littleville Livingston Loachapoka Lockhart Locust Fork Louisville Lowndesboro Loxley Luverne Lynn McDonald Chapel Macedonia McIntosh McKenzie McMullen Madison Madrid Malvern Maplesville Margaret Marion Maytown Meadowbrook Memphis Mentone Meridianville Midfield Midland City Midway Mignon Millbrook Millport Millry Minor Mobile Monroeville Montevallo Montgomery Moody Moores Mill Mooresville Morris Mosses Moulton Moundville Mountainboro Mountain Brook Mount Olive Mount Vernon Mulga Munford Muscle Shoals Myrtlewood Napier Field Natural Bridge Nauvoo Nectar Needham Newbern New Brockton New Hope New Market New Site Newton Newville North Bibb North Courtland North Johns Northport Notasulga Oak Grove Oak Hill Oakman Odenville Ohatchee Oneonta Onycha Opelika Opp Orange Beach Orrville Owens Cross Roads Oxford Ozark Paint Rock Parrish Pelham Pell City Pennington Petrey Phenix City Phil Campbell Pickensville Piedmont Pike Road Pinckard Pine Apple Pine Hill Pine Ridge Pinson Pisgah Pleasant Grove Pleasant Groves Point Clear Pollard Powell Prattville Priceville Prichard Providence Ragland Rainbow City Rainsville Ranburne Red Bay Red Level Redstone Arsenal Reece City Reform Rehobeth Repton Ridgeville River Falls Riverside Riverview Roanoke Robertsdale Rock Creek Rockford Rock Mills Rogersville Rosa Russellville Rutledge St. Florian Saks Samson Sand Rock Sanford Saraland Sardis City Satsuma Scottsboro Section Selma Selmont-West Selmont Sheffield Shiloh Shorter Silas Silverhill Sipsey Skyline Slocomb Smiths Smoke Rise Snead Somerville Southside South Vinemont Spanish Fort Springville Steele Stevenson Sulligent Sumiton Summerdale Susan Moore Sweet Water Sylacauga Sylvania Sylvan Springs Talladega Talladega Springs Tallassee Tarrant Taylor Theodore Thomaston Thomasville Thorsby Tillmans Corner Town Creek Toxey Trafford Triana Trinity Troy Trussville Tuscaloosa Tuscumbia Tuskegee Underwood-Petersville Union Union Grove Union Springs Uniontown Valley Valley Head Vance Vernon Vestavia Hills Vina Vincent Vredenburgh Wadley Waldo Walnut Grove Warrior Waterloo Waverly Weaver Webb Wedowee West Blocton West End-Cobb Town West Jefferson West Point Wetumpka White Hall Wilsonville Wilton Winfield Woodland Woodville Yellow Bluff Geiger Geneva Georgiana Geraldine Gilbertown Glen Allen Glencoe York

 

Medicare supplement specialist Medicare supplement expert Hello, my name is Joann Quinn and I'm the co-founder of REMEDIGAP.com and a licensed independent insurance agent in multiple states. I've written over 50 articles about Medicare and Medigap insurance. My goal is to make Medicare and Medigap less confusing. I know Medicare seems overly complicated, but with some guidance you'll gain the confidence you need to make important decisions about your benefits.
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Reviews

REMEDIGAP
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Tina Hiebert
Tina Hiebert
2018-09-19T15:12:34+0000
I found Joann on YouTube while researching supplemental insurance. Her videos are so easy to understand Medigap. I have been in contact via email and phone. I highly recommend watching her videos. Thank you Joann for making it easy to navigate this new chapter in my life.
Joe Moynihan
Joe Moynihan
2018-06-15T10:24:32+0000
Best decision I made going through Remdigap. I must have watched 40-50 videos from several different carriers and they mostly seemed shady. One I spoke to Joanne and walked through options, receieved some quotes she took care of the rest with absolutely no pressure. Oh yeah, her videos are clear and concise.
Angele Navares
Angele Navares
2018-04-30T17:14:07+0000
My husband and I have been researching Medigap and Part D plans for months. Once we thought we knew what we were doing, we would find out we didn't! Lol! If we would have started here, with Joann and REMEDIGAP, it would have been painless! So thankful we found her! Watch the videos, ask ANY question, and rest assured you'll get a competitive rate and ZERO pressure. We got a super fast response which was helpful with my work schedule. Joann is genuine, easy to talk to, has a great sense of humor! What a Godsend. Feels like good old-fashioned customer service to me. Grateful.
Elizabeth Tatge
Elizabeth Tatge
2017-12-07T19:38:39+0000
I came across Remedigap by chance and after reading some of the reviews I knew I had to check them out. I am so glad I did!!! So glad I had to tell anyone who will listen...hence this review. I cannot thank Joann enough for answering my questions at the 11th hour! She has, hands down, provided me with the most consise straightforward answers to my questions. Without so much as a hint of pressure in one direction or a other, so refreshing...so very important in this day and age when healthcare coverage can be dauntingly confusing! I appreciate it so much!
Karen P. Katz
Karen P. Katz
2017-11-07T04:00:53+0000
Phoned them "cold" - based on a local area on aging recommendation and several comments penned by Ms. Quinn on websites. Unlike ALL other agencts, only Joann refrained from asking for my commitment to by a plan through them. At the same time, Joann put some searches into play and has promised to phone me once more with additonal input. It was I who offered to write this testimonial. Withouit purchasing a policy, it is the only way I know to express my gratitude for her professional conduct and genuine concern. Thank you, Joann! PS: You can take the teacher out of the school, but you can’t take the schoolteacher away. Your videos are very clearly laid-out: like a carefully constructed lesson
Rick Graves
Rick Graves
2017-09-27T20:22:49+0000
Highly recommend REMEDIGAP videos if you want to understand the Medicare/medigap maze. Joann was thorough in her responses to my questions and requests for rates. Undoubtedly, I will be contacting this company when it is time for me to purchase a medigap policy.
Wallace Loper
Wallace Loper
2017-07-18T20:22:21+0000
John Millas
John Millas
2017-06-22T15:37:30+0000
Jack Broome
Jack Broome
2017-05-12T22:46:24+0000
Very professional and courteous service. I will have a long term relationship with this business!
Sherri Bush Kelly
Sherri Bush Kelly
2017-05-04T01:27:55+0000
Diane Langille-stone
Diane Langille-stone
2016-09-18T20:16:32+0000
This was the best thing I could have done for my self every thing was explained to me so I could make the best choice for me.And when I need help later they will be there for me .
Jo Flanigan Kindlesparker
Jo Flanigan Kindlesparker
2016-09-11T19:17:27+0000
Lorraine Roche
Lorraine Roche
2016-08-07T23:18:56+0000
I left my Medicare Advantage HMO for a Medigap Plan N -- I'm so happy I made the change. Joann was there to help me every step of the way and make the process so easy. What could have been an overwhelming situation ended up being completely stress free, thanks to Joann.
David L Delhomme
David L Delhomme
2016-08-05T17:52:12+0000
Mere words cannot express my gratitude after our phone conversation today. What a relief having good information on hand concerning Medicare and Medigap. Thank you for doing what you do! Blessings, David Delhomme
Virginia Butler Whitney
Virginia Butler Whitney
2016-08-05T10:19:28+0000
Here is info about Medigap coverage which might be helpful for u.
Diana L. Strong
Diana L. Strong
2016-08-03T18:24:41+0000
I emailed Joann with a question about using Tricare for Life insurance with Medicare. Her response was almost immediate and the info was exactly what I needed. She even included a chart to help me understand. This site is awesome!
Summary
Alabama Medicare Supplemental Insurance Plans
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Alabama Medicare Supplemental Insurance Plans
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Looking for information on Alabama Medicare Supplemental Insurance Plans? Find the lowest rates and get the lowest premium on your state's Medigap plans!
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REMEDIGAP
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